QC10 Stock Chart & Stats
€11.92
-€0.25(-2.76%)
At close: 4:00 PM EST
€11.92
-€0.25(-2.76%)
Day’s Range― - ―
52-Week Range€9.15 - €13.25
Previous CloseN/A
Volume0.00
Average Volume (3M)2.00
Market Cap
€5.06B
Enterprise Value€18.10K
Total Cash (Recent Filing)€401.00M
Total Debt (Recent Filing)€11.19B
Price to Earnings (P/E)454.1
Beta0.69
Next Earnings
Oct 23, 2026EPS Estimate
0.09Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.22
Shares Outstanding416,815,120
10 Day Avg. Volume0
30 Day Avg. Volume2
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)0.64
Price to Sales (P/S)1.11
P/FCF Ratio-8.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€14.78Price Target Upside23.96% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
EPS Forecast (FY)0.36
Revenue Forecast (FY)€1.98B
Bulls Say, Bears Say
Bulls Say
Strong Capital Buffer And Buyback AuthorizationA CET1 ratio of 13.16% with roughly $1.6B of excess capital and a $250M buyback show durable capital strength. This provides loss-absorbing capacity, supports regulatory flexibility, and enables capital returns while funding loan growth and balance-sheet repositioning over the medium term.
Robust C&I Originations And Sustained Loan DiversificationRecord C&I production and large pipeline indicate a structural shift toward higher-yielding, relationship-driven commercial lending. Sustained C&I growth diversifies revenue away from CRE/multifamily, supports repeatable net interest income, and strengthens franchise value over multiple quarters.
Return To Positive Operating And Free Cash FlowReversal to positive operating and free cash flow signals improving cash generation and internal funding capacity. Persistent cash flow enables debt service, supports capital deployment, funds buybacks, and provides a buffer against earnings volatility if sustained across upcoming quarters.
Bears Say
TTM Revenue Decline And Still-negative ProfitabilityA trailing-twelve-month revenue decline and a still-negative net result imply the bank has not fully normalized earnings. Persistent negative profitability undermines return generation on capital, limits retained-earnings growth, and could constrain strategic investments absent sustained margin and revenue recovery.
Concentration In NYC Rent-regulated Multifamily/CREHeavy exposure to rent-regulated multifamily and legacy CRE concentrations creates structural credit risk. Even as balances shrink, this portfolio can produce prolonged losses, higher reserves, and earnings volatility under adverse rent or regulatory scenarios, affecting capital and lending capacity.
Pressure On NIM And Trimmed Interest Income OutlookNear-term NIM compression and lower interest-income guidance reflect structural mix shifts (payoffs, deposit re-pricing, and lower mortgage gains). Sustained margin pressure reduces earnings leverage on asset growth and may slow reserve rebuilds and ROE recovery absent durable funding-cost improvement.
Flagstar Financial News
QC10 FAQ
What was Flagstar Financial, Inc.’s price range in the past 12 months?
Flagstar Financial, Inc. lowest stock price was €9.15 and its highest was €13.24 in the past 12 months.
What is Flagstar Financial, Inc.’s market cap?
Flagstar Financial, Inc.’s market cap is €5.06B.
When is Flagstar Financial, Inc.’s upcoming earnings report date?
Flagstar Financial, Inc.’s upcoming earnings report date is Oct 23, 2026 which is in 88 days.
How were Flagstar Financial, Inc.’s earnings last quarter?
Flagstar Financial, Inc. released its earnings results on Jul 24, 2026. The company reported €0.053 earnings per share for the quarter, missing the consensus estimate of €0.056 by -€0.004.
Is Flagstar Financial, Inc. overvalued?
According to Wall Street analysts Flagstar Financial, Inc.’s price is currently Undervalued.
Does Flagstar Financial, Inc. pay dividends?
Flagstar Financial, Inc. does not currently pay dividends.
What is Flagstar Financial, Inc.’s EPS estimate?
Flagstar Financial, Inc.’s EPS estimate is 0.09.
How many shares outstanding does Flagstar Financial, Inc. have?
Flagstar Financial, Inc. has 416,815,120 shares outstanding.
What happened to Flagstar Financial, Inc.’s price movement after its last earnings report?
Flagstar Financial, Inc. reported an EPS of €0.053 in its last earnings report, missing expectations of €0.056. Following the earnings report the stock price went down -0.78%.
Which hedge fund is a major shareholder of Flagstar Financial, Inc.?
Currently, no hedge funds are holding shares in DE:QC10
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Flagstar Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€14.78 (23.96% Upside)
€14.78 (23.96% Upside)
Blogger Sentiment
Bullish
DE:QC10 Sentiment 70%
Sector Average ―
Sector Average ―
News Sentiment
Bullish
Bullish news 75%
Bearish news 25%
Bearish news 25%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.29%
12-Months-Change
Fundamentals
Return on Equity
0.27%
Trailing 12-Months
Asset Growth
-4.90%
Trailing 12-Months
Company Description
Flagstar Financial, Inc.
Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.
QC10 Company Deck
QC10 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed clear operational progress: a third consecutive profitable quarter, robust and diversified C&I loan growth, meaningful deposit growth, disciplined expense control, material reduction in CRE/multifamily exposure, and a strong capital position that supported a $250 million buyback. These positive developments were balanced against near-term headwinds: elevated charge-offs and a modest rise in nonaccruals, continued high CRE/multifamily payoffs that reduce interest income, a slight compression in NIM in the quarter (though June showed improvement), and a lower near-term revenue guide driven by gain-on-sale and interest income pressures. Overall, management presented a credible execution story with risks acknowledged and under active management.View all DE:QC10 earnings summariesQC10 Stock 12 Month Forecast
Average Price Target
€14.78
▲(23.96% Upside)
Technical Analysis
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