PPY Stock Chart & Stats
€64.00
€0.50(0.79%)
At close: 4:00 PM EDT
€64.00
€0.50(0.79%)
Day’s Range― - ―
52-Week Range€52.50 - €65.50
Previous CloseN/A
Volume0.00
Average Volume (3M)2.00
Market Cap
€7.73B
Enterprise Value€8.39K
Total Cash (Recent Filing)€2.03B
Total Debt (Recent Filing)€2.67B
Price to Earnings (P/E)12.9
Beta0.37
Next Earnings
Oct 28, 2026EPS Estimate
1.16Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.77
Shares Outstanding120,176,770
10 Day Avg. Volume0
30 Day Avg. Volume2
Financial Highlights & Ratios
PEG Ratio0.91
Price to Book (P/B)0.86
Price to Sales (P/S)3.76
P/FCF Ratio12.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€69.35Price Target Upside8.37% Upside
Rating ConsensusHold
Number of Analyst Covering11
EPS Forecast (FY)5.02
Revenue Forecast (FY)€1.51B
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow GenerationVery high and improving free cash flow that nearly equals net income indicates durable earnings quality and internal funding capacity. This supports dividends, opportunistic buybacks, M&A funding and capital cushions, improving long-term financial flexibility and shareholder returns.
Material Merger Synergies And ScaleLarge, clearly articulated synergy targets from completed deals create a durable path to higher efficiency and earnings power. Realizing $100M+ pretax savings across integrations should boost margins, return-on-equity and cash flow on a sustained basis once conversions complete.
Improving NIM With Stable Deposit MixManagement's guided NIM expansion, combined with a sizable share of noninterest-bearing deposits and growing loan/deposit balances, implies structural improvement in net interest income. Sustained NIM recovery would support durable margin expansion and core profitability.
Bears Say
Elevated Near-term Integration ExpensesHigher integration-driven operating costs will compress operating leverage over the next 6–12 months. Until system conversions and headcount/branch rationalizations complete, elevated noninterest expense can dampen margin improvement and delay realization of projected synergy benefits.
Uptick In Total Debt Versus Prior YearA material rise in total borrowings reduces balance-sheet flexibility and increases sensitivity to higher funding costs. If rates or liquidity tighten, the higher debt stock could constrain capital allocation and raise funding expense, pressuring net interest margin and risk buffers.
Muting Of Organic Loan Growth And Spread CompressionSustained weak organic loan growth and multi‑decade low credit spreads limit core interest income expansion. Even with M&A-driven balance growth, prolonged flat originating trends and aggressive market pricing can restrain long-term revenue growth and margin upside.
Prosperity Bancshares News
PPY FAQ
What was Prosperity Bancshares’s price range in the past 12 months?
Prosperity Bancshares lowest stock price was €52.50 and its highest was €65.50 in the past 12 months.
What is Prosperity Bancshares’s market cap?
Prosperity Bancshares’s market cap is €7.73B.
When is Prosperity Bancshares’s upcoming earnings report date?
Prosperity Bancshares’s upcoming earnings report date is Oct 28, 2026 which is in 70 days.
How were Prosperity Bancshares’s earnings last quarter?
Prosperity Bancshares released its earnings results on Jul 29, 2026. The company reported €1.442 earnings per share for the quarter, beating the consensus estimate of €1.296 by €0.146.
Is Prosperity Bancshares overvalued?
According to Wall Street analysts Prosperity Bancshares’s price is currently Undervalued.
Does Prosperity Bancshares pay dividends?
Prosperity Bancshares does not currently pay dividends.
What is Prosperity Bancshares’s EPS estimate?
Prosperity Bancshares’s EPS estimate is 1.16.
How many shares outstanding does Prosperity Bancshares have?
Prosperity Bancshares has 120,176,770 shares outstanding.
What happened to Prosperity Bancshares’s price movement after its last earnings report?
Prosperity Bancshares reported an EPS of €1.442 in its last earnings report, beating expectations of €1.296. Following the earnings report the stock price went up 0.787%.
Which hedge fund is a major shareholder of Prosperity Bancshares?
Currently, no hedge funds are holding shares in DE:PPY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Prosperity Bancshares Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
€69.35 (8.37% Upside)
€69.35 (8.37% Upside)
Blogger Sentiment
Neutral
DE:PPY Sentiment 57%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth €976.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.13%
12-Months-Change
Fundamentals
Return on Equity
3.21%
Trailing 12-Months
Asset Growth
14.20%
Trailing 12-Months
Company Description
Prosperity Bancshares
Prosperity Bancshares, Inc. serves as the holding company for Prosperity Bank, providing a comprehensive suite of financial solutions to both individual customers and corporate clients. The bank gathers various types of deposits, such as checking, savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering: Real Estate: Mortgages for residential properties (1-4 family), commercial real estate, multi-family dwellings, as well as construction, land development, and land acquisition loans. Business: Commercial and industrial (C&I) financing, agricultural loans (including those not backed by real estate), credit lines for working capital, business expansion, and equipment purchases. Consumer: Personal loans, financing for automobiles, recreational vehicles, boats, home improvements, home equity, durable goods, and loans secured by deposits. Beyond traditional banking, Prosperity Bank offers digital services like internet and mobile banking. It also delivers specialized solutions, including trust and wealth management, retail brokerage, mortgage services, and treasury management, alongside providing debit and credit cards. As of December 31, 2021, Prosperity Bancshares operated a substantial network of 273 full-service banking branches. These were distributed across: Texas: 65 in the Houston area (including The Woodlands), 30 in South Texas (including Corpus Christi and Victoria), 63 in the Dallas/Fort Worth region, 22 in East Texas, 29 in Central Texas (including Austin and San Antonio), 34 in West Texas (including Lubbock, Midland-Odessa, and Abilene), and 16 in the Bryan/College Station vicinity. Oklahoma: 6 in Central Oklahoma and 8 in the Tulsa metropolitan area, where the bank operates under the LegacyTexas Bank brand. Founded in 1983, Prosperity Bancshares, Inc. is headquartered in Houston, Texas.
PPY Company Deck
PPY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated solid underlying financial progress driven by mergers: meaningful YoY earnings growth, improved NIM (guidance to continue expanding), strong deposit and loan balances on a combined basis, a healthy asset quality profile and material projected cost synergies that support higher future profitability. Near-term challenges include muted organic loan growth, a QoQ reduction in loans excluding warehouse, higher near-term noninterest expense due to integrations and conversion timing, isolated securities sale losses, and competitive pressure compressing lending spreads. On balance the positives (earnings/NIM expansion, M&A revenue tailwinds, strong cost‑savings runway and healthy capital) outweigh the near-term headwinds.View all DE:PPY earnings summariesPPY Stock 12 Month Forecast
Average Price Target
€69.35
▲(8.37% Upside)