Y1F Stock Chart & Stats
€62.50
€1.00(1.54%)
At close: 4:00 PM EDT
€62.50
€1.00(1.54%)
Day’s Range― - ―
52-Week Range€48.20 - €68.00
Previous CloseN/A
Volume0.00
Average Volume (3M)2.00
Market Cap
€5.57B
Enterprise Value€8.84B
Total Cash (Recent Filing)€2.62B
Total Debt (Recent Filing)€1.75B
Price to Earnings (P/E)8.4
Beta0.48
Next Earnings
Oct 21, 2026EPS Estimate
1.63Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)7.24
Shares Outstanding102,100,000
10 Day Avg. Volume6
30 Day Avg. Volume2
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.15
Price to Sales (P/S)0.85
P/FCF Ratio8.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€74.09Price Target Upside18.54% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)6.22
Revenue Forecast (FY)€7.32B
Bulls Say, Bears Say
Bulls Say
Commercial Segment GrowthCommercial growth is a durable offset to residential housing softness because larger transactions generate substantial premiums and deepen relationships across the real estate ecosystem. Record revenue, higher average revenue per order, and a healthy pipeline indicate improving scale and market traction.
Strong Cash GenerationStrong and improving free cash flow supports financial resilience, internal funding for technology and growth initiatives, and shareholder distributions. Lower capital spending alongside higher cash generation also improves earnings quality and gives management flexibility through housing-market cycles.
AI And Automation GainsMeasured automation progress can create lasting productivity benefits by reducing manual processing, speeding decisions, and improving operating leverage across title workflows. Broad deployment and documented time savings suggest technology is becoming an operational advantage rather than an isolated pilot.
Bears Say
Residential Volume WeaknessResidential purchase activity remains a fundamental demand constraint because title premiums and settlement fees depend heavily on transaction volumes. Persistent affordability pressure and sluggish existing-home sales could limit revenue growth and keep the company exposed to housing-market cyclicality.
Higher Operating CostsExpense growth is a risk to margin sustainability if operating costs continue rising faster than transaction revenue. Higher personnel, production, and software spending can dilute the benefit of commercial growth and automation until productivity gains scale sufficiently across the business.
Debt Above TargetLeverage above management's target reduces financial flexibility and makes sustained profitability more important for improving the capital structure. Although management described the balance sheet as comfortable, elevated debt can constrain future capital allocation and increase sensitivity to weaker earnings.
First American Financial News
Y1F FAQ
What was First American Financial Corporation’s price range in the past 12 months?
First American Financial Corporation lowest stock price was €48.20 and its highest was €68.00 in the past 12 months.
What is First American Financial Corporation’s market cap?
First American Financial Corporation’s market cap is €5.57B.
When is First American Financial Corporation’s upcoming earnings report date?
First American Financial Corporation’s upcoming earnings report date is Oct 21, 2026 which is in 8 days.
How were First American Financial Corporation’s earnings last quarter?
First American Financial Corporation released its earnings results on Jul 22, 2026. The company reported €1.898 earnings per share for the quarter, beating the consensus estimate of €1.624 by €0.274.
Is First American Financial Corporation overvalued?
According to Wall Street analysts First American Financial Corporation’s price is currently Undervalued.
Does First American Financial Corporation pay dividends?
First American Financial Corporation does not currently pay dividends.
What is First American Financial Corporation’s EPS estimate?
First American Financial Corporation’s EPS estimate is 1.63.
How many shares outstanding does First American Financial Corporation have?
First American Financial Corporation has 102,100,000 shares outstanding.
What happened to First American Financial Corporation’s price movement after its last earnings report?
First American Financial Corporation reported an EPS of €1.898 in its last earnings report, beating expectations of €1.624. Following the earnings report the stock price went down -1.625%.
Which hedge fund is a major shareholder of First American Financial Corporation?
Currently, no hedge funds are holding shares in DE:Y1F
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First American Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
€74.09 (18.54% Upside)
€74.09 (18.54% Upside)
Blogger Sentiment
Bullish
DE:Y1F Sentiment 100%
Sector Average 63%
Sector Average 63%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
6.25%
12-Months-Change
Fundamentals
Return on Equity
13.62%
Trailing 12-Months
Asset Growth
16.39%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
First American Financial Corporation
First American Financial Corporation (FAF) delivers financial services primarily through its diverse subsidiaries. The company's operations are divided into two main divisions: Title Insurance and Services, and Specialty Insurance. The Title Insurance and Services division is a prominent issuer of title insurance policies for both residential and commercial properties. Beyond core insurance, this segment provides a broad spectrum of related offerings aimed at streamlining real estate transactions and reducing associated risks. These include facilitating property closings and escrow, offering appraisals and other valuation tools, managing lien releases, providing document custody services, and engaging in warehouse lending. Additionally, it supports services related to mortgage subservicing, default management, and even banking, trust, and wealth management. The company also assists clients with tax-deferred real estate exchanges and maintains extensive databases of title information. Its services are accessible via company-owned offices and independent agents across nearly all U.S. states (49 states plus the District of Columbia), as well as internationally in locations such as Canada, the United Kingdom, Australia, and South Korea. The Specialty Insurance division focuses on property and casualty coverage. It provides insurance for homeowners and renters, protecting them against liability and common hazards like fire, theft, vandalism, and various forms of property damage. This segment also offers residential service contracts, which cover the repair or replacement of crucial home systems—such as heating, air conditioning, and major appliances—if they malfunction due to normal use during the contract period. Founded in 1889, First American Financial Corporation is headquartered in Santa Ana, California.
Y1F Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong operational and financial positives — notably record commercial performance, robust deposit and trust growth, meaningful free cash flow expansion, tangible AI-driven productivity gains, and a healthy acquisition/payout posture. Offsetting items include continued weakness in the residential purchase and refinance markets, rising interest expense tied to deposit growth, and increased operating costs in select areas. On balance, the positive growth drivers and strategic progress (especially in commercial and AI automation) materially outweigh the headwinds from residential volume softness and near-term cost pressure.View all DE:Y1F earnings summariesY1F Revenue Breakdown
95.36% Title Insurance and Services
6.95% Specialty Insurance

Y1F Stock 12 Month Forecast
Average Price Target
€74.09
▲(18.54% Upside)
Technical Analysis
Fidelity National Financial
―
MGIC Investment
―
Radian Group
―
Essent Group
―
Enact Holdings
―












