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FCAP Stock Chart & Stats
$61.34
$2.48(4.08%)
At close: 4:00 PM EDT
$61.34
$2.48(4.08%)
Day’s Range― - ―
52-Week Range$37.64 - $71.00
Previous Close$63.2
Volume21.41K
Average Volume (3M)15.94K
Market Cap
$207.80M
Enterprise Value$195.11
Total Cash (Recent Filing)$563.73M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)11.1
Beta0.19
Next Earnings
Oct 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.02%
Share Statistics
EPS (TTM)5.53
Shares Outstanding3,344,625
10 Day Avg. Volume17,084
30 Day Avg. Volume15,935
Financial Highlights & Ratios
PEG Ratio0.33
Price to Book (P/B)1.44
Price to Sales (P/S)3.03
P/FCF Ratio9.94
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth And ProfitabilityExpanding revenue and sustained high margins indicate improving operating scale and earnings power. If the bank preserves customer growth and pricing discipline, this combination can support durable profitability over the next several quarters.
Conservative Capital StructureA debt-free reported capital structure and growing equity base provide resilience against funding pressure and unexpected losses. This gives First Capital greater flexibility to support lending and absorb banking-cycle stress.
Strong Earnings-linked Cash GenerationCash generation closely tracking net income supports the quality of reported earnings and strengthens internal funding capacity. Positive TTM free-cash-flow growth further indicates that current profitability is converting effectively into cash.
Bears Say
Historical Margin VariabilityPast margin swings show that profitability is sensitive to operating conditions, funding costs or credit-cycle dynamics. A recurrence could reduce earnings visibility and limit the durability of the currently strong margin profile.
Volatile Free Cash Flow GrowthAlthough cash conversion remains strong relative to earnings, uneven historical growth indicates that cash generation can fluctuate. This may complicate planning for balance-sheet expansion, shareholder returns and other capital uses.
Asset Concentration Relative To EquityThe bank’s large asset base relative to equity is typical for the industry but increases sensitivity to credit losses and asset-quality deterioration. Sustained profitability and disciplined underwriting are therefore essential to preserve capital strength.
First Capital News
FCAP FAQ
What was First Capital’s price range in the past 12 months?
First Capital lowest stock price was $37.64 and its highest was $71.00 in the past 12 months.
What is First Capital’s market cap?
First Capital’s market cap is $207.80M.
When is First Capital’s upcoming earnings report date?
First Capital’s upcoming earnings report date is Oct 23, 2026 which is in 51 days.
How were First Capital’s earnings last quarter?
First Capital released its earnings results on Jul 24, 2026. The company reported $1.426 earnings per share for the quarter.
Is First Capital overvalued?
According to Wall Street analysts First Capital’s price is currently Overvalued.
Does First Capital pay dividends?
First Capital pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 2.02%. See more information on First Capital dividends here
What is First Capital’s EPS estimate?
First Capital’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Capital have?
First Capital has 3,344,625 shares outstanding.
What happened to First Capital’s price movement after its last earnings report?
First Capital reported an EPS of $1.426 in its last earnings report. Following the earnings report the stock price went up 4.084%.
Which hedge fund is a major shareholder of First Capital?
Currently, no hedge funds are holding shares in FCAP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Capital Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
53.13%
12-Months-Change
Fundamentals
Return on Equity
2.02%
Trailing 12-Months
Asset Growth
3.81%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
First Capital
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
Technical Analysis
CF Bankshares
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Citizens Community Bancorp
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Landmark Bancorp
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MainStreet Bancshares
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BV Financial, Inc.
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Ownership Overview
0.47% Insiders
8.83% Mutual Funds
2.90% Other Institutional Investors
77.70% Public Companies and
Individual Investors