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Erie Indemnity Company (EI2) Price & Analysis

EI2 Stock Chart & Stats

€222.00€0.00(1.83%)
At close: 4:00 PM EDT
EUR 175EUR 200EUR 22522 Jun23 Jun6 Jul
Day’s Range
EUR 222.00 - EUR 228.00
52-Week Range
EUR 174.00 - EUR 264.00
Previous Close
EUR 218.00
Volume
0
Average Volume (3M)
0
Market Cap
EUR 10.86B
Enterprise Value
EUR 11.12B
Total Cash (Recent Filing)
EUR 423.60M
Total Debt (Recent Filing)
EUR 0
Price to Earnings (P/E)
30.9
Beta
0.23
Next Earnings
Mar 01, 2027
EPS Estimate
2.63
Next Dividend Ex-Date
N/A
Dividend Yield
2.28%

Bulls Say, Bears Say

Bulls Say

Conservative Balance Sheet

An exceptionally conservative balance sheet gives Erie substantial resilience and financial flexibility. Near-zero debt reduces interest and refinancing pressure, while the larger equity base and consistently high returns support continued investment, dividends, and stability through changing insurance conditions.

Recurring Fee Revenue Growth

Growth in management fee revenue reinforces the durability of Erie’s service-based earnings model, which benefits from premium and policy activity across the affiliated insurance platform. This recurring fee stream can expand without requiring Erie Indemnity to bear the group’s direct underwriting risk.

Strengthening Operating Capabilities

Investments in pricing flexibility, digital distribution, driver safety, and practical AI can improve agent productivity and customer service over multiple quarters. These capabilities may strengthen execution and support more disciplined growth while helping Erie respond to changing insurance needs.

Bears Say

Underwriting Remains Unprofitable

Despite a meaningful year-over-year improvement, a combined ratio above 100% indicates underwriting losses remain embedded in the insurance platform. Continued remediation is therefore necessary, and persistent claims or pricing pressure could constrain profitability and reduce the durability of earnings improvement.

Slower Premium And Policy Growth

Moderating premium growth alongside fewer policies and lower retention signals weaker underlying expansion of the customer base. Higher premium per policy is partly offsetting this pressure, but sustained policy attrition could limit management-fee growth and make future revenue gains more dependent on pricing.

Cost And Margin Pressure

Rising commissions and personnel costs, together with lower recent operating margins, show that expense growth is absorbing part of the company’s revenue gains. If these costs remain elevated, Erie may have less operating leverage and may need continued efficiency efforts to sustain profitability.

Erie Indemnity Company News

EI2 FAQ

What was Erie Indemnity Company’s price range in the past 12 months?
Erie Indemnity Company lowest stock price was €174.00 and its highest was €264.00 in the past 12 months.
What is Erie Indemnity Company’s market cap?
Erie Indemnity Company’s market cap is €10.86B.
When is Erie Indemnity Company’s upcoming earnings report date?
Erie Indemnity Company’s upcoming earnings report date is Mar 01, 2027 which is in 120 days.
How were Erie Indemnity Company’s earnings last quarter?
Erie Indemnity Company released its earnings results on Oct 29, 2026. The company reported €3.106 earnings per share for the quarter, beating the consensus estimate of €3.043 by €0.062.
Is Erie Indemnity Company overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Erie Indemnity Company pay dividends?
Erie Indemnity Company does not currently pay dividends.
What is Erie Indemnity Company’s EPS estimate?
Erie Indemnity Company’s EPS estimate is 2.63.
How many shares outstanding does Erie Indemnity Company have?
Erie Indemnity Company has 46,189,068 shares outstanding.
What happened to Erie Indemnity Company’s price movement after its last earnings report?
Erie Indemnity Company reported an EPS of €3.106 in its last earnings report, beating expectations of €3.043. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Erie Indemnity Company?
Currently, no hedge funds are holding shares in DE:EI2
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology