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First Business Financial Services (FBIZ)
NASDAQ:FBIZ
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First Business Financial (FBIZ) Stock Statistics & Valuation Metrics

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Total Valuation

First Business Financial has a market cap or net worth of $589.38M. The enterprise value is $721.82.
Market Cap$589.38M
Enterprise Value$721.82

Share Statistics

First Business Financial has 8,368,320 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,368,320
Owned by Insiders4.94%
Owned by Institutions7.79%

Financial Efficiency

First Business Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 1.23%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.23%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee786.61K
Profits Per Employee141.74K
Employee Count355
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Business Financial is 10.6. First Business Financial’s PEG ratio is 0.54.
PE Ratio10.6
PS Ratio1.59
PB Ratio1.19
Price to Fair Value1.19
Price to FCF7.25
Price to Operating Cash Flow7.14
PEG Ratio0.54

Income Statement

In the last 12 months, First Business Financial had revenue of 279.25M and earned 50.32M in profits. Earnings per share was 6.06.
Revenue279.25M
Gross Profit159.97M
Operating Income60.45M
Pretax Income60.45M
Net Income50.32M
EBITDA64.23M
Earnings Per Share (EPS)6.06

Cash Flow

In the last 12 months, operating cash flow was 81.39M and capital expenditures -484.00K, giving a free cash flow of 80.91M billion.
Operating Cash Flow81.39M
Free Cash Flow80.91M
Free Cash Flow per Share9.67

Dividends & Yields

First Business Financial pays an annual dividend of $0.34, resulting in a dividend yield of 1.84%
Dividend Per Share$0.34
Dividend Yield1.84%
Payout Ratio26.69%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.78
52-Week Price Change45.21%
50-Day Moving Average64.06
200-Day Moving Average56.99
Relative Strength Index (RSI)68.07
Average Volume (3m)25.29K

Important Dates

First Business Financial upcoming earnings date is Oct 22, 2026, After Close (Confirmed).
Last Earnings DateJul 30, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date

Financial Position

First Business Financial as a current ratio of 0.31, with Debt / Equity ratio of 150.57%
Current Ratio0.31
Quick Ratio0.31
Debt to Market Cap0.57
Net Debt to EBITDA3.56
Interest Coverage Ratio0.55

Taxes

In the past 12 months, First Business Financial has paid 10.13M in taxes.
Income Tax10.13M
Effective Tax Rate0.17

Enterprise Valuation

First Business Financial EV to EBITDA ratio is 10.46, with an EV/FCF ratio of 10.99.
EV to Sales2.41
EV to EBITDA10.46
EV to Free Cash Flow10.99
EV to Operating Cash Flow10.89

Balance Sheet

First Business Financial has $531.11M in cash and marketable securities with $595.22M in debt, giving a net cash position of -$64.11M billion.
Cash & Marketable Securities$531.11M
Total Debt$595.22M
Net Cash-$64.11M
Net Cash Per Share-$7.66
Tangible Book Value Per Share$44.08

Margins

Gross margin is 58.86%, with operating margin of 21.65%, and net profit margin of 18.02%.
Gross Margin58.86%
Operating Margin21.65%
Pretax Margin21.65%
Net Profit Margin18.02%
EBITDA Margin23.00%
EBIT Margin21.65%

Analyst Forecast

The average price target for First Business Financial is $79.33, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$79.33
Price Target Upside18.09% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast6.56%
EPS Growth Forecast16.72%

Scores

Smart Score6
AI Score