DFYFF Stock Chart & Stats
$54.17
-$0.89(-1.58%)
At close: 4:00 PM EDT
$54.17
-$0.89(-1.58%)
Day’s Range― - ―
52-Week Range$44.56 - $58.21
Previous CloseN/A
Volume300.00
Average Volume (3M)335.00
Market Cap
$6.19B
Enterprise Value$11.12B
Total Cash (Recent Filing)$238.20M
Total Debt (Recent Filing)$1.56B
Price to Earnings (P/E)18.3
Beta0.33
Next Earnings
Nov 05, 2026EPS Estimate
0.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.89
Shares Outstanding121,600,000
10 Day Avg. Volume0
30 Day Avg. Volume335
Financial Highlights & Ratios
PEG Ratio-4.43
Price to Book (P/B)2.20
Price to Sales (P/S)1.83
P/FCF Ratio21.57
Enterprise Value/Market Cap1.80
Enterprise Value/Revenue1.72
Enterprise Value/Gross Profit8.51
Enterprise Value/Ebitda13.08
Forecast
1Y Price Target
$61.94Price Target Upside14.34% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering9
EPS Forecast (FY)2.46
Revenue Forecast (FY)$4.16B
Bulls Say, Bears Say
Bulls Say
Strong Premium GrowthRapid premium growth demonstrates strong demand, expanding market reach, and successful contribution from the acquired book. If underlying growth remains above 10%, Definity can build scale across personal and commercial lines, supporting stronger operating leverage and a broader earnings base over the next several quarters.
Integration SynergiesEarly synergy capture and the higher target indicate that the acquisition is being integrated with measurable cost benefits. As additional savings flow into results through 2027 and 2028, the program should improve expense efficiency, support margins, and increase the earnings contribution from the enlarged platform.
Constructive Cash GenerationPositive and improving free cash flow provides internal funding for dividends, investment, debt reduction, and continued integration. Its reasonable alignment with net income also indicates that reported earnings are generally supported by cash generation, improving financial resilience through normal insurance-cycle volatility.
Bears Say
Higher LeverageThe increase in leverage reduces financial flexibility compared with prior years and makes the company more sensitive to adverse claim cycles or investment-market volatility. Although equity has grown, higher debt can constrain capital allocation and leave fewer resources available to absorb operating setbacks.
Acquired-book Auto LossesPersistent loss-ratio deterioration in acquired personal auto policies can weigh on underwriting profitability before those policies move onto Definity’s rating and systems. This creates a durable near-term earnings headwind and makes the success and timing of conversion critical to realizing the acquisition’s expected benefits.
Commercial Competition And RegulationCompetitive pressure can limit pricing and growth in large commercial insurance, while Alberta regulatory constraints can increase variability in personal auto loss costs and industry rate dynamics. Together, these factors may restrict margin expansion and complicate underwriting decisions across important business lines.
DFYFF FAQ
What was Definity Financial Corp.’s price range in the past 12 months?
Definity Financial Corp. lowest stock price was $44.56 and its highest was $58.21 in the past 12 months.
What is Definity Financial Corp.’s market cap?
Definity Financial Corp.’s market cap is $6.19B.
When is Definity Financial Corp.’s upcoming earnings report date?
Definity Financial Corp.’s upcoming earnings report date is Nov 05, 2026 which is in 7 days.
How were Definity Financial Corp.’s earnings last quarter?
Definity Financial Corp. released its earnings results on Jul 30, 2026. The company reported $0.694 earnings per share for the quarter, beating the consensus estimate of $0.664 by $0.03.
Is Definity Financial Corp. overvalued?
According to Wall Street analysts Definity Financial Corp.’s price is currently Undervalued.
Does Definity Financial Corp. pay dividends?
Definity Financial Corp. does not currently pay dividends.
What is Definity Financial Corp.’s EPS estimate?
Definity Financial Corp.’s EPS estimate is 0.2.
How many shares outstanding does Definity Financial Corp. have?
Definity Financial Corp. has 121,600,000 shares outstanding.
What happened to Definity Financial Corp.’s price movement after its last earnings report?
Definity Financial Corp. reported an EPS of $0.694 in its last earnings report, beating expectations of $0.664. Following the earnings report the stock price went up 1.961%.
Which hedge fund is a major shareholder of Definity Financial Corp.?
Currently, no hedge funds are holding shares in DFYFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Definity Financial Corp. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$61.94 (14.34% Upside)
$61.94 (14.34% Upside)
Insider Transactions
Sold Shares
Worth $916.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
9.84%
12-Months-Change
Fundamentals
Return on Equity
11.45%
Trailing 12-Months
Asset Growth
62.20%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Definity Financial Corp.
Operating in Canada, Definity Financial Corporation specializes in offering a wide array of property and casualty insurance solutions. For individual clients, the company provides coverage such as auto, home, general liability, umbrella policies, and pet insurance, marketed under brands like Economical, Sonnet, Family, Petsecure, and Peppermint. Businesses, conversely, can access commercial insurance offerings, including fleet, commercial vehicle, property, liability, and specialized coverage, all provided under the Economical brand. Its distribution strategy primarily involves intermediaries and brokers, though it also engages directly with customers. The firm, established in 1871 and based in Waterloo, Canada, adopted its current name, Definity Financial Corporation, in August 2021, having previously been known as Economical Holdings Corporation.
DFYFF Stock 12 Month Forecast
Average Price Target
$61.94
▲(14.34% Upside)
Technical Analysis
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Ownership Overview
0.89% Insiders
15.54% Mutual Funds
1.46% Other Institutional Investors
75.15% Public Companies and
Individual Investors










