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ProCredit Holding AG (PCZ) Stock Statistics & Valuation Metrics
Total Valuation
ProCredit Holding AG has a market cap or net worth of EUR 517.13M. The enterprise value is EUR 38.85M.
- Market Cap
- EUR 517.13M
- Enterprise Value
- EUR 38.85M
Share Statistics
ProCredit Holding AG has 58,898,490 shares outstanding. The number of shares has decreased by -2.65% in one year.
- Shares Outstanding
- 58,898,490
- Owned by Insiders
- ―
- Owned by Institutions
- 1.36%
Financial Efficiency
ProCredit Holding AG’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 0.72%.
- Return on Equity (ROE)
- 0.08
- Return on Assets (ROA)
- 0.01
- Return on Invested Capital (ROIC)
- 0.72%
- Return on Capital Employed (ROCE)
- 0.01
- Revenue Per Employee
- 162.91K
- Profits Per Employee
- 18.12K
- Employee Count
- 4,609
- Asset Turnover
- 0.06
- Inventory Turnover
- 0.00
Valuation Ratios
The current PE Ratio of ProCredit Holding AG is 6.92. ProCredit Holding AG’s PEG ratio is -0.36.
- PE Ratio
- 6.92
- PS Ratio
- 1.03
- PB Ratio
- 0.48
- Price to FCF
- 0.00
- Price to Operating Cash Flow
- 0.00
- PEG Ratio
- -0.36
Income Statement
In the last 12 months, ProCredit Holding AG had revenue of 750.83M and earned 83.50M in profits. Earnings per share was 1.42.
- Revenue
- 750.83M
- Gross Profit
- 497.91M
- Operating Income
- 105.65M
- Pretax Income
- 105.65M
- Net Income
- 83.50M
- EBITDA
- 149.63M
- Earnings Per Share (EPS)
- 1.42
Cash Flow
In the last 12 months, operating cash flow was 0 and capital expenditures 0, giving a free cash flow of 0 billion.
- Operating Cash Flow
- 0
- Free Cash Flow
- 0
- Free Cash Flow per Share
- 0.00
Dividends & Yields
ProCredit Holding AG pays an annual dividend of EUR 0.47, resulting in a dividend yield of 5.35%
- Dividend Per Share
- EUR 0.47
- Dividend Yield
- 5.35%
- Payout Ratio
- 34.64%
- Free Cash Flow Yield
- 0.00%
- Earnings Yield
- 14.37%
Stock Price Statistics
- Beta
- 1.12
- 52-Week Price Change
- 14.92%
- 50-Day Moving Average
- 8.75
- 200-Day Moving Average
- 8.11
- Relative Strength Index (RSI)
- 51.92
- Average Volume (3m)
- 42.20K
Important Dates
ProCredit Holding AG upcoming earnings date is Nov 12, 2026, TBA (Not Confirmed).
- Last Earnings Date
- Aug 13, 2026
- Next Earnings Date
- Nov 12, 2026
- Ex-Dividend Date
- Jun 04, 2026
Financial Position
ProCredit Holding AG as a current ratio of 8.06, with Debt / Equity ratio of 122.92%
- Current Ratio
- 8.06
- Quick Ratio
- 8.06
- Debt to Market Cap
- 2.59
- Net Debt to EBITDA
- -5.65
- Interest Coverage Ratio
- 0.44
Taxes
In the past 12 months, ProCredit Holding AG has paid 22.19M in taxes.
- Income Tax
- 22.19M
- Effective Tax Rate
- 0.21
Enterprise Valuation
ProCredit Holding AG EV to EBITDA ratio is 0.80, with an EV/FCF ratio of 0.00.
- EV to Sales
- 0.16
- EV to EBITDA
- 0.80
- EV to Free Cash Flow
- 0.00
- EV to Operating Cash Flow
- 0.00
Balance Sheet
ProCredit Holding AG has EUR 1.83B in cash and marketable securities with EUR 1.39B in debt, giving a net cash position of EUR 441.76M billion.
- Cash & Marketable Securities
- EUR 1.83B
- Total Debt
- EUR 1.39B
- Net Cash
- EUR 441.76M
- Net Cash Per Share
- EUR 7.50
- Tangible Book Value Per Share
- EUR 17.52
Margins
Gross margin is 46.75%, with operating margin of 19.80%, and net profit margin of 14.78%.
- Gross Margin
- 46.75%
- Operating Margin
- 19.80%
- Pretax Margin
- 19.80%
- Net Profit Margin
- 14.78%
- EBITDA Margin
- 19.80%
- EBIT Margin
- 19.80%
Analyst Forecast
The average price target for ProCredit Holding AG is EUR 16.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
- Price Target
- EUR 16.00
- Price Target Upside
- 82.23% Upside
- Analyst Consensus
- Moderate Buy
- Analyst Count
- 1
- Revenue Growth Forecast
- 5.93%
- EPS Growth Forecast
- -20.09%
Scores
- Smart Score
- 9
- AI Score
- 57
