XMFA Stock Chart & Stats
€13.80
€0.20(1.44%)
At close: 4:00 PM EST
€13.80
€0.20(1.44%)
Day’s Range― - ―
52-Week Range€13.00 - €22.80
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€146.70B
Enterprise Value€120.09K
Total Cash (Recent Filing)€74.05T
Total Debt (Recent Filing)€58.66T
Price to Earnings (P/E)17.4
Beta0.94
Next Earnings
Jul 31, 2026EPS Estimate
0.37Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)634.84
Shares Outstanding6,381,906,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.91
Price to Book (P/B)1.27
Price to Sales (P/S)1.85
P/FCF Ratio2.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.56
Revenue Forecast (FY)€29.23B
Bulls Say, Bears Say
Bulls Say
Diversified Business ModelSMFG’s wide-ranging businesses create multiple durable revenue streams—net interest, fees, markets trading, leasing and asset management. This diversification reduces reliance on any single cycle, enables cross-selling, and supports steadier earnings and client relationships over a multi-month to multi-year horizon.
Improving Capital Productivity (ROE)A mid-single-digit to ~8% ROE alongside equity growth signals better capital efficiency and retained earnings powering growth. Sustained improvement in ROE indicates management is generating acceptable returns on capital, bolstering capacity to absorb losses and fund strategic initiatives going forward.
Reliable Global Funding AccessActive use of SEC-registered note programs and long-dated dollar issuance demonstrates structural access to international wholesale funding. This supports diversified liquidity sources, maturity management and cross-border lending capacity—key for a global bank’s stable funding profile over months ahead.
Bears Say
Elevated, Volatile LeverageA rising and volatile debt-to-equity ratio near 4x constrains financial flexibility and increases sensitivity to funding and credit shocks. Elevated leverage reduces the buffer to absorb losses, raises regulator and rating agency scrutiny, and can amplify earnings volatility across economic cycles.
Revenue Volatility / Recent DeclineA roughly 29% annual revenue drop is a structural red flag for earnings durability. Large revenue swings complicate forecasting, pressure margins and provisioning, and can force strategic trade-offs in lending or fee businesses if sustained, weakening medium-term profit predictability.
Inconsistent Cash GenerationWide year-to-year swings in operating and free cash flow reduce confidence in cash conversion and the bank's ability to consistently fund dividends, buybacks or capital needs. Such inconsistency increases refinancing and liquidity risk during stressed periods and hampers long-term planning.
Sumitomo Mitsui News
XMFA FAQ
What was Sumitomo Mitsui Financial’s price range in the past 12 months?
Sumitomo Mitsui Financial lowest stock price was €13.00 and its highest was €22.80 in the past 12 months.
What is Sumitomo Mitsui Financial’s market cap?
Sumitomo Mitsui Financial’s market cap is €146.70B.
When is Sumitomo Mitsui Financial’s upcoming earnings report date?
Sumitomo Mitsui Financial’s upcoming earnings report date is Jul 31, 2026 which is in 6 days.
How were Sumitomo Mitsui Financial’s earnings last quarter?
Sumitomo Mitsui Financial released its earnings results on May 13, 2026. The company reported €0.166 earnings per share for the quarter, missing the consensus estimate of €0.194 by -€0.028.
Is Sumitomo Mitsui Financial overvalued?
According to Wall Street analysts Sumitomo Mitsui Financial’s price is currently Overvalued.
Does Sumitomo Mitsui Financial pay dividends?
Sumitomo Mitsui Financial does not currently pay dividends.
What is Sumitomo Mitsui Financial’s EPS estimate?
Sumitomo Mitsui Financial’s EPS estimate is 0.37.
How many shares outstanding does Sumitomo Mitsui Financial have?
Sumitomo Mitsui Financial has 6,381,906,000 shares outstanding.
What happened to Sumitomo Mitsui Financial’s price movement after its last earnings report?
Sumitomo Mitsui Financial reported an EPS of €0.166 in its last earnings report, missing expectations of €0.194. Following the earnings report the stock price went up 1.081%.
Which hedge fund is a major shareholder of Sumitomo Mitsui Financial?
Currently, no hedge funds are holding shares in DE:XMFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Sumitomo Mitsui Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
62.24%
12-Months-Change
Fundamentals
Return on Equity
2.46%
Trailing 12-Months
Asset Growth
0.82%
Trailing 12-Months
Company Description
Sumitomo Mitsui Financial
Sumitomo Mitsui Financial Group, Inc., established in Tokyo, Japan, in 2002, is a global financial powerhouse offering a wide array of banking and financial services. Its extensive operations reach across Japan, the Americas, Europe, the Middle East, Asia, and Oceania. The group provides a comprehensive suite of services including commercial banking, leasing, securities trading, consumer finance, and various other specialized financial offerings. SMFG is structured into four primary business segments: Wholesale Business Unit: This segment caters to corporate clients of all scales—large, medium, and small—delivering vital services such as funding, investment portfolio management, risk mitigation, and settlement solutions. It also offers expert advisory services for mergers, acquisitions, and other corporate financial strategies, alongside a diverse range of leasing options (including equipment, operating, and leveraged leases), and cutting-edge digital services like robotic process automation and electronic contracting. Retail Business Unit: Dedicated to high-net-worth customers, this unit provides personalized wealth management, efficient payment and settlement services, consumer lending, home financing, and sophisticated business and asset succession planning. Global Business Unit: Focusing on an international clientele, this division offers a robust portfolio of services including loans, deposit accounts, clearing services, trade finance, project finance, syndicated loans, derivative products, and advanced cash management. It also encompasses underwriting services and specialized leasing for sectors like construction machinery, transportation equipment, industrial machinery, medical devices, and aircraft. Global Markets Business Unit: This segment is focused on delivering market-based solutions through foreign exchange products, derivatives, bonds, equities, and other tradable financial instruments. Additionally, it plays a key role in the company's asset liability management strategies. Beyond these core divisions, Sumitomo Mitsui Financial Group also provides services such as credit card issuance, internet banking platforms, system development and engineering, data processing, management consulting, economic research, and investment advisory and trust management services.