UB5 Stock Chart & Stats
€56.04
-€0.26(-0.46%)
At close: 4:00 PM EDT
€56.04
-€0.26(-0.46%)
Day’s Range― - ―
52-Week Range€37.50 - €56.44
Previous CloseN/A
Volume1.00
Average Volume (3M)184.00
Market Cap
€87.64B
Enterprise Value€130.71K
Total Cash (Recent Filing)€217.33B
Total Debt (Recent Filing)€79.22B
Price to Earnings (P/E)12.9
Beta0.62
Next Earnings
Oct 15, 2026EPS Estimate
1.14Next Dividend Ex-DateN/A
Dividend Yield3.21%
Share Statistics
EPS (TTM)4.77
Shares Outstanding1,558,000,000
10 Day Avg. Volume81
30 Day Avg. Volume184
Financial Highlights & Ratios
PEG Ratio0.53
Price to Book (P/B)1.27
Price to Sales (P/S)1.94
P/FCF Ratio10.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€61.65Price Target Upside10.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering18
EPS Forecast (FY)4.55
Revenue Forecast (FY)€27.04B
Bulls Say, Bears Say
Bulls Say
Diversified Fee IncomeSustained double-digit fee growth and fees making up 44% of revenue signal durable revenue diversification away from pure interest spread reliance. A large, recurring fee base (payments, treasury, wealth, capital markets) lowers sensitivity to short-term rate swings and supports stable earnings and cross-sell over 2–6 months.
Loan GrowthBroad‑based loan growth across C&I, CRE and card shows durable franchise demand and provides a structural source of net interest income. Sustained loan book expansion supports NII and margin stability if credit remains healthy, enabling organic revenue compounding and stronger cash generation over the medium term.
Capital And Shareholder FlexibilityHealthy regulatory capital (CET1 ~10.8%) with remaining buyback capacity and a contemplated dividend increase provide long‑term financial flexibility. Strong capital buffers support measured M&A/investment execution and allow a balanced approach to returns while maintaining resilience under regulatory stress tests.
Bears Say
Moderate LeverageDebt at ~1.2x equity is elevated for a diversified regional bank and increases sensitivity to adverse credit cycles or funding shocks. Higher leverage compresses the cushion for losses and can limit capital allocation flexibility, making strategic investments or aggressive buybacks more conditional on continued strong earnings.
Choppy Operating Cash FlowVolatile operating cash flow and low coverage versus obligations weaken the company’s short‑term buffer for funding acquisitions, reserves, or accelerated share returns. Less predictable cash conversion raises reliance on capital markets or deposit repricing to fund growth, reducing margin of safety during stress periods.
BTIG Fee Variability & Integration RiskCapital‑markets revenue from BTIG is lumpy and seasonal, introducing earnings volatility as the bank scales that business. Integration execution and assumed contribution margins (and separate ~$60M of integration costs noted in guidance) create near‑term expense and guidance sensitivity, affecting medium‑term predictability.
US Bancorp News
UB5 FAQ
What was US Bancorp’s price range in the past 12 months?
US Bancorp lowest stock price was €37.50 and its highest was €56.44 in the past 12 months.
What is US Bancorp’s market cap?
US Bancorp’s market cap is €87.64B.
When is US Bancorp’s upcoming earnings report date?
US Bancorp’s upcoming earnings report date is Oct 15, 2026 which is in 77 days.
How were US Bancorp’s earnings last quarter?
US Bancorp released its earnings results on Jul 16, 2026. The company reported €1.179 earnings per share for the quarter, beating the consensus estimate of €1.115 by €0.064.
Is US Bancorp overvalued?
According to Wall Street analysts US Bancorp’s price is currently Undervalued.
Does US Bancorp pay dividends?
US Bancorp pays a Quarterly dividend of €0.457 which represents an annual dividend yield of 3.21%. See more information on US Bancorp dividends here
What is US Bancorp’s EPS estimate?
US Bancorp’s EPS estimate is 1.14.
How many shares outstanding does US Bancorp have?
US Bancorp has 1,558,000,000 shares outstanding.
What happened to US Bancorp’s price movement after its last earnings report?
US Bancorp reported an EPS of €1.179 in its last earnings report, beating expectations of €1.115. Following the earnings report the stock price went up 1.489%.
Which hedge fund is a major shareholder of US Bancorp?
Currently, no hedge funds are holding shares in DE:UB5
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
US Bancorp Stock Smart Score
Neutral
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5
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10
Analyst Consensus
Moderate Buy
Average Price Target:
€61.65 (10.00% Upside)
€61.65 (10.00% Upside)
Blogger Sentiment
Bullish
DE:UB5 Sentiment 84%
Sector Average 58%
Sector Average 58%
Insider Transactions
Sold Shares
Worth $5.7M over
the Last 3 Months
the Last 3 Months
News Sentiment
Bullish
Bullish news 75%
Bearish news 25%
Bearish news 25%
Technicals
SMA
Positive
20 days / 200 days
Momentum
44.42%
12-Months-Change
Fundamentals
Return on Equity
3.21%
Trailing 12-Months
Asset Growth
5.76%
Trailing 12-Months
Company Description
US Bancorp
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.
UB5 Company Deck
UB5 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operational momentum: record revenue, double-digit fee growth, meaningful loan growth, improved profitability and credit metrics, and upgraded guidance. Management acknowledged near-term integration costs (BTIG and Amazon), merchant processing softness (notably in Europe), and some expense/headwind items tied to strategic investments. Overall the positive drivers (revenue upgrades, fee acceleration, loan growth, improved efficiency and credit quality) outweigh the limited and largely transitory lowlights tied to integration costs, merchant processing softness, and seasonal deposit mix shifts.View all DE:UB5 earnings summariesUB5 Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€61.65
▲(10.00% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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