DFYFF Stock Chart & Stats
$54.17
-$0.89(-1.58%)
At close: 4:00 PM EDT
$54.17
-$0.89(-1.58%)
Day’s Range― - ―
52-Week Range$44.56 - $58.21
Previous CloseN/A
Volume300.00
Average Volume (3M)335.00
Market Cap
$6.22B
Enterprise Value$11.12B
Total Cash (Recent Filing)$238.20M
Total Debt (Recent Filing)$1.56B
Price to Earnings (P/E)18.4
Beta0.33
Next Earnings
Nov 05, 2026EPS Estimate
0.24Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.89
Shares Outstanding121,600,000
10 Day Avg. Volume0
30 Day Avg. Volume335
Financial Highlights & Ratios
PEG Ratio-4.43
Price to Book (P/B)2.20
Price to Sales (P/S)1.83
P/FCF Ratio21.57
Enterprise Value/Market Cap1.79
Enterprise Value/Revenue1.72
Enterprise Value/Gross Profit8.51
Enterprise Value/Ebitda13.08
Forecast
1Y Price Target
$61.86Price Target Upside14.20% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)2.52
Revenue Forecast (FY)$4.14B
Bulls Say, Bears Say
Bulls Say
Strong Premium GrowthRapid premium growth demonstrates strong demand and expanding scale across Definity’s insurance platform. Continued underlying growth above 10% suggests momentum is not solely acquisition-driven, supporting greater operating leverage and a broader base for future underwriting and investment income.
Synergy RealizationEarly delivery of integration savings, together with a higher $125 million target, creates a durable opportunity to improve efficiency and earnings. As more synergies flow through results in 2026–2028, the enlarged platform should benefit from stronger scale economics and operating leverage.
Cash Generation And CapacityPositive operating and free cash flow indicates that reported earnings are generally supported by cash generation rather than accounting gains alone. Combined with more than $1.2 billion of financial capacity, this supports investment, integration spending, capital management, and future growth initiatives.
Bears Say
Higher LeverageThe step-up in leverage reduces financial flexibility compared with prior years and increases sensitivity to adverse claims experience or investment-market volatility. Although capital metrics are improving, higher debt can constrain future capital allocation and make earnings less resilient during a difficult insurance cycle.
Acquired-book Underwriting PressureThe acquired personal auto portfolio is currently weighing on underwriting quality through a higher loss ratio, and management expects the pressure to persist until rating and system conversion are completed. This can delay margin normalization and make near-term earnings more dependent on execution.
Margin And Competitive RiskRecent margin softening indicates that faster revenue growth is not yet translating fully into improved profitability, reflecting underwriting, expense, or loss-cost pressure. Competitive intensity in large commercial accounts may further limit pricing power and make sustained margin expansion harder to achieve.
Definity Financial Corp. News
DFYFF FAQ
What was Definity Financial Corp.’s price range in the past 12 months?
Definity Financial Corp. lowest stock price was $44.56 and its highest was $58.21 in the past 12 months.
What is Definity Financial Corp.’s market cap?
Definity Financial Corp.’s market cap is $6.22B.
When is Definity Financial Corp.’s upcoming earnings report date?
Definity Financial Corp.’s upcoming earnings report date is Nov 05, 2026 which is in 8 days.
How were Definity Financial Corp.’s earnings last quarter?
Definity Financial Corp. released its earnings results on Jul 30, 2026. The company reported $0.69 earnings per share for the quarter, beating the consensus estimate of $0.66 by $0.03.
Is Definity Financial Corp. overvalued?
According to Wall Street analysts Definity Financial Corp.’s price is currently Undervalued.
Does Definity Financial Corp. pay dividends?
Definity Financial Corp. does not currently pay dividends.
What is Definity Financial Corp.’s EPS estimate?
Definity Financial Corp.’s EPS estimate is 0.24.
How many shares outstanding does Definity Financial Corp. have?
Definity Financial Corp. has 121,600,000 shares outstanding.
What happened to Definity Financial Corp.’s price movement after its last earnings report?
Definity Financial Corp. reported an EPS of $0.69 in its last earnings report, beating expectations of $0.66. Following the earnings report the stock price went up 1.961%.
Which hedge fund is a major shareholder of Definity Financial Corp.?
Currently, no hedge funds are holding shares in DFYFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Definity Financial Corp. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$61.86 (14.20% Upside)
$61.86 (14.20% Upside)
Insider Transactions
Sold Shares
Worth $916.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
10.03%
12-Months-Change
Fundamentals
Return on Equity
11.45%
Trailing 12-Months
Asset Growth
62.20%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Definity Financial Corp.
Operating in Canada, Definity Financial Corporation specializes in offering a wide array of property and casualty insurance solutions. For individual clients, the company provides coverage such as auto, home, general liability, umbrella policies, and pet insurance, marketed under brands like Economical, Sonnet, Family, Petsecure, and Peppermint. Businesses, conversely, can access commercial insurance offerings, including fleet, commercial vehicle, property, liability, and specialized coverage, all provided under the Economical brand. Its distribution strategy primarily involves intermediaries and brokers, though it also engages directly with customers. The firm, established in 1871 and based in Waterloo, Canada, adopted its current name, Definity Financial Corporation, in August 2021, having previously been known as Economical Holdings Corporation.
DFYFF Stock 12 Month Forecast
Average Price Target
$61.86
▲(14.20% Upside)
Technical Analysis
Fairfax Financial Holdings
―
iA Financial Corporation Inc
―
Intact Financial Corporation
―
Trisura Group Ltd
―
Sagicor Financial
―
Ownership Overview
0.89% Insiders
15.17% Mutual Funds
1.46% Other Institutional Investors
75.53% Public Companies and
Individual Investors