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First Bancshares (FBSI) Stock Price & Analysis

FBSI Stock Chart & Stats

$35.72$2.22(6.63%)
At close: 4:00 PM EDT
$32$33$34$353 Aug11 Aug4 Sep15 Sep30 Sep12 Oct27 Oct
Day’s Range
$35.72 - $35.72
52-Week Range
$27.28 - $35.96
Previous Close
$33.50
Volume
250
Average Volume (3M)
215
Market Cap
$86.12M
Enterprise Value
$30.26M
Total Cash (Recent Filing)
$20.88M
Total Debt (Recent Filing)
$9.91M
Price to Earnings (P/E)
9.7
Beta
0.23
Next Earnings
Jan 15, 2027 (Est.)
EPS Estimate
N/A
Dividend Yield
1.31%

Bulls Say, Bears Say

Bulls Say

Reaccelerating Revenue Growth

The return to meaningful revenue growth indicates renewed business momentum across the bank’s activities rather than continued stagnation. If sustained, stronger top-line expansion can support operating leverage, reinforce the company’s market position, and provide a durable base for future earnings growth.

Solid Profitability And Operating Discipline

Sustained profitability at these levels demonstrates that First Bancshares converts revenue into earnings effectively while maintaining operating discipline. Durable margins strengthen internal capital generation, support resilience through changing conditions, and give management more flexibility to invest in the banking franchise.

Conservative Leverage And Steady Returns

Conservative leverage combined with steady double-digit returns on equity suggests a comparatively resilient balance sheet and productive use of shareholder capital. This financial profile can support continued lending and growth while limiting the strain that excessive debt may place on future flexibility.

Bears Say

Margin Compression From Prior Highs

The decline from earlier peak margins indicates that profitability is not fully insulated from changing operating conditions. Even with revenue recovering, continued compression could limit earnings growth, reduce the benefit of operating leverage, and make future results more sensitive to cost or revenue pressure.

Volatile Cash Flow Through The Cycle

Uneven cash generation reduces the predictability of internally funded growth and makes reported earnings less consistently available for reinvestment or capital distribution. The strong 2025 rebound is encouraging, but recurring volatility could constrain planning and weaken resilience during a less favorable operating period.

Rising Total Debt

The upward drift in total debt warrants monitoring because greater obligations can gradually reduce financial flexibility even when leverage remains conservative. If debt continues rising faster than equity or earnings, interest burdens and balance-sheet constraints could limit lending capacity and capital allocation choices.

FBSI FAQ

What was First Bancshares’s price range in the past 12 months?
First Bancshares lowest stock price was $27.28 and its highest was $35.96 in the past 12 months.
What is First Bancshares’s market cap?
First Bancshares’s market cap is $86.12M.
When is First Bancshares’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were First Bancshares’s earnings last quarter?
First Bancshares released its earnings results on Jul 24, 2026. The company reported $0.876 earnings per share for the quarter.
Is First Bancshares overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does First Bancshares pay dividends?
First Bancshares pays a Annually dividend of $0.5 which represents an annual dividend yield of 1.31%. See more information on First Bancshares dividends here
What is First Bancshares’s EPS estimate?
First Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Bancshares have?
First Bancshares has 2,410,943 shares outstanding.
What happened to First Bancshares’s price movement after its last earnings report?
First Bancshares reported an EPS of $0.876 in its last earnings report. Following the earnings report the stock price went up 0.882%.
Which hedge fund is a major shareholder of First Bancshares?
Currently, no hedge funds are holding shares in FBSI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology