Fast Finance Pay (FFPP)
OTHER OTC:FFPP
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Fast Finance Pay
(OTC:FFPP)
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Rating:44Neutral
Price Target:
$19.50
▼(-51.25% Downside)
Action:Reiterated
Date:04/16/26
The score is held down primarily by the sharp 2025 earnings decline and ongoing negative operating/free cash flow, indicating weak financial quality. Technicals also look poor with the stock far below major moving averages and negative MACD. Low leverage and strong revenue growth provide some support but are not enough to offset profitability and cash-burn risks.
Positive Factors
Revenue scaling & gross margin
Sustained top-line expansion with rising gross margins signals product-market fit and improving unit economics. That combination supports durable operating leverage: if operating expenses are controlled, the firm can convert revenue growth into sustainable profits over the next several quarters to years.
Negative Factors
Negative operating & free cash flow
Persistent cash burn reduces financial flexibility and raises dependence on external funding. Over several quarters this can force dilutive equity raises or cutbacks in growth initiatives, constraining the company’s ability to invest in product, sales, and margins required to achieve sustainable profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue scaling & gross margin
Sustained top-line expansion with rising gross margins signals product-market fit and improving unit economics. That combination supports durable operating leverage: if operating expenses are controlled, the firm can convert revenue growth into sustainable profits over the next several quarters to years.
Read all positive factors
Fast Finance Pay (FFPP) vs. SPDR S&P 500 ETF (SPY)
Market Cap
N/A
Dividend YieldN/A
Average Volume (3M)83.00
Price to Earnings (P/E)―
Beta (1Y)-0.44
Revenue Growth8.64%
EPS Growth-227.98%
CountryUS
EmployeesN/A
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)-0.27
Shares Outstanding27,544,935
10 Day Avg. Volume0
30 Day Avg. Volume83
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)73.04
Price to Sales (P/S)100.45
P/FCF Ratio-641.82
Enterprise Value/Market Cap10.00T>
Enterprise Value/Revenue48.56
Enterprise Value/Gross Profit116.94
Enterprise Value/Ebitda-567.11
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Fast Finance Pay Business Overview & Revenue Model
Company Description
Fast Finance Pay Corp. provides merchant payment processing, consumer e-banking, and instant money transfer solutions for various currencies. Its services include bank accounts with IBAN, debit cards, multi-currency processing, and SEPA and SWIFT ...
How the Company Makes Money
FFPP generates revenue through transaction fees charged to merchants and individuals for processing payments. The company also earns from premium features or subscription plans available via its digital wallet services, offering perks such as enha...
Fast Finance Pay Financial Statement Overview
Summary
Income Statement
42
Neutral
Balance Sheet
68
Positive
Cash Flow
34
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 11.27M | 10.43M | 4.52M | 1.15M | 1.36M |
| Gross Profit | 5.19M | 4.55M | 1.86M | 261.11K | 130.01K |
| EBITDA | 200.00K | 735.84K | 395.17K | 194.99K | -161.97K |
| Net Income | -6.97M | 568.36K | 244.56K | 142.12K | -222.12K |
Balance Sheet | |||||
| Total Assets | 20.02M | 12.44M | 11.36M | 9.25M | 1.65M |
| Cash, Cash Equivalents and Short-Term Investments | 314.41K | 422.17K | 170.09K | 45.06K | 28.67K |
| Total Debt | 348.60K | 485.06K | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 4.53M | 5.15M | 4.81M | 4.97M | 1.47M |
| Stockholders Equity | 15.50M | 7.29M | 6.56M | 4.27M | 175.07K |
Cash Flow | |||||
| Free Cash Flow | -1.76M | -416.05K | -711.53K | 92.19K | -494.63K |
| Operating Cash Flow | -1.40M | -416.05K | 213.87K | 339.59K | -494.63K |
| Investing Cash Flow | -3.86M | 235.13K | -925.39K | -320.15K | 0.00 |
| Financing Cash Flow | 4.25M | 511.42K | 764.14K | 0.00 | 501.68K |
Fast Finance Pay Technical Analysis
Negative
40.00
Price Trends
25.59
Negative
32.79
Negative
30.47
Negative
Market Momentum
-1.20
Negative
0.04
Positive
7.82
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FFPP, the sentiment is Negative. The current price of 40 is above the 20-day moving average (MA) of 19.98, above the 50-day MA of 25.59, and above the 200-day MA of 30.47, indicating a bearish trend. The MACD of -1.20 indicates Negative momentum. The RSI at 0.04 is Positive, neither overbought nor oversold. The STOCH value of 7.82 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FFPP.
Fast Finance Pay Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | $413.70M | 36.11 | 21.74% | ― | 43.38% | 66.05% | |
75 Outperform | $1.79B | 24.35 | 10.01% | ― | 7.19% | -36.03% | |
68 Neutral | $1.74B | 764.73 | 0.27% | ― | 23.39% | -94.62% | |
62 Neutral | $2.73B | 10.91 | 24.04% | ― | 7.22% | 6.31% | |
62 Neutral | $2.73B | 3.88 | 29.14% | ― | -33.91% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
44 Neutral | ― | -74.67 | 2.69% | ― | 8.64% | -227.98% |
* Technology Sector Average
FFPP
Fast Finance Pay
19.98
10.98
122.00%
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.