Fast Finance Pay (FFPP) AI Stock Analysis

Fast Finance Pay

(Other OTC:FFPP)

Select Model

Rating:48Neutral

Price Target:$12.00▲(0.00% Upside)

Action:reiterated

Date:09/26/26

Financial performance leads with revenue growth and low-debt balance sheet as main supports, offset by losses and cash burn. Bearish technicals and unattractive valuation from negative earnings add further pressure.

Positive Factors

Revenue GrowthRevenue expansion indicates the business is gaining scale and reaching more customers or transactions. If this growth persists, it can improve operating leverage and provide a broader base from which to absorb fixed costs and support future profitability.

Negative Factors

Heavy Net LossesLarge ongoing losses show that revenue growth and better gross margins are not yet covering operating costs. Continued losses could delay self-funded expansion, require additional financing, and weaken the durability of the business model if cost discipline does not improve.

Fast Finance Pay (FFPP) vs. SPDR S&P 500 ETF (SPY)

Market Cap: $229.54M
Dividend Yield: ―
Average Volume (3M): 175
Price to Earnings (P/E): -32.5
Beta (1Y): -0.14
Revenue Growth: 10.29%
EPS Growth: -601.71%
Country: US
Employees: 0
Sector: Technology
Sector Strength: 61
Industry: Software - Infrastructure

Fast Finance Pay Business Overview & Revenue Model

Company Description

Fast Finance Pay Corp. specializes in providing an extensive range of financial technology services, encompassing merchant payment processing, electronic banking for individual consumers, and swift money transfer options that support numerous interna...

Fast Finance Pay Financial Statement Overview

Summary

Revenue grew to $13.1M with 53.9% gross margins and balance sheet remains strong with minimal debt, yet net losses of $7.2M and ongoing cash burn create risks.

Income Statement

47Neutral

Balance Sheet

84Very Positive

Cash Flow

29Negative

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	13.06M	11.27M	10.43M	4.52M	1.15M	1.36M
Gross Profit	7.04M	5.19M	4.55M	1.86M	261.11K	130.01K
EBITDA	222.12K	200.00K	735.84K	395.17K	194.99K	-161.97K
Net Income	-7.18M	-6.97M	568.36K	244.56K	142.12K	-222.12K
Balance Sheet
Total Assets	23.85M	20.02M	12.44M	11.36M	9.25M	1.65M
Cash, Cash Equivalents and Short-Term Investments	467.47K	314.41K	422.17K	170.09K	45.06K	28.67K
Total Debt	749.94K	348.60K	485.06K	0	0	0
Total Liabilities	6.67M	4.53M	5.15M	4.81M	4.97M	1.47M
Stockholders Equity	17.18M	15.50M	7.29M	6.56M	4.27M	175.07K
Cash Flow
Free Cash Flow	-2.21M	-1.76M	-416.05K	-711.53K	92.19K	-494.63K
Operating Cash Flow	-1.84M	-1.40M	-416.05K	213.87K	339.59K	-494.63K
Investing Cash Flow	-4.11M	-3.86M	235.13K	-925.39K	-320.15K	0
Financing Cash Flow	3.97M	4.25M	511.42K	764.14K	0	501.68K

Fast Finance Pay Technical Analysis

Technical Analysis SentimentNegative

Last Price12.00

Price Trends

50DMA11.89Positive

100DMA15.93Negative

200DMA23.96Negative

Market Momentum

MACD0.06Negative

RSI53.68Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FFPP, the sentiment is Negative. The current price of 12.00 is below the 20-day moving average (MA) of 12.00, above the 50-day MA of 11.89, and below the 200-day MA of 23.96, indicating a neutral trend. The MACD of 0.06 indicates Negative momentum. The RSI at 53.68 is Neutral, neither overbought nor oversold. The STOCH value of is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FFPP.

Fast Finance Pay Peers Comparison

Overall Rating

UnderperformOutperform

Sector (61)

Financial Indicators

FFPP against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PAYS	80Outperform	$786.52M	48.86	30.13%	―	46.84%	125.24%
PAYO	71Outperform	$2.42B	50.64	7.27%	―	6.31%	-48.91%
EEFT	62Neutral	$2.36B	9.41	22.18%	―	4.95%	―
Sector *	61Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
MQ	58Neutral	$1.88B	184.69	1.36%	―	22.41%	―
STNE	58Neutral	$1.89B	3.20	29.69%	―	-29.50%	―
FFPP	48Neutral	$367.26M	-32.52	-44.12%	―	10.29%	-601.71%

* Technology Sector Average

Performance Comparison

FFPP and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
FFPP	Fast Finance Pay Corp	12.00	-14.50	-54.72%
EEFT	Euronet Worldwide	63.15	-11.07	-14.92%
STNE	Stoneco	7.75	-7.96	-50.67%
PAYS	Paysign, Inc.	13.93	8.75	168.92%
PAYO	Payoneer Inc.	7.15	1.42	24.78%
MQ	Marqeta, Inc.	18.10	0.12	0.67%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 26, 2026

Fast Finance Pay AI Stock Analysis