V0Y Stock Chart & Stats
€86.00
-€1.50(-1.71%)
At close: 4:00 PM EDT
€86.00
-€1.50(-1.71%)
Day’s Range― - ―
52-Week Range€55.50 - €90.00
Previous CloseN/A
Volume0.00
Average Volume (3M)19.00
Market Cap
€7.88B
Enterprise Value€13.14K
Total Cash (Recent Filing)€969.00M
Total Debt (Recent Filing)€2.50B
Price to Earnings (P/E)14.8
Beta0.44
Next Earnings
Aug 04, 2026EPS Estimate
1.72Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)6.71
Shares Outstanding90,666,310
10 Day Avg. Volume40
30 Day Avg. Volume19
Financial Highlights & Ratios
PEG Ratio9.19
Price to Book (P/B)1.44
Price to Sales (P/S)0.95
P/FCF Ratio5.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€93.62Price Target Upside8.86% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering11
EPS Forecast (FY)8.23
Revenue Forecast (FY)€6.83B
Bulls Say, Bears Say
Bulls Say
Cash Generation & Capital ReturnsConsistently strong operating and free cash flow (90%+ cash conversion) and recent excess capital generation support durable capital returns and balance-sheet optionality. Reliable cash enables buybacks, steady dividends and reinvestment without depending on volatile market timing, strengthening long-term shareholder value.
Large, Recurring Retirement FranchiseA sizable, fee‑based retirement business with high trailing margins (~39%), sticky deposits (> $50B recurring) and ~10M accounts creates steady, recurring revenue. Successful OneAmerica integration expands scale and cross‑sell potential, making Retirement a durable, low‑volatility earnings anchor over months to years.
Scale & Performance In Investment ManagementLarge, diversified AUM and consistent outperformance underpin recurring management fees and organic inflows. $377B scale and multi‑year outperformance improve client retention and win rates with institutional mandates, supporting stable fee revenue and margin sustainability even if markets fluctuate moderately.
Bears Say
Stop‑Loss Underwriting VolatilityStop‑Loss exposures remain a structural earnings swing factor: elevated loss ratios and emerging high‑severity claims increase reserve and underwriting risk. Even with pricing actions, medical‑trend uncertainty can cause multi‑quarter earnings variability and requires ongoing pricing, underwriting and reserving discipline to restore durable margins.
Revenue And Operating Profit VolatilityHistoric swings in revenue and operating profit signal sensitivity to flows, underwriting outcomes and market cycles. A meaningful 2025 revenue decline and prior profit volatility indicate that earnings quality can shift quickly, complicating multi‑quarter forecasting and requiring execution across segments to stabilize sustainable growth.
Material But Fluctuating LeverageModerate, variable leverage with $2–4B of debt leaves the company exposed to interest and funding-cycle risks during stress. Although leverage improved recently, historical fluctuation means capital returns or acquisitions could strain flexibility if earnings weaken, making balance‑sheet management a continuing structural consideration.
V0Y FAQ
What was Voya Financial’s price range in the past 12 months?
Voya Financial lowest stock price was €55.50 and its highest was €90.00 in the past 12 months.
What is Voya Financial’s market cap?
Voya Financial’s market cap is €7.88B.
When is Voya Financial’s upcoming earnings report date?
Voya Financial’s upcoming earnings report date is Aug 04, 2026 which is in 2 days.
How were Voya Financial’s earnings last quarter?
Voya Financial released its earnings results on May 05, 2026. The company reported €1.959 earnings per share for the quarter, beating the consensus estimate of €1.741 by €0.218.
Is Voya Financial overvalued?
According to Wall Street analysts Voya Financial’s price is currently Undervalued.
Does Voya Financial pay dividends?
Voya Financial does not currently pay dividends.
What is Voya Financial’s EPS estimate?
Voya Financial’s EPS estimate is 1.72.
How many shares outstanding does Voya Financial have?
Voya Financial has 90,666,310 shares outstanding.
What happened to Voya Financial’s price movement after its last earnings report?
Voya Financial reported an EPS of €1.959 in its last earnings report, beating expectations of €1.741. Following the earnings report the stock price went up 1.449%.
Which hedge fund is a major shareholder of Voya Financial?
Currently, no hedge funds are holding shares in DE:V0Y
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Voya Financial Stock Smart Score
Outperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€93.62 (8.86% Upside)
€93.62 (8.86% Upside)
Blogger Sentiment
Bullish
DE:V0Y Sentiment 75%
Sector Average 57%
Sector Average 57%
Technicals
SMA
Positive
20 days / 200 days
Momentum
39.99%
12-Months-Change
Fundamentals
Return on Equity
1.83%
Trailing 12-Months
Asset Growth
6.55%
Trailing 12-Months
Company Description
Voya Financial
Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Retirement, Investment Management and Employee Benefits. The Retirement segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. This segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional clients and individual customers. The Employee Benefits segment offers various insurance products comprising stop loss, group life, group disability, whole and term life, critical illness, accident, and hospital indemnity insurance. This segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors, financial intermediaries, and institutional clients through its direct sales force, consultant channel, intermediary partners, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.
V0Y Company Deck
V0Y Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call was positive: the company reported strong adjusted EPS growth, high margins in Retirement and Investment Management, robust cash generation (returned ~$200M and executing further buybacks), and clear signs of underwriting and pricing progress in Employee Benefits (including Stop Loss). The principal risks are Stop Loss historical volatility and reserve uncertainty, timing‑driven Retirement flows in Q1, valuation/activist attention, and medical cost uncertainty. Management conveyed confidence in a path to margin recovery and continued organic growth, making the quarter’s positives outweigh the outstanding challenges.View all DE:V0Y earnings summariesV0Y Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€93.62
▲(8.86% Upside)
Technical Analysis
1 Day
3 Days
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