Prudential (PRU2) Stock Price & Analysis
PRU2 Stock Chart & Stats
- Day’s Range
- EUR 21.60 - EUR 22.40
- 52-Week Range
- EUR 20.60 - EUR 28.00
- Previous Close
- EUR 21.00
- Volume
- N/A
- Average Volume (3M)
- 1
- Market Cap
- EUR 26.95B
- Enterprise Value
- EUR 40.60B
- Total Cash (Recent Filing)
- EUR 5.89B
- Total Debt (Recent Filing)
- EUR 5.43B
- Price to Earnings (P/E)
- 8.7
- Beta
- 0.75
- Next Earnings
- Mar 24, 2027 (Est.)
- EPS Estimate
- 1.19
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 2.18%
Bulls Say, Bears Say
Bulls Say
Improved Profitability And Manageable Leverage
Stronger profitability combined with moderate leverage gives Prudential greater financial flexibility than in prior years. A substantial equity base and improved returns can support investment in growth, absorb business volatility, and sustain capital deployment across its Asian and African operations.
Growth With Expanding New-business Margins
Higher earnings, new-business profit growth, and margin expansion indicate improving economics in newly written policies rather than growth driven only by volume. A greater focus on health and protection and stronger agency performance could support more profitable compounding over coming periods.
Strong Persistency And Distribution Productivity
Very strong persistency helps preserve the value of the in-force book and reduces the need to replace policies through costly new sales. Rising agent productivity and measurable digital benefits can improve distribution efficiency and support durable margins as the business scales.
Bears Say
Uneven Cash Generation
Although cash generation remains positive, the recent decline in free and operating cash flow makes earnings conversion less consistent than profitability alone suggests. Weaker cash momentum could constrain internally funded investment or shareholder distributions if it persists through the next several periods.
China Mix And Regulatory Pressure
The sharp shift toward participating products and related regulatory changes are compressing China margins, a structural issue for an important market. If the mix remains less favorable, lower new-business profitability could offset gains elsewhere and make group growth less efficient.
Declining Active-agent Base
A smaller active-agent base creates a medium-term distribution challenge because agency reach is central to selling long-duration insurance and savings products. Productivity gains may offset part of the decline, but sustained contraction could limit new-business capacity and increase recruitment dependence.
Prudential News
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Prudential Stock Smart Score
Company Description
Prudential
Prudential plc, operating through its various subsidiaries, delivers a diverse array of financial solutions to individuals across Asia and Africa, encompassing life and health coverage, retirement planning, and comprehensive asset management services. Its product portfolio includes extensive health and protection plans, along with various savings instruments such as participating, unit-linked, and conventional policies. The company additionally offers insurance against widespread critical illnesses like cancer, strokes, and heart attacks, and provides specialized protection for tropical diseases such as dengue, malaria, and measles. Furthermore, Prudential plc manages a broad spectrum of investment portfolios for both institutional clients and private individuals, utilizing strategies that span equities, fixed income, multi-asset approaches, quantitative methods, and alternative investments. These products and services are made available through its dedicated agency network, banking collaborators, and independent brokers. Founded in 1848, the firm's primary operations are based in London, United Kingdom.
- Sector
- Financial
- Industry
- Insurance - Life
- CEO
- Anil Wadhwani
- Employees
- 15,338
- Website
- www.prudentialplc.com
- Address
- 15th Floor, London, EC2R 7AG, HK
Prudential (PRU2) Earnings & Revenues
PRU2 Company Deck
PRU2 Earnings Call
Earnings Call SentimentPositive
The call presented a broadly positive operational and financial trajectory: multiple key metrics improved (NBP +8%, EPS +17%, free surplus +15%, asset management profits +20%), capital generation and shareholder returns are on track, and agency productivity and digital investments are delivering measurable gains. However, notable near-term headwinds remain—chiefly Mainland China product-mix and regulatory effects, market-related non-operating variances, Singapore margin pressure, and a reduced active agent count—that may temper momentum in the second half. Management reiterated unchanged guidance for 2026 and confidence in 2027 objectives while emphasizing ongoing transformation and disciplined capital allocation.
View all DE:PRU2 earnings summariesPRU2 Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 10 | 4 | 8 |
| Technical Analysis | 4 | 4 | 2 |
| Moving Averages | 6 | 0 | 6 |









