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United Overseas Bank (DE:UOB0)
FRANKFURT:UOB0

United Overseas Bank (UOB0) Price & Analysis

4 Followers

UOB0 Stock Chart & Stats

€58.00
€0.00(0.00%)
At close: 4:00 PM EDT
€58.00
€0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Capital & Liquidity StrengthHigh CET1 (15.1%) and robust liquidity buffers (LCR 147%, NSFR 116%) give durable loss-absorption and funding resilience. These metrics underpin the bank’s ability to sustain dividends and buybacks while withstanding credit stress, supporting stable capital policy over months.
Diversified Fee & Wealth FranchiseRecord fee income and a large wealth AUM base ($201bn) with rapid digital wealth sales (+144%) materially diversify revenue away from interest margins. Durable fee streams and scalable digital distribution increase revenue stability and client stickiness across economic cycles.
Trade & Stable Deposit FundingStrong trade and global markets growth (+23% trade volumes) plus a high CASA ratio (~58.4%) provide recurring transaction revenue and cheap, sticky funding. This structural mix supports margin management and lowers reliance on volatile wholesale funding over the medium term.
Bears Say
Net Interest Margin PressureA persistent decline in net interest income and guidance toward a lower full‑year NIM (1.75–1.80%) indicate structural margin compression. Lower NIMs reduce core earnings power, constraining the bank’s ability to fund higher operating costs, sustain payout ratios, or absorb future credit shocks.
Volatile Cash GenerationLarge multi-year swings in operating and free cash flow create predictability issues for capital allocation. Inconsistent cash generation undermines confidence in sustainable dividend/buyback coverage and limits the bank’s ability to plan investments or absorb adverse credit cycles over the next several quarters.
Concentrated Credit HotspotsElevated and rising credit costs in Greater China and the U.S. (notably CRE exposure) represent concentration and geopolitical risk. Persistent hotspot losses would force higher provisions, erode capital buffers, and constrain loan growth and returns across key Asian and international franchises.

United Overseas Bank News

UOB0 FAQ

What was United Overseas Bank’s price range in the past 12 months?
United Overseas Bank lowest stock price was €43.80 and its highest was €60.00 in the past 12 months.
    What is United Overseas Bank’s market cap?
    United Overseas Bank’s market cap is €48.48B.
      When is United Overseas Bank’s upcoming earnings report date?
      United Overseas Bank’s upcoming earnings report date is Aug 07, 2026 which is in 3 days.
        How were United Overseas Bank’s earnings last quarter?
        United Overseas Bank released its earnings results on Feb 23, 2026. The company reported €1.135 earnings per share for the quarter, beating the consensus estimate of €1.075 by €0.06.
          Is United Overseas Bank overvalued?
          According to Wall Street analysts United Overseas Bank’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does United Overseas Bank pay dividends?
            United Overseas Bank does not currently pay dividends.
            What is United Overseas Bank’s EPS estimate?
            United Overseas Bank’s EPS estimate is 1.17.
              How many shares outstanding does United Overseas Bank have?
              United Overseas Bank has 831,806,300 shares outstanding.
                What happened to United Overseas Bank’s price movement after its last earnings report?
                United Overseas Bank reported an EPS of €1.135 in its last earnings report, beating expectations of €1.075. Following the earnings report the stock price went down -3.922%.
                  Which hedge fund is a major shareholder of United Overseas Bank?
                  Currently, no hedge funds are holding shares in DE:UOB0
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    United Overseas Bank Stock Smart Score

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                    Neutral
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                    Company Description

                    United Overseas Bank

                    United Overseas Bank Limited (UOVEY), a financial institution established in Singapore in 1935 and headquartered there, provides a comprehensive array of banking products and services. The company operates globally, organized into three primary divisions: Group Retail, Group Wholesale Banking, and Global Markets. UOB offers a diverse suite of lending solutions, including overdrafts, cash credit facilities, various short and long-term loans, buyer's credit, and financing for mergers and acquisitions, along with loan syndication services. It also facilitates a wide range of international trade and foreign exchange services, such as structured trade finance, spot and forward forex transactions, documentary collections, letters of credit (advising, negotiation, and discounting), and different import/export financing options like inward/outward bill collection and documents against acceptance/payment, in addition to remittance facilities. Beyond these, the bank manages current and time deposit accounts and offers specialized services across private, commercial, corporate, and investment banking sectors. Its extensive offerings further encompass corporate finance, treasury management, futures and stockbroking, asset management, venture capital, and insurance solutions. UOB is also actively involved in capital market activities, issues credit cards, and provides financing for private residential homes as well as small and medium-sized enterprises (SMEs). With a substantial operational network comprising approximately 500 branches and offices, United Overseas Bank Limited maintains a significant presence in Singapore, Malaysia, Indonesia, Thailand, China, and various other international markets.

                    United Overseas Bank (UOB0) Earnings & Revenues

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