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Lloyd Fonds Aktiengesellschaft
(XETRA:LQAG)
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Rating:43Neutral
Price Target:
€4.50
▼(-5.86% Downside)
Action:Reiterated
Date:08/07/26
The score is primarily held back by weak financial performance—persistent losses, negative operating/free cash flow, and rising leverage despite improved revenue growth. Technical signals are neutral and do not indicate strong upside momentum. Valuation is also constrained because the company is loss-making (negative P/E) and no dividend yield data is provided.
Positive Factors
Recurring AUM-linked fees
Lloyd Fonds' core business collects recurring management fees (and performance fees) tied to AUM, creating a predictable, scalable revenue base as assets grow. Distribution via intermediaries and platform partners supports durable client access and reduces single-channel reliance, aiding long-term revenue stability.
Negative Factors
Persistent net losses
Sustained multi-year losses show the business has not yet reached profitable scale. Large negative margins erode retained capital, limit reinvestment, and force management to either cut costs, restructure products, or seek external financing—each a material long-term constraint on durable returns.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring AUM-linked fees
Lloyd Fonds' core business collects recurring management fees (and performance fees) tied to AUM, creating a predictable, scalable revenue base as assets grow. Distribution via intermediaries and platform partners supports durable client access and reduces single-channel reliance, aiding long-term revenue stability.
Read all positive factors
Lloyd Fonds Aktiengesellschaft (LQAG) vs. iShares MSCI Germany ETF (EWG)
Market Cap
€116.59M
Dividend YieldN/A
Average Volume (3M)9.40K
Price to Earnings (P/E)―
Beta (1Y)0.17
Revenue Growth11.71%
EPS Growth-140.08%
CountryDE
Employees150
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)-0.92
Shares Outstanding24,390,432
10 Day Avg. Volume10,804
30 Day Avg. Volume9,405
Financial Highlights & Ratios
PEG Ratio-0.04
Price to Book (P/B)2.03
Price to Sales (P/S)3.04
P/FCF Ratio-15.21
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.31
Revenue Forecast (FY)€53.03M
Lloyd Fonds Aktiengesellschaft Business Overview & Revenue Model
Company Description
Laiqon AG, operating through its subsidiaries, specializes in crafting, structuring, launching, and distributing various investment products for both private and institutional investors, primarily in Germany. Beyond its core investment offerings, ...
How the Company Makes Money
Lloyd Fonds Aktiengesellschaft primarily earns revenue from asset- and wealth-management activities linked to the volume of client assets it manages (assets under management). Its core revenue streams typically include (1) recurring management fee...
Lloyd Fonds Aktiengesellschaft Financial Statement Overview
Summary
Income Statement
24
Negative
Balance Sheet
41
Neutral
Cash Flow
18
Very Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 35.37M | 31.00M | 30.75M | 21.57M | 26.12M |
| Gross Profit | 13.21M | 8.65M | 6.84M | 2.61M | 13.40M |
| EBITDA | -2.24M | -1.96M | -10.15M | -13.58M | 2.31M |
| Net Income | -19.73M | -7.63M | -12.32M | -10.16M | 5.15M |
Balance Sheet | |||||
| Total Assets | 144.68M | 134.85M | 144.63M | 139.84M | 116.96M |
| Cash, Cash Equivalents and Short-Term Investments | 5.43M | 14.23M | 7.98M | 11.24M | 26.24M |
| Total Debt | 41.76M | 33.84M | 38.35M | 18.84M | 17.85M |
| Total Liabilities | 83.20M | 53.84M | 89.95M | 67.75M | 68.60M |
| Stockholders Equity | 53.01M | 72.13M | 55.55M | 66.62M | 43.26M |
Cash Flow | |||||
| Free Cash Flow | -7.06M | -5.49M | -12.12M | -3.98M | 18.75M |
| Operating Cash Flow | -4.21M | -3.31M | -10.73M | -2.77M | 19.96M |
| Investing Cash Flow | -11.09M | -2.61M | -1.31M | -8.47M | -1.12M |
| Financing Cash Flow | 6.94M | 12.44M | 8.81M | 5.28M | -9.04M |
Lloyd Fonds Aktiengesellschaft Technical Analysis
Positive
4.78
Price Trends
4.54
Positive
4.58
Positive
4.58
Positive
Market Momentum
0.04
Negative
66.67
Neutral
79.94
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:LQAG, the sentiment is Positive. The current price of 4.78 is above the 20-day moving average (MA) of 4.55, above the 50-day MA of 4.54, and above the 200-day MA of 4.58, indicating a bullish trend. The MACD of 0.04 indicates Negative momentum. The RSI at 66.67 is Neutral, neither overbought nor oversold. The STOCH value of 79.94 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:LQAG.
Lloyd Fonds Aktiengesellschaft Peers Comparison
UnderperformOutperform
Sector (68)
DE:LQAG
Lloyd Fonds Aktiengesellschaft
4.84
-0.44
-8.33%
DE:MPCK
MPC Munchmeyer Petersen Capital AG
5.36
0.51
10.52%
DE:EFF0
Deutsche Effecten- und Wechsel-Beteiligungsgesellschaft AG
2.18
-2.72
-55.51%
DE:B7E
Blue Cap AG
16.55
-1.76
-9.60%
DE:IPOK
Heidelberger Beteiligungsholding AG
125.00
25.50
25.63%
DE:SVE
Shareholder Value Beteiligungen AG
75.00
-16.00
-17.58%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.