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First Bancshares (FBSI) Price & Analysis

Q: What was First Bancshares’s price range in the past 12 months?

First Bancshares lowest stock price was $26.14 and its highest was $35.96 in the past 12 months.

Q: What is First Bancshares’s market cap?

First Bancshares’s market cap is $77.46M.

Q: When is First Bancshares’s upcoming earnings report date?

First Bancshares’s upcoming earnings report date is Oct 14, 2026 which is in 76 days.

Q: Is First Bancshares overvalued?

According to Wall Street analysts First Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Q: Does First Bancshares pay dividends?

First Bancshares pays a Annually dividend of $0.5 which represents an annual dividend yield of 1.42%. See more information on First Bancshares dividends here

Q: What is First Bancshares’s EPS estimate?

First Bancshares’s EPS estimate for its next earnings report is not yet available.

Q: How many shares outstanding does First Bancshares have?

First Bancshares has 2,439,582 shares outstanding.

Q: Which hedge fund is a major shareholder of First Bancshares?

Currently, no hedge funds are holding shares in FBSI

Q: What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

12 Followers

FBSI Stock Chart & Stats

$32.95

$0.56(1.74%)

At close: Jul 28 4:00 PM EDT

$32.95

$0.56(1.74%)

Day’s Range― - ―

52-Week Range$26.14 - $35.96

Previous CloseN/A

Volume751.00

Average Volume (3M)22.00

Market Cap

$77.46M

Enterprise Value$32.64

Total Cash (Recent Filing)$20.88M

Total Debt (Recent Filing)$9.91M

Price to Earnings (P/E)9.5

Beta0.24

Next Earnings

Oct 14, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.42%

Share Statistics

EPS (TTM)3.15

Shares Outstanding2,439,582

10 Day Avg. Volume36

30 Day Avg. Volume22

Financial Highlights & Ratios

PEG Ratio0.66

Price to Book (P/B)1.23

Price to Sales (P/S)2.27

P/FCF Ratio9.29

Enterprise Value/Market Cap<0.01

Enterprise Value/Revenue<0.01

Enterprise Value/Gross Profit<0.01

Enterprise Value/Ebitda<0.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue Re-accelerationA renewed ~10% revenue increase in 2025 reflects durable demand for core lending and fee services, showing the bank can expand earning assets and top-line scale. Sustained revenue growth supports net interest income, capacity to absorb expense, and long-term profitability if continued.

Strong Profitability & ROEConsistent net margins in the low-20s and double-digit ROE indicate disciplined underwriting and operating efficiency. Persistent profitability at these levels provides a structural cushion against cyclical earnings swings and funds organic equity growth without relying on external recapitalization.

Conservative Balance Sheet And Loan DeploymentMethodical deployment of excess liquidity into higher-quality loans, asset growth, and organic equity expansion signal prudent capital management. A conservative leverage posture combined with rising loan book supports sustainable net interest income and franchise growth over the medium term.

Bears Say

Margin Compression Vs. Prior YearsCompression from prior peak margins suggests structural pressure on net interest spreads or higher funding costs. If sustained, this reduces core earnings power, forcing reliance on volume growth or fee income to maintain returns and potentially constraining EPS and capital accumulation.

Cash-Flow VolatilityIrregular free-cash-flow conversion undermines earnings quality and predictability. Volatility in operating cash and FCF reduces capacity to reliably fund dividends, support loan growth, or absorb credit stress without tapping capital markets, increasing execution risk over time.

Upward Drift In Total DebtA gradual rise in total debt, even from conservative levels, elevates leverage and refinancing exposure. For a regional bank, higher debt trends can increase funding-cost sensitivity and constrain capital flexibility if deposit or funding conditions tighten, raising medium-term balance-sheet risk.

First Bancshares News

First Bancshares reports Q4 EPS 87c vs 71c last year

Since December 31, 2024, total assets increased 5.0% to $564.6 million, and excess liquidity was methodically deployed into...

6M ago

FBSI

First Bancshares reports Q1 EPS 71c vs. 68c last year

The Company has again effectively overcome stubborn inflationary pressures on non-interest expenses by building net interest margin to...

1y ago

FBSI

First Bancshares (FBSI) Unveils Dividend Details for Q2: Mark Your Calendar!

First Bancshares (Other OTC: FBSI) has declared, under its dividend policy, a yearly cash dividend in the amount...

2y ago

FBSI

First Bancshares reports Q2 EPS 71c vs. 57c last year

Consolidated total assets increased 8.27% to $510.57M as of June 30, 2023, compared to $471.58M on December 31,...

3y ago

FBSI

FBSI FAQ

What was First Bancshares’s price range in the past 12 months?

First Bancshares lowest stock price was $26.14 and its highest was $35.96 in the past 12 months.

What is First Bancshares’s market cap?

First Bancshares’s market cap is $77.46M.

When is First Bancshares’s upcoming earnings report date?

First Bancshares’s upcoming earnings report date is Oct 14, 2026 which is in 76 days.

How were First Bancshares’s earnings last quarter?

Currently, no data Available

Is First Bancshares overvalued?

According to Wall Street analysts First Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Bancshares pay dividends?

First Bancshares pays a Annually dividend of $0.5 which represents an annual dividend yield of 1.42%. See more information on First Bancshares dividends here

What is First Bancshares’s EPS estimate?

First Bancshares’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does First Bancshares have?

First Bancshares has 2,439,582 shares outstanding.

What happened to First Bancshares’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of First Bancshares?

Currently, no hedge funds are holding shares in FBSI

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

First Bancshares

First Bancshares, Inc. acts as the parent holding company for Stockmens Bank, offering a comprehensive array of banking and mortgage services to both individual and corporate customers. Its operations span southern Missouri, eastern Colorado, and southwestern Nebraska. The company gathers diverse deposit products and extends a variety of loans, encompassing real estate financing such as single-to-four family residential mortgages, multi-family residential, commercial, and agricultural real estate loans, as well as home equity lines. Furthermore, it provides non-real estate credit options, including commercial business, agricultural business, and consumer loans. Beyond its lending activities, First Bancshares strategically allocates capital to mortgage-backed securities, U.S. Government and agency debt, and other investment assets. Founded in 1911, the company's headquarters are situated in Mountain Grove, Missouri, with its primary corporate office located in Colorado Springs, Colorado. It also operates nine full-service branch facilities across Missouri and Nebraska.