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First Business Financial (FBIZ) Stock Statistics & Valuation Metrics

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Total Valuation

First Business Financial has a market cap or net worth of $626.49M. The enterprise value is $681.43M.

Market Cap
$626.49M
Enterprise Value
$681.43M

Share Statistics

First Business Financial has 8,328,723 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding
8,328,723
Owned by Insiders
4.97%
Owned by Institutions
54.16%

Financial Efficiency

First Business Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 1.23%.

Return on Equity (ROE)
0.14
Return on Assets (ROA)
0.01
Return on Invested Capital (ROIC)
1.23%
Return on Capital Employed (ROCE)
0.02
Revenue Per Employee
786.61K
Profits Per Employee
141.74K
Employee Count
355
Asset Turnover
0.07
Inventory Turnover
0.00

Valuation Ratios

The current PE Ratio of First Business Financial is 10.80. First Business Financial’s PEG ratio is 0.76.

PE Ratio
10.80
PS Ratio
2.16
PB Ratio
1.53
Price to FCF
9.20
Price to Operating Cash Flow
9.02
PEG Ratio
0.76

Income Statement

In the last 12 months, First Business Financial had revenue of 279.25M and earned 50.32M in profits. Earnings per share was 6.06.

Revenue
279.25M
Gross Profit
159.97M
Operating Income
60.45M
Pretax Income
60.45M
Net Income
50.32M
EBITDA
64.23M
Earnings Per Share (EPS)
6.06

Cash Flow

In the last 12 months, operating cash flow was 68.49M and capital expenditures -638,000, giving a free cash flow of 67.85M billion.

Operating Cash Flow
68.49M
Free Cash Flow
67.85M
Free Cash Flow per Share
8.23

Dividends & Yields

First Business Financial pays an annual dividend of $0.34, resulting in a dividend yield of 1.82%

Dividend Per Share
$0.34
Dividend Yield
1.82%
Payout Ratio
26.69%
Free Cash Flow Yield
10.87%
Earnings Yield
9.34%

Stock Price Statistics

Beta
0.62
52-Week Price Change
43.03%
50-Day Moving Average
71.66
200-Day Moving Average
62.64
Relative Strength Index (RSI)
56.72
Average Volume (3m)
67.56K

Important Dates

First Business Financial upcoming earnings date is Jan 28, 2027, TBA (Not Confirmed).

Last Earnings Date
Oct 29, 2026
Next Earnings Date
Jan 28, 2027
Ex-Dividend Date
May 06, 2026

Financial Position

First Business Financial as a current ratio of 0.31, with Debt / Equity ratio of 69.81%

Current Ratio
0.31
Quick Ratio
0.31
Debt to Market Cap
0.57
Net Debt to EBITDA
3.56
Interest Coverage Ratio
0.55

Taxes

In the past 12 months, First Business Financial has paid 10.13M in taxes.

Income Tax
10.13M
Effective Tax Rate
0.17

Enterprise Valuation

First Business Financial EV to EBITDA ratio is 11.26, with an EV/FCF ratio of 11.57.

EV to Sales
2.71
EV to EBITDA
11.26
EV to Free Cash Flow
11.57
EV to Operating Cash Flow
11.46

Balance Sheet

First Business Financial has $92.28M in cash and marketable securities with $193.75M in debt, giving a net cash position of -$101.47M billion.

Cash & Marketable Securities
$92.28M
Total Debt
$193.75M
Net Cash
-$101.47M
Net Cash Per Share
-$12.18
Tangible Book Value Per Share
$47.63

Margins

Gross margin is 59.40%, with operating margin of 23.11%, and net profit margin of 19.93%.

Gross Margin
59.40%
Operating Margin
23.11%
Pretax Margin
23.11%
Net Profit Margin
19.93%
EBITDA Margin
24.09%
EBIT Margin
23.11%

Analyst Forecast

The average price target for First Business Financial is $82.75, which is 11.43% higher than the current price. The consensus rating is Strong Buy

Price Target
$82.75
Price Target Upside
10.45% Upside
Analyst Consensus
Strong Buy
Analyst Count
4
Revenue Growth Forecast
4.43%
EPS Growth Forecast
12.02%

Scores

Smart Score
7
AI Score
74