MBIA (MBJ) AI Stock Analysis

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MBIA

(Frankfurt:MBJ)

Rating:―N/A

Action:N/A

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Positive Factors

PREPA Exposure ReductionReducing PREPA exposure from $1.2 billion to $390 million of gross par, alongside saleable claims, lowers concentration in a disputed legacy credit. Continued recoveries or attractive claim sales could further simplify the runoff portfolio, although resolution is not complete.

Negative Factors

Negative Equity and LeverageNegative equity combined with debt that exceeds reported assets materially weakens financial flexibility and leaves little balance-sheet protection for creditors or shareholders. The imbalance raises ongoing solvency and recapitalization risk, constraining capital allocation and strategic options.

MBIA (MBJ) vs. iShares MSCI Germany ETF (EWG)

Market Cap: EUR 230.59M
Dividend Yield: ―
Average Volume (3M): ―
Price to Earnings (P/E): -1.4
Beta (1Y): 0.47
Revenue Growth: -14.84%
EPS Growth: 41.27%
Country: Germany
Employees: 57
Sector: Financial
Sector Strength: 68
Industry: Insurance - Specialty

MBIA Business Overview & Revenue Model

Company Description

MBIA Inc. focuses on providing insurance services that guarantee financial obligations, predominantly within the public finance arena. The company operates through two main divisions: one dedicated to U.S. Public Finance Insurance, and another coveri...

MBIA Earnings Call Summary

Earnings Call Date:Nov 03, 2026(Q3-2026)|% Change Since:0.00%|Next Earnings Date:Mar 03, 2027

Earnings Call SentimentNeutral

The call had meaningful operational and capital positives, including reduced PREPA exposure, improved statutory capital and leverage metrics, higher resources at MBIA Insurance Corp., portfolio amortization, and a stated focus on shareholder returns. However, third-quarter earnings deteriorated materially, book value remained deeply negative, holding-company liquidity declined, operating expenses remained elevated, and PREPA litigation and the timing of a broader transaction remain unresolved. Overall, the positive progress was offset by weaker current-period financial results and continued uncertainty around PREPA resolution.

Positive Updates

Year-to-Date Results Compare Favorably with Prior Year

Management stated that while the third quarter 2026 net loss was greater than the third quarter 2025 loss, MBIA's year-to-date results compare favorably with last year.

Negative Updates

Third-Quarter GAAP Loss Worsened

MBIA reported a consolidated GAAP net loss of $24 million, or negative $0.49 per share, in the third quarter of 2026 versus a net loss of $8 million, or negative $0.17 per share, in the third quarter of 2025.

Company Guidance

Management expects National to pay its as of right dividend this coming December, in a similar amount as the last 2 years, perhaps slightly higher; believes the 3 vacant oversight-board positions could be filled before the end of the year; said MBIA is in runoff and would look to sell the company or National as soon as possible; said the co-op agreement goes through August 2027 and that an extension is always a possibility, with no plan at this point; and said National’s $390 million of gross par outstanding PREPA exposure and $35 million of saleable PREPA bankruptcy claims could be reduced at attractive prices.

MBIA Risk Analysis

MBIA disclosed 21 risk factors in its most recent earnings report. MBIA reported the most risks in the "Finance & Corporate" category.

Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy

Latest Risks Added

0 New Risks

MBIA Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

DE:MBJ against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RDN	82Outperform	$4.74B	9.24	11.26%	2.79%	27.93%	-2.18%
ITIC	77Outperform	$504.23M	12.56	14.63%	3.93%	8.67%	21.89%
TRUP	72Outperform	$1.37B	63.54	5.96%	―	11.80%	108.73%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
AGO	66Neutral	$3.14B	9.87	6.26%	2.04%	3.00%	-17.74%

* Financial Sector Average

Performance Comparison

DE:MBJ and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
DE:MBJ	MBIA Inc	3.88	-2.52	-39.38%
AGO	Assured Guaranty	72.51	-12.80	-15.00%
ITIC	Investors Title	268.89	1.95	0.73%
RDN	Radian Group Inc	36.56	2.70	7.99%
TRUP	Trupanion Inc.	33.67	-4.91	-12.71%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

MBIA AI Stock Analysis