WOA Stock Chart & Stats
€156.00
-€7.00(-4.05%)
At close: 4:00 PM EDT
€156.00
-€7.00(-4.05%)
Day’s Range― - ―
52-Week Range€95.00 - €192.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€695.33M
Enterprise Value€1.44B
Total Cash (Recent Filing)€10.42M
Total Debt (Recent Filing)€648.07M
Price to Earnings (P/E)15.3
Beta0.53
Next Earnings
Jan 15, 2027EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.61
Shares Outstanding4,663,180
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)1.93
Price to Sales (P/S)1.16
P/FCF Ratio2.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)11.73
Revenue Forecast (FY)€545.87M
Bulls Say, Bears Say
Bulls Say
Improving Credit QualityImproving delinquency and lower provision expense indicate that recent underwriting discipline is strengthening portfolio performance. If sustained, better credit quality can support more predictable earnings, reduce loss volatility, and give management greater flexibility to cautiously expand lending over the next several quarters.
Revenue And Operating ProfitabilityStrong TTM revenue growth combined with solid gross, EBIT, and EBITDA margins demonstrates that the core installment-lending model can generate meaningful operating profit. This provides an earnings base for reinvestment and supports resilience, although credit performance remains important to final margins.
Disciplined Expense ManagementImproved G&A performance and an ongoing expense-discipline commitment can help protect operating leverage while loan growth remains measured. Sustained cost control should support profitability through changing credit conditions and preserve resources for responsible portfolio growth or product development.
Bears Say
Elevated LeverageDebt materially exceeds shareholders’ equity, leaving the company more exposed to funding pressure and credit deterioration than a less leveraged lender. High leverage can constrain capital allocation, reduce flexibility during weaker portfolio conditions, and amplify the effect of provisioning or earnings declines.
Volatile Earnings And Cash GenerationModest TTM net margin and substantial variation across periods indicate that earnings power is sensitive to provisions, credit conditions, and operating factors. The unusually large cash-flow increase also appears nonrecurring, reducing confidence that recent reported cash generation represents a stable ongoing run rate.
Cautious Growth And Smaller Customer BaseTighter underwriting is improving risk control but is also limiting customer acquisition and near-term portfolio expansion. A flat loan book and shrinking customer base can restrict revenue growth, reduce operating leverage, and make it harder for the company to scale earnings until lending conditions become less cautious.
World Acceptance News
WOA FAQ
What was World Acceptance Corp’s price range in the past 12 months?
World Acceptance Corp lowest stock price was €95.00 and its highest was €192.00 in the past 12 months.
What is World Acceptance Corp’s market cap?
World Acceptance Corp’s market cap is €695.33M.
When is World Acceptance Corp’s upcoming earnings report date?
World Acceptance Corp’s upcoming earnings report date is Jan 15, 2027 which is in 81 days.
How were World Acceptance Corp’s earnings last quarter?
World Acceptance Corp released its earnings results on Oct 23, 2026. The company reported €1.714 earnings per share for the quarter, beating the consensus estimate of €0.696 by €1.018.
Is World Acceptance Corp overvalued?
According to Wall Street analysts World Acceptance Corp’s price is currently Overvalued.
Does World Acceptance Corp pay dividends?
World Acceptance Corp does not currently pay dividends.
What is World Acceptance Corp’s EPS estimate?
World Acceptance Corp’s EPS estimate is 0.93.
How many shares outstanding does World Acceptance Corp have?
World Acceptance Corp has 4,663,180 shares outstanding.
What happened to World Acceptance Corp’s price movement after its last earnings report?
World Acceptance Corp reported an EPS of €1.714 in its last earnings report, beating expectations of €0.696. Following the earnings report the stock price went up 2.817%.
Which hedge fund is a major shareholder of World Acceptance Corp?
Currently, no hedge funds are holding shares in DE:WOA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
World Acceptance Stock Smart Score
Neutral
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10
Blogger Sentiment
Neutral
DE:WOA Sentiment 50%
Sector Average 60%
Sector Average 60%
Insider Transactions
Sold Shares
Worth €21.8M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.76%
12-Months-Change
Fundamentals
Return on Equity
9.32%
Trailing 12-Months
Asset Growth
2.03%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
World Acceptance Corp
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
WOA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was predominantly positive, with improved adjusted earnings, revenue growth, lower provision expense, better delinquency trends, improved G&A expense, and confidence in the competitive position. The main challenges were continued consumer sensitivity to gas prices, a cautious near-term growth posture, and the credit card product remaining under evaluation before potential scaling.View all DE:WOA earnings summariesTechnical Analysis
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