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Fast Finance Pay (FFPP) AI Stock Analysis
Fast Finance Pay
(Other OTC:FFPP)
The score is held down primarily by weak financial performance—large net losses and negative operating/free cash flow despite strong revenue growth and improving gross margin. Technicals add pressure with the stock still below key longer-term moving averages and a negative MACD, while valuation is constrained by a negative P/E and no dividend support.
Fast Finance Pay (FFPP) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $229.54M
- Dividend Yield
- ―
- Average Volume (3M)
- 175
- Price to Earnings (P/E)
- -32.5
- Beta (1Y)
- -0.14
- Revenue Growth
- 10.29%
- EPS Growth
- -601.71%
- Country
- US
- Employees
- 0
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Software - Infrastructure
Fast Finance Pay Business Overview & Revenue Model
Company Description
Fast Finance Pay Corp. specializes in providing an extensive range of financial technology services, encompassing merchant payment processing, electronic banking for individual consumers, and swift money transfer options that support numerous interna...
Fast Finance Pay Financial Statement Overview
Summary
Revenue has scaled to about $13.1M TTM with improving gross margin (~54%), but results are dominated by heavy losses (TTM net margin ~-55%, net loss ~$7.2M) and negative cash generation (TTM operating cash flow ~-$1.8M; free cash flow ~-$2.2M). Low leverage supports the balance sheet, but weak profitability and cash flow materially constrain the score.
Income Statement
38NegativeBalance Sheet
74PositiveCash Flow
27Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 13.06M | 11.27M | 10.43M | 4.52M | 1.15M | 1.36M |
| Gross Profit | 7.04M | 5.19M | 4.55M | 1.86M | 261.11K | 130.01K |
| EBITDA | 222.12K | 200.00K | 735.84K | 395.17K | 194.99K | -161.97K |
| Net Income | -7.18M | -6.97M | 568.36K | 244.56K | 142.12K | -222.12K |
Balance Sheet | ||||||
| Total Assets | 23.85M | 20.02M | 12.44M | 11.36M | 9.25M | 1.65M |
| Cash, Cash Equivalents and Short-Term Investments | 467.47K | 314.41K | 422.17K | 170.09K | 45.06K | 28.67K |
| Total Debt | 749.94K | 348.60K | 485.06K | 0 | 0 | 0 |
| Total Liabilities | 6.67M | 4.53M | 5.15M | 4.81M | 4.97M | 1.47M |
| Stockholders Equity | 17.18M | 15.50M | 7.29M | 6.56M | 4.27M | 175.07K |
Cash Flow | ||||||
| Free Cash Flow | -2.21M | -1.76M | -416.05K | -711.53K | 92.19K | -494.63K |
| Operating Cash Flow | -1.84M | -1.40M | -416.05K | 213.87K | 339.59K | -494.63K |
| Investing Cash Flow | -4.11M | -3.86M | 235.13K | -925.39K | -320.15K | 0 |
| Financing Cash Flow | 3.97M | 4.25M | 511.42K | 764.14K | 0 | 501.68K |
Fast Finance Pay Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FFPP, the sentiment is Negative. The current price of 12.00 is below the 20-day moving average (MA) of 12.00, above the 50-day MA of 11.89, and below the 200-day MA of 23.96, indicating a neutral trend. The MACD of 0.06 indicates Negative momentum. The RSI at 53.68 is Neutral, neither overbought nor oversold. The STOCH value of is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FFPP.
Fast Finance Pay Peers Comparison
Overall Rating
PAYS80Outperform
PAYO71Outperform
EEFT62Neutral
MQ58Neutral
STNE58Neutral- FFPP44Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| PAYS | 80Outperform | $786.52M | 48.86 | 30.13% | ― | 46.84% | 125.24% |
| PAYO | 71Outperform | $2.42B | 50.64 | 7.27% | ― | 6.31% | -48.91% |
| EEFT | 62Neutral | $2.36B | 9.41 | 22.18% | ― | 4.95% | ― |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| MQ | 58Neutral | $1.88B | 184.69 | 1.36% | ― | 22.41% | ― |
| STNE | 58Neutral | $1.89B | 3.20 | 29.69% | ― | -29.50% | ― |
| FFPP | 44Neutral | $367.26M | -32.52 | -44.12% | ― | 10.29% | -601.71% |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| FFPP | Fast Finance Pay Corp | 12.00 | -14.50 | -54.72% | |
| EEFT | Euronet Worldwide | 63.15 | -11.07 | -14.92% | |
| STNE | Stoneco | 7.75 | -7.96 | -50.67% | |
| PAYS | Paysign, Inc. | 13.93 | 8.75 | 168.92% | |
| PAYO | Payoneer Inc. | 7.15 | 1.42 | 24.78% | |
| MQ | Marqeta, Inc. | 18.10 | 0.12 | 0.67% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Sep 26, 2026