Voya Financial (V0Y) Stock Price & Analysis
V0Y Stock Chart & Stats
- Day’s Range
- EUR 88.00 - EUR 93.50
- 52-Week Range
- EUR 55.50 - EUR 93.50
- Previous Close
- EUR 89.00
- Volume
- N/A
- Average Volume (3M)
- 21
- Market Cap
- EUR 8.01B
- Enterprise Value
- EUR 12.83B
- Total Cash (Recent Filing)
- EUR 1.08B
- Total Debt (Recent Filing)
- EUR 3.94B
- Price to Earnings (P/E)
- 16.4
- Beta
- 0.40
- Next Earnings
- Feb 09, 2027 (Est.)
- EPS Estimate
- 2.44
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 1.68%
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation
Sustained operating and free cash flow provide internally generated funding for investment, capital returns, and balance-sheet needs. Cash flow also supports earnings quality because free cash flow has covered net income across the annual periods shown, although year-to-year growth remains uneven.
Retirement Scale And Retention
High client retention, expanding participant relationships, and rising fee income strengthen the recurring economics of Voya’s workplace retirement platform. These characteristics can support durable revenue growth as assets, participants, and employer-plan relationships compound over multiple periods.
Workplace Cross-selling Platform
A large workplace customer base gives Voya multiple channels to deepen relationships across retirement, benefits, advice, and wealth management. The stated unserved or underserved opportunity creates a structural avenue for broader product adoption without relying solely on new employer acquisition.
Bears Say
Negative TTM Shareholders’ Equity
Negative reported shareholders’ equity materially raises balance-sheet risk despite manageable annual leverage in earlier periods. It can constrain financial flexibility, complicate capital allocation, and make the company more sensitive to losses, other comprehensive income effects, or changes in reported capital.
Uneven Operating Performance
Volatile multi-year revenue and operating results make sustainable earnings power harder to assess and reduce forecasting confidence. A rebound in the latest TTM period is encouraging, but the prior decline indicates that profitability may remain sensitive to business mix and changing operating conditions.
Developing Stop Loss Claims
Unresolved Stop Loss claims experience creates ongoing uncertainty around benefit margins and reserve adequacy. Favorable recent claims and pricing actions help, but reserves at the high end of estimates could require future earnings support if reported claims develop less favorably than management expects.
Voya Financial News
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Voya Financial Stock Smart Score
Company Description
Voya Financial
Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Retirement, Investment Management and Employee Benefits. The Retirement segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. This segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional clients and individual customers. The Employee Benefits segment offers various insurance products comprising stop loss, group life, group disability, whole and term life, critical illness, accident, and hospital indemnity insurance. This segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors, financial intermediaries, and institutional clients through its direct sales force, consultant channel, intermediary partners, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.
- Sector
- Financial
- Industry
- Insurance - Life
- CEO
- Heather Lavallee
- Employees
- 11,000
- Website
- www.voya.com
- Address
- 200 Park Avenue, New York, NY, 10166, US
Voya Financial (V0Y) Earnings & Revenues
V0Y Company Deck
V0Y Earnings Call
Earnings Call SentimentPositive
The call was strongly constructive. Management reported year-over-year earnings growth, substantial excess capital generation, higher shareholder returns, strong Retirement flows and fee growth, improving Employee Benefits results, and favorable Stop Loss trends. The main negatives were severance charges, lower Investment Management quarterly earnings, a $5 billion sub-advisory outflow, modest retail and full-service softness, expected near-term moderation in alternative returns, and ongoing uncertainty around developing Stop Loss claims and an activist campaign. Highlights significantly outweighed the lowlights.
View all DE:V0Y earnings summariesV0Y Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 16 | 0 | 5 |
| Technical Analysis | 4 | 0 | 5 |
| Moving Averages | 12 | 0 | 0 |











