Charles Schwab (SWG) Stock Price & Analysis
SWG Stock Chart & Stats
- Day’s Range
- EUR 82.32 - EUR 84.28
- 52-Week Range
- EUR 72.12 - EUR 97.50
- Previous Close
- EUR 82.32
- Volume
- N/A
- Average Volume (3M)
- 92
- Market Cap
- EUR 144.04B
- Enterprise Value
- EUR 140.88B
- Total Cash (Recent Filing)
- EUR 68.50B
- Total Debt (Recent Filing)
- EUR 40.00B
- Price to Earnings (P/E)
- 15.7
- Beta
- 0.41
- Next Earnings
- Jan 19, 2027 (Est.)
- EPS Estimate
- 1.53
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 1.28%
Bulls Say, Bears Say
Bulls Say
Strong Client And Asset Growth
Rapid client acquisition and asset gathering strengthen Schwab’s recurring revenue base across brokerage, advisory, and banking. Continued inflows can deepen relationships, expand fee-bearing balances, and provide more client cash to support net interest income and future cross-selling.
Leading Scale And Client Franchise
Leadership across assets, custody, and trading indicates a broad competitive position supported by scale, brand recognition, and client engagement. That franchise can reinforce retention, attract advisors and households, and spread technology and service investments across a large revenue base.
Profitable Growth And Operating Leverage
Strong revenue growth combined with expanding margins suggests Schwab can convert scale and client activity into durable earnings growth. Positive operating leverage also creates capacity to invest in strategic initiatives while improving profitability across a range of business environments.
Bears Say
Volatile Cash Conversion
Uneven cash generation makes reported profitability less predictable as a funding source for investment, capital returns, and balance-sheet needs. The sharp free-cash-flow decline and historical operating volatility indicate earnings may not consistently translate into cash over the next several quarters.
Funding Pressure From Loan Growth
Faster loan expansion than deposit growth can increase reliance on alternative funding and make the lending franchise more sensitive to funding costs. If the mismatch persists, it could pressure net interest margins and limit the pace at which Schwab expands credit.
Low-yield Securities Remain A Margin Drag
A large low-yield securities portfolio can weigh on asset returns and constrain near-term net interest margin improvement relative to higher-yielding alternatives. Although securities will roll down over time, the portfolio remains a durable headwind to earnings efficiency.
SWG FAQ
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Charles Schwab Stock Smart Score
Company Description
Charles Schwab
The Charles Schwab Corporation (SCHW) stands as a prominent financial services enterprise, delivering a comprehensive suite of offerings that encompass wealth management, securities trading and brokerage, banking services, asset administration, custodial solutions, and financial planning advice. Its operations are primarily structured around two core divisions: Investor Services and Advisor Services. The Investor Services segment caters directly to individual retail clients, furnishing a range of services such as brokerage accounts, investment guidance, banking and trust administration, retirement planning, and corporate brokerage offerings. It further assists businesses with the full-service recordkeeping of equity compensation plans (e.g., stock options, restricted stock, performance shares), provides clearing services for retail investors and mutual funds, and offers compliance solutions. Conversely, the Advisor Services segment provides a robust support system for independent investment advisors. This includes custodial services, trading platforms, banking infrastructure, and general operational support. Within this segment, offerings span diverse brokerage accounts for equities, fixed income, margin lending, options, and futures/forex trading. It also facilitates cash management through various instruments, provides access to a broad selection of proprietary and third-party mutual funds and ETFs, and offers comprehensive trading and clearing for these investment vehicles. Furthermore, it delivers sophisticated advice solutions like managed portfolios, separately managed accounts, customized personal financial guidance, and specialized planning. Complementing these are banking products such as checking and savings accounts, first-lien residential mortgages, home equity lines of credit, and pledged asset lines, alongside a full spectrum of trust services including custody, reporting, and administrative roles. As of December 31, 2021, the company maintained an extensive physical presence, with approximately 400 domestic branch offices located across 48 U.S. states and the District of Columbia, in addition to sites in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. Established in 1971, its corporate headquarters are situated in Westlake, Texas.
- Sector
- Financial
- Industry
- Financial - Capital Markets
- CEO
- Richard Andrew Wurster
- Employees
- 33,900
- Website
- www.aboutschwab.com
- Address
- 3000 Schwab Way, Westlake, TX, 76262, US
Charles Schwab (SWG) Earnings & Revenues
SWG Company Deck
SWG Earnings Call
Earnings Call SentimentPositive
The call was strongly positive, characterized by record revenue and earnings, broad-based client and asset growth, expanding margins, strong capital levels, and substantial momentum in wealth, lending, trading, and AI. Management also expressed confidence in continued NNA growth, fourth-quarter performance, NIM expansion, and long-term operating leverage. The main challenges were higher volume-related expenses, loan growth outpacing deposits, operational limits on the rapidly growing long/short program, and limited current demand for after-hours trading, but these issues were presented alongside active management responses rather than as broad deterioration.
View all DE:SWG earnings summariesSWG Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 9 | 6 | 7 |
| Technical Analysis | 3 | 6 | 1 |
| Moving Averages | 6 | 0 | 6 |
