PPY Stock Chart & Stats
€62.00
€0.50(0.79%)
At close: 4:00 PM EDT
€62.00
€0.50(0.79%)
Day’s Range― - ―
52-Week Range€52.50 - €65.50
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€7.19B
Enterprise Value€8.39B
Total Cash (Recent Filing)€2.03B
Total Debt (Recent Filing)€2.67B
Price to Earnings (P/E)11.7
Beta0.44
Next Earnings
Oct 28, 2026EPS Estimate
1.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.77
Shares Outstanding120,176,770
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.91
Price to Book (P/B)0.86
Price to Sales (P/S)3.76
P/FCF Ratio12.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€70.52Price Target Upside13.75% Upside
Rating ConsensusHold
Number of Analyst Covering9
EPS Forecast (FY)5.17
Revenue Forecast (FY)€1.55B
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Cash GenerationHigh profitability and cash generation provide internal funding for dividends, technology, growth and integration. Free cash flow nearly matches net income, indicating strong earnings quality, although conversion can vary between periods.
Merger-driven Scale And Synergy PotentialThe Stellar combination adds branches, deposits, loans and regional leadership while creating substantial cost-saving potential. Successful integration could improve scale economics and support higher recurring profitability over the next several years.
Improving Net Interest Margin And Healthy Credit QualityExpected NIM expansion can strengthen the core spread-income engine, while low charge-offs and allowance coverage of about 2.9 times NPAs reduce near-term credit pressure. Together, these support more durable earnings resilience.
Bears Say
Muted Organic Loan GrowthWeak near-term organic loan growth limits expansion of earning assets and net interest income outside acquired balances. It also suggests demand or underwriting constraints could persist, making future growth more dependent on acquisitions and pipeline conversion.
Integration Costs And Execution RiskElevated merger expenses can suppress operating leverage before planned synergies are realized. Multiple system conversions create execution and timing risk, potentially delaying the profitability benefits of the transactions and increasing integration demands.
Competitive Spreads And Emerging Balance-sheet RisksIntense competition may constrain loan yields, organic growth and future margin expansion. The modest NPA increase and higher debt add monitoring needs, as weaker credit conditions or funding-cost pressure could reduce flexibility and earnings quality.
Prosperity Bancshares News
PPY FAQ
What was Prosperity Bancshares’s price range in the past 12 months?
Prosperity Bancshares lowest stock price was €52.50 and its highest was €65.50 in the past 12 months.
What is Prosperity Bancshares’s market cap?
Prosperity Bancshares’s market cap is €7.19B.
When is Prosperity Bancshares’s upcoming earnings report date?
Prosperity Bancshares’s upcoming earnings report date is Oct 28, 2026 which is in 23 days.
How were Prosperity Bancshares’s earnings last quarter?
Prosperity Bancshares released its earnings results on Jul 29, 2026. The company reported €1.483 earnings per share for the quarter, beating the consensus estimate of €1.333 by €0.15.
Is Prosperity Bancshares overvalued?
According to Wall Street analysts Prosperity Bancshares’s price is currently Undervalued.
Does Prosperity Bancshares pay dividends?
Prosperity Bancshares does not currently pay dividends.
What is Prosperity Bancshares’s EPS estimate?
Prosperity Bancshares’s EPS estimate is 1.2.
How many shares outstanding does Prosperity Bancshares have?
Prosperity Bancshares has 120,176,770 shares outstanding.
What happened to Prosperity Bancshares’s price movement after its last earnings report?
Prosperity Bancshares reported an EPS of €1.483 in its last earnings report, beating expectations of €1.333. Following the earnings report the stock price went up 0.788%.
Which hedge fund is a major shareholder of Prosperity Bancshares?
Currently, no hedge funds are holding shares in DE:PPY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Prosperity Bancshares Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€70.52 (13.75% Upside)
€70.52 (13.75% Upside)
Blogger Sentiment
Bullish
DE:PPY Sentiment 63%
Sector Average 62%
Sector Average 62%
Insider Transactions
Sold Shares
Worth €844.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
6.32%
12-Months-Change
Fundamentals
Return on Equity
3.53%
Trailing 12-Months
Asset Growth
14.20%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Prosperity Bancshares
Prosperity Bancshares, Inc. serves as the holding company for Prosperity Bank, providing a comprehensive suite of financial solutions to both individual customers and corporate clients. The bank gathers various types of deposits, such as checking, savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering: Real Estate: Mortgages for residential properties (1-4 family), commercial real estate, multi-family dwellings, as well as construction, land development, and land acquisition loans. Business: Commercial and industrial (C&I) financing, agricultural loans (including those not backed by real estate), credit lines for working capital, business expansion, and equipment purchases. Consumer: Personal loans, financing for automobiles, recreational vehicles, boats, home improvements, home equity, durable goods, and loans secured by deposits. Beyond traditional banking, Prosperity Bank offers digital services like internet and mobile banking. It also delivers specialized solutions, including trust and wealth management, retail brokerage, mortgage services, and treasury management, alongside providing debit and credit cards. As of December 31, 2021, Prosperity Bancshares operated a substantial network of 273 full-service banking branches. These were distributed across: Texas: 65 in the Houston area (including The Woodlands), 30 in South Texas (including Corpus Christi and Victoria), 63 in the Dallas/Fort Worth region, 22 in East Texas, 29 in Central Texas (including Austin and San Antonio), 34 in West Texas (including Lubbock, Midland-Odessa, and Abilene), and 16 in the Bryan/College Station vicinity. Oklahoma: 6 in Central Oklahoma and 8 in the Tulsa metropolitan area, where the bank operates under the LegacyTexas Bank brand. Founded in 1983, Prosperity Bancshares, Inc. is headquartered in Houston, Texas.
PPY Company Deck
PPY Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated solid underlying financial progress driven by mergers: meaningful YoY earnings growth, improved NIM (guidance to continue expanding), strong deposit and loan balances on a combined basis, a healthy asset quality profile and material projected cost synergies that support higher future profitability. Near-term challenges include muted organic loan growth, a QoQ reduction in loans excluding warehouse, higher near-term noninterest expense due to integrations and conversion timing, isolated securities sale losses, and competitive pressure compressing lending spreads. On balance the positives (earnings/NIM expansion, M&A revenue tailwinds, strong cost‑savings runway and healthy capital) outweigh the near-term headwinds.View all DE:PPY earnings summariesPPY Stock 12 Month Forecast
Average Price Target
€70.52
▲(13.75% Upside)
Technical Analysis
Cullen/Frost Bankers
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First Financial Bankshares
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Home Bancshares
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International Bancshares
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Texas Capital Bancshares
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