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Exchange Bank (Santa Rosa) (EXSR) Stock Price & Analysis

77 Followers

EXSR Stock Chart & Stats

$154.99-$1.26(-0.81%)
At close: 4:00 PM EST
$155$160$165Aug 12Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$154.00 - $156.98
52-Week Range
$115.30 - $170.00
Previous Close
$156.25
Volume
N/A
Average Volume (3M)
1,007
Market Cap
$267.81M
Enterprise Value
$233.17M
Total Cash (Recent Filing)
$31.22M
Total Debt (Recent Filing)
$40.00M
Price to Earnings (P/E)
8.2
Beta
0.20
Next Earnings
Feb 02, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Sep 04, 2026
Dividend Yield
3.41%

Bulls Say, Bears Say

Bulls Say

Improving Revenue And Margins

Accelerating revenue and improving margins indicate stronger earning capacity and operating performance. If sustained, this can support capital formation and loan growth, although the pack does not identify the specific drivers.

Sharply Lower Leverage

The substantial reduction in leverage strengthens the balance sheet and improves financial resilience. A more conservative capital structure can provide greater flexibility to absorb credit losses, manage funding pressure, and support lending.

Strong Earnings Quality

Free cash flow that closely tracks net income suggests reported profits are converting into cash at a healthy rate. This supports internal capital generation and provides a durable source of flexibility for a regional bank.

Bears Say

Returns Below Prior Peaks

Current profitability and returns remain materially below the unusually strong 2021–2022 period. This indicates lower realized earning power and limits confidence that recent improvement represents a return to historical peak efficiency.

Choppy Cash Generation

Although cash conversion is healthy, year-to-year volatility reduces predictability of internally generated funds. Less consistent cash generation can constrain planning and flexibility when lending demand, credit costs, or funding conditions change.

Geographic Concentration

A concentrated regional footprint supports relationship banking but increases exposure to local economic, real-estate, and credit conditions. Limited geographic diversification may make results more sensitive to stress in the bank’s core communities.

Exchange Bank (Santa Rosa) News

EXSR FAQ

What was Exchange Bank (Santa Rosa)’s price range in the past 12 months?
Exchange Bank (Santa Rosa) lowest stock price was $115.30 and its highest was $170.00 in the past 12 months.
What is Exchange Bank (Santa Rosa)’s market cap?
Exchange Bank (Santa Rosa)’s market cap is $267.81M.
When is Exchange Bank (Santa Rosa)’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Exchange Bank (Santa Rosa)’s earnings last quarter?
Exchange Bank (Santa Rosa) released its earnings results on Nov 03, 2026. The company reported $5.173 earnings per share for the quarter.
Is Exchange Bank (Santa Rosa) overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Exchange Bank (Santa Rosa) pay dividends?
Exchange Bank (Santa Rosa) pays a Quarterly dividend of $1.35 which represents an annual dividend yield of 3.41%. See more information on Exchange Bank (Santa Rosa) dividends here
What is Exchange Bank (Santa Rosa)’s EPS estimate?
Exchange Bank (Santa Rosa)’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Exchange Bank (Santa Rosa) have?
Exchange Bank (Santa Rosa) has 1,714,000 shares outstanding.
What happened to Exchange Bank (Santa Rosa)’s price movement after its last earnings report?
Exchange Bank (Santa Rosa) reported an EPS of $5.173 in its last earnings report. Following the earnings report the stock price went down -2.344%.
Which hedge fund is a major shareholder of Exchange Bank (Santa Rosa)?
Currently, no hedge funds are holding shares in EXSR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology