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Aviva (DE:GU80)
FRANKFURT:GU80

Aviva (GU80) Price & Analysis

7 Followers

GU80 Stock Chart & Stats

€15.50
-€0.10(-0.64%)
At close: 4:00 PM EDT
€15.50
-€0.10(-0.64%)

Bulls Say, Bears Say

Bulls Say
Capital Strength & Shareholder ReturnsRobust solvency (~180%) and GBP 2.3bn OFG restore balance sheet flexibility, allowing progressive dividends and a resumed GBP 350m buyback. Durable capital buffers reduce regulatory risk, permit disciplined underwriting and strategic investment, and support long-term shareholder returns.
Wealth Segment Growth And Recurring FeesMaterial AUM scale with record net inflows and improving Wealth margins translates to stable, fee-based revenue less exposed to underwriting cycles. Higher recurring fees and margin expansion increase earnings resilience and enhance long-term cash generation and diversification versus P&C volatility.
General Insurance Margin Improvement & SynergiesImproving combined ratios and delivered Direct Line cost savings point to structural margin uplift in GI, the group's core cash engine. Continued pricing actions, integration synergies and operational efficiency can sustainably raise underwriting returns and reduce earnings cyclicality over the medium term.
Bears Say
Inconsistent Cash GenerationVolatile operating and free cash flows undermine the firm's ability to reliably fund buybacks, dividends and capital needs. Recurrent swings suggest sensitivity to reserve timing, investment returns and underwriting cycles, reducing predictability of capital returns and increasing reliance on prudential buffers.
Underwriting Cyclicality And COR RiskPersistent combined ratio pressure and sensitivity to weather/large losses pose structural earnings risk. Underwriting cyclicality can quickly erode capital and margin progress, forcing conservative pricing, reinsurance spend or capital retention that limit long-term return consistency.
Integration And Remediation Execution RiskRealizing substantial Direct Line synergies and completing portfolio remediation requires complex systems, people and pricing work. Execution delays or higher costs could prolong profit drag, constrain capital generation, and amplify management execution risk over the medium term.

Aviva News

GU80 FAQ

What was Aviva’s price range in the past 12 months?
Aviva lowest stock price was €13.30 and its highest was €16.70 in the past 12 months.
    What is Aviva’s market cap?
    Aviva’s market cap is €24.16B.
      When is Aviva’s upcoming earnings report date?
      Aviva’s upcoming earnings report date is Aug 14, 2026 which is in 17 days.
        How were Aviva’s earnings last quarter?
        Aviva released its earnings results on Mar 05, 2026. The company reported €0.644 earnings per share for the quarter, missing the consensus estimate of €0.753 by -€0.109.
          Is Aviva overvalued?
          According to Wall Street analysts Aviva’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Aviva pay dividends?
            Aviva does not currently pay dividends.
            What is Aviva’s EPS estimate?
            Aviva’s EPS estimate is 0.73.
              How many shares outstanding does Aviva have?
              Aviva has 1,500,725,300 shares outstanding.
                What happened to Aviva’s price movement after its last earnings report?
                Aviva reported an EPS of €0.644 in its last earnings report, missing expectations of €0.753. Following the earnings report the stock price went up 2.044%.
                  Which hedge fund is a major shareholder of Aviva?
                  Currently, no hedge funds are holding shares in DE:GU80
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Aviva

                    Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.

                    Aviva (GU80) Earnings & Revenues

                    GU80 Company Deck

                    GU80 Earnings Call

                    Q4 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presents a strongly positive operating and capital position: management beat near‑term targets early, reported robust profit and capital metrics (operating profit +25%, EPS ahead of baseline, solvency c.180%), raised ambitions and resumed shareholder returns (dividend +10%, GBP 350m buyback). Wealth, GI and AI-driven efficiency gains are clear growth and margin levers. The key risks highlighted are cyclical underwriting volatility (large losses, weather), short-term drag and execution risk from Direct Line integration, some reduced protection sales, and competitive pressures in bulk annuities/Commercial Lines. Overall the positives — delivered results, capital strength, clear synergy and AI upside, and upgraded targets — substantially outweigh the manageable near-term challenges.View all DE:GU80 earnings summaries
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