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Exchange Bank (Santa Rosa) (EXSR) Ratios
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Exchange Bank (Santa Rosa) Ratios
EXSR's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, EXSR's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.07 | 0.01 | 0.01 | 0.05 | 0.41 |
| Quick Ratio | 0.07 | 0.01 | 0.01 | 0.05 | 0.41 |
| Cash Ratio | 0.07 | 0.01 | 0.01 | 0.04 | 0.38 |
| Solvency Ratio | 0.01 | 0.01 | -0.00 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.02 | 0.03 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 0.57 | 14.25 | 0.17 | 1.74 | 22.38 |
| Net Current Asset Value | $ -2.77B | $ -2.99B | $ -3.08B | $ -3.07B | $ -2.72B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.04 | 0.07 | 0.01 | 0.00 |
| Debt-to-Equity Ratio | 0.12 | 0.50 | 0.91 | 0.14 | 0.02 |
| Debt-to-Capital Ratio | 0.10 | 0.33 | 0.48 | 0.12 | 0.02 |
| Long-Term Debt-to-Capital Ratio | 0.10 | 0.33 | 0.47 | 0.00 | 0.00 |
| Financial Leverage Ratio | 9.53 | 11.75 | 13.18 | 16.50 | 11.08 |
| Debt Service Coverage Ratio | 0.37 | 0.53 | 0.10 | 1.83 | 23.05 |
| Interest Coverage Ratio | 1.02 | 0.77 | 0.00 | 1693.70 | 0.00 |
| Debt to Market Cap | 0.37 | 0.76 | 2.61 | 0.11 | 0.01 |
| Interest Debt Per Share | 45.56 | 107.01 | 135.71 | 16.48 | 4.63 |
| Net Debt to EBITDA | -3.80 | 3.32 | 6.31 | -0.39 | -8.76 |
| Profitability Margins | |||||
| Gross Profit Margin | 75.51% | 74.57% | 100.00% | 100.00% | 100.00% |
| EBIT Margin | 25.03% | 22.67% | 24.28% | 39.88% | 42.49% |
| EBITDA Margin | 25.03% | 22.67% | 26.27% | 41.67% | 44.61% |
| Operating Profit Margin | 25.03% | 22.67% | 56.63% | 53.95% | 54.75% |
| Pretax Profit Margin | 25.03% | 22.67% | 24.28% | 39.88% | 42.49% |
| Net Profit Margin | 19.26% | 16.11% | 17.69% | 29.85% | 30.61% |
| Continuous Operations Profit Margin | 19.26% | 16.11% | 17.69% | 29.85% | 30.61% |
| Net Income Per EBT | 76.94% | 71.04% | 72.87% | 74.83% | 72.03% |
| EBT Per EBIT | 100.00% | 100.00% | 42.87% | 73.93% | 77.62% |
| Return on Assets (ROA) | 0.91% | 0.72% | 0.60% | 1.12% | 1.03% |
| Return on Equity (ROE) | 8.64% | 8.49% | 7.91% | 18.55% | 11.41% |
| Return on Capital Employed (ROCE) | 9.09% | 3.48% | 7.55% | 3.12% | 2.83% |
| Return on Invested Capital (ROIC) | 6.37% | 2.47% | 5.50% | 2.31% | 2.04% |
| Return on Tangible Assets | 0.91% | 0.72% | 0.60% | 1.12% | 1.03% |
| Earnings Yield | 13.45% | 12.85% | 11.66% | 19.34% | 13.66% |
| Efficiency Ratios | |||||
| Receivables Turnover | 12.77 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 6.55 | 6.05 | 6.53 | 4.94 | 4.46 |
| Asset Turnover | 0.05 | 0.04 | 0.03 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.06 | -0.06 | -0.06 | -0.14 | -0.16 |
| Cash Conversion Cycle | 28.58 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Sales Outstanding | 28.58 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 28.58 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 14.07 | 16.02 | 22.57 | 21.94 | 22.05 |
| Free Cash Flow Per Share | 12.67 | 14.94 | 21.09 | 20.10 | 16.09 |
| Dividend Paid and CapEx Coverage Ratio | 2.13 | 2.55 | 3.38 | 3.25 | 2.05 |
| Capital Expenditure Coverage Ratio | 10.06 | 14.84 | 15.27 | 11.91 | 3.70 |
| Operating Cash Flow Coverage Ratio | 0.60 | 0.20 | 0.17 | 1.33 | 4.76 |
| Operating Cash Flow to Sales Ratio | 0.15 | 0.19 | 0.34 | 0.30 | 0.32 |
| Free Cash Flow Yield | 9.74% | 13.80% | 20.88% | 17.78% | 10.35% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.44 | 7.78 | 8.57 | 5.17 | 7.32 |
| Price-to-Sales (P/S) Ratio | 1.43 | 1.25 | 1.52 | 1.54 | 2.24 |
| Price-to-Book (P/B) Ratio | 0.64 | 0.66 | 0.68 | 0.96 | 0.83 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 10.26 | 7.24 | 4.79 | 5.62 | 9.66 |
| Price-to-Operating Cash Flow Ratio | 9.24 | 6.76 | 4.48 | 5.15 | 7.05 |
| Price-to-Earnings Growth (PEG) Ratio | 0.29 | 0.43 | -0.19 | 1.77 | 0.91 |
| Enterprise Value Multiple | 1.92 | 8.84 | 12.34 | 3.32 | -3.74 |
| Enterprise Value | 74.81M | 296.94M | 362.50M | 173.61M | -198.52M |
| EV to EBITDA | 1.92 | 8.84 | 12.09 | 3.32 | -3.74 |
| EV to Sales | 0.48 | 2.00 | 3.18 | 1.38 | -1.67 |
| EV to Free Cash Flow | 3.44 | 11.59 | 10.03 | 5.04 | -7.20 |
| EV to Operating Cash Flow | 3.10 | 10.81 | 9.37 | 4.62 | -5.25 |
| Tangible Book Value Per Share | 202.25 | 163.80 | 147.64 | 117.84 | 186.19 |
| Shareholders’ Equity Per Share | 202.25 | 163.80 | 148.98 | 117.84 | 186.19 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.29 | 0.27 | 0.25 | 0.28 |
| Revenue Per Share | 90.77 | 86.39 | 66.59 | 73.25 | 69.39 |
| Net Income Per Share | 17.48 | 13.91 | 11.78 | 21.86 | 21.24 |
| Tax Burden | 0.77 | 0.71 | 0.73 | 0.75 | 0.72 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.28 | 0.29 | 0.00 | 0.06 | 0.05 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.80 | 1.15 | 1.92 | 1.00 | 1.04 |
Currency in USD
