Eagle Bancorp Montana(EBMT)
$20.51-0.07 (-0.34%)
EBMT
Eagle Bancorp Montana financials statements
$20.51
At close:-0.07 (-0.34%)
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Eagle Bancorp Montana (EBMT) Ratios
127 Followers
Eagle Bancorp Montana Ratios
EBMT's free cash flow for Q3 2026 was $9.47M. For the 2026 fiscal year, EBMT's free cash flow was decreased by $-919.00K and operating cash flow was $10.38M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.71 | 0.10 | 0.22 | 0.23 | 0.27 |
| Quick Ratio | 0.71 | 0.10 | 0.22 | 0.23 | 0.27 |
| Cash Ratio | 0.05 | 0.02 | 0.02 | 0.01 | 0.04 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.07 | 0.02 | 0.01 | 0.03 | 0.05 |
| Short-Term Operating Cash Flow Coverage | 315.50 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.59B | $ -1.76B | $ -1.55B | $ -1.41B | $ -947.58M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.10 | 0.11 | 0.07 | 0.02 |
| Debt-to-Equity Ratio | 0.43 | 1.14 | 1.39 | 0.81 | 0.22 |
| Debt-to-Capital Ratio | 0.30 | 0.53 | 0.58 | 0.45 | 0.18 |
| Long-Term Debt-to-Capital Ratio | 0.30 | 0.53 | 0.58 | 0.45 | 0.18 |
| Financial Leverage Ratio | 10.98 | 12.03 | 12.26 | 12.30 | 9.16 |
| Debt Service Coverage Ratio | 0.67 | 0.46 | 0.62 | 2.99 | 6.94 |
| Interest Coverage Ratio | 0.53 | 0.28 | 0.40 | 2.25 | 6.01 |
| Debt to Market Cap | 0.53 | 1.66 | 1.91 | 1.08 | 0.23 |
| Interest Debt Per Share | 15.11 | 30.54 | 33.86 | 18.22 | 5.72 |
| Net Debt to EBITDA | 2.09 | 8.31 | 10.75 | 4.94 | -0.73 |
| Profitability Margins | |||||
| Gross Profit Margin | 70.90% | 65.71% | 72.79% | 91.30% | 95.63% |
| EBIT Margin | 15.03% | 9.46% | 10.36% | 14.79% | 20.69% |
| EBITDA Margin | 22.12% | 16.84% | 17.38% | 23.02% | 29.09% |
| Operating Profit Margin | 15.03% | 9.46% | 10.36% | 14.79% | 20.69% |
| Pretax Profit Margin | 15.00% | 9.46% | 10.36% | 14.79% | 20.69% |
| Net Profit Margin | 11.78% | 8.12% | 8.94% | 11.43% | 15.47% |
| Continuous Operations Profit Margin | 11.78% | 8.12% | 8.94% | 11.43% | 15.47% |
| Net Income Per EBT | 78.52% | 85.85% | 86.29% | 77.27% | 74.78% |
| EBT Per EBIT | 99.79% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.70% | 0.46% | 0.48% | 0.55% | 1.00% |
| Return on Equity (ROE) | 7.73% | 5.59% | 5.94% | 6.75% | 9.20% |
| Return on Capital Employed (ROCE) | 1.14% | 2.70% | 2.65% | 4.83% | 10.03% |
| Return on Invested Capital (ROIC) | 196.66% | 2.32% | 2.28% | 3.73% | 7.50% |
| Return on Tangible Assets | 0.72% | 0.48% | 0.50% | 0.57% | 1.03% |
| Earnings Yield | 9.55% | 8.09% | 8.17% | 8.98% | 9.43% |
| Efficiency Ratios | |||||
| Receivables Turnover | 8.72 | 9.34 | 9.01 | 8.30 | 16.20 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 1.24 | 1.19 | 1.19 | 1.11 | 1.39 |
| Asset Turnover | 0.06 | 0.06 | 0.05 | 0.05 | 0.06 |
| Working Capital Turnover Ratio | -0.15 | -0.09 | -0.09 | -0.09 | -0.11 |
| Cash Conversion Cycle | 41.86 | 39.07 | 40.52 | 43.98 | 22.52 |
| Days of Sales Outstanding | 41.86 | 39.07 | 40.52 | 43.98 | 22.52 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 41.86 | 39.07 | 40.52 | 43.98 | 22.52 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.24 | 3.62 | 1.20 | 5.68 | 8.48 |
| Free Cash Flow Per Share | 3.63 | 1.83 | -0.62 | 3.41 | 6.65 |
| Dividend Paid and CapEx Coverage Ratio | 3.54 | 1.53 | 0.50 | 2.01 | 3.71 |
| Capital Expenditure Coverage Ratio | 6.93 | 2.03 | 0.66 | 2.50 | 4.62 |
| Operating Cash Flow Coverage Ratio | 0.40 | 0.14 | 0.04 | 0.33 | 1.62 |
| Operating Cash Flow to Sales Ratio | 0.26 | 0.24 | 0.08 | 0.45 | 0.61 |
| Free Cash Flow Yield | 18.24% | 11.96% | -3.94% | 21.10% | 28.93% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.47 | 12.36 | 12.24 | 11.14 | 10.60 |
| Price-to-Sales (P/S) Ratio | 1.23 | 1.00 | 1.09 | 1.27 | 1.64 |
| Price-to-Book (P/B) Ratio | 0.81 | 0.69 | 0.73 | 0.75 | 0.98 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 5.48 | 8.36 | -25.41 | 4.74 | 3.46 |
| Price-to-Operating Cash Flow Ratio | 4.69 | 4.24 | 13.17 | 2.84 | 2.71 |
| Price-to-Earnings Growth (PEG) Ratio | 0.20 | -3.99 | -1.11 | -0.34 | -0.35 |
| Enterprise Value Multiple | 7.67 | 14.27 | 17.05 | 10.47 | 4.91 |
| Enterprise Value | 213.74M | 289.40M | 333.24M | 225.63M | 133.17M |
| EV to EBITDA | 7.67 | 14.27 | 17.05 | 10.47 | 4.91 |
| EV to Sales | 1.70 | 2.40 | 2.96 | 2.41 | 1.43 |
| EV to Free Cash Flow | 7.54 | 20.02 | -68.81 | 8.97 | 3.01 |
| EV to Operating Cash Flow | 6.45 | 10.14 | 35.66 | 5.38 | 2.36 |
| Tangible Book Value Per Share | 19.69 | 15.24 | 14.47 | 13.67 | 18.10 |
| Shareholders’ Equity Per Share | 24.57 | 22.16 | 21.72 | 21.48 | 23.55 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.14 | 0.14 | 0.23 | 0.25 |
| Revenue Per Share | 16.13 | 15.27 | 14.43 | 12.70 | 14.01 |
| Net Income Per Share | 1.90 | 1.24 | 1.29 | 1.45 | 2.17 |
| Tax Burden | 0.79 | 0.86 | 0.86 | 0.77 | 0.75 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.27 | 0.35 | 0.39 | 0.48 | 0.53 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 2.23 | 2.92 | 0.93 | 3.92 | 3.92 |
Currency in USD
