CPI Card Group (CPB1) Stock Price & Analysis
CPB1 Stock Chart & Stats
- Day’s Range
- EUR 22.80 - EUR 22.80
- 52-Week Range
- EUR 9.20 - EUR 26.00
- Previous Close
- EUR 22.40
- Volume
- N/A
- Average Volume (3M)
- 1
- Market Cap
- EUR 271.42M
- Enterprise Value
- EUR 503.99M
- Total Cash (Recent Filing)
- EUR 21.37M
- Total Debt (Recent Filing)
- EUR 275.18M
- Price to Earnings (P/E)
- 21.8
- Beta
- 0.49
- Next Earnings
- Nov 04, 2026 (Est.)
- EPS Estimate
- 0.74
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth
Strong reported and organic revenue growth indicates broadening demand for CPI’s secure card and payment solutions. Continued volume expansion can improve operating scale, deepen issuer relationships, and support durable growth over the next several quarters.
Cash Generation And Deleveraging
Improving free cash flow is strengthening CPI’s ability to repay debt and fund investment internally. The reduction in leverage increases financial flexibility, while the raised full-year cash-flow outlook suggests that cash generation is becoming a more meaningful business strength.
Integrated Paytech Expansion
The TRISM acquisition expands CPI’s instant-issuance reach and supports higher-growth Integrated Paytech offerings. A larger addressable market, combined with expected gross margins above 50%, can improve the company’s growth mix and reinforce its position with financial institutions.
Bears Say
Leverage And Negative Equity
Although debt has declined, substantial borrowings alongside negative equity leave CPI less resilient during weaker operating periods. This capital structure can constrain investment flexibility, increase sensitivity to cash-flow setbacks, and make sustained deleveraging important to long-term financial stability.
Thin And Mix-Pressured Margins
CPI is converting revenue into relatively limited bottom-line profit compared with earlier periods. Lower margins reduce the buffer available for reinvestment and debt service, while growth toward lower-margin Secure Card Solutions can continue to pressure earnings quality even as sales expand.
Prepaid Demand Volatility
Prepaid softness creates an ongoing source of revenue and mix uncertainty because the segment carries higher margins than some faster-growing businesses. Continued uneven ordering could limit margin expansion, make results less predictable, and offset progress in other operating areas.
CPB1 FAQ
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CPI Card Group Stock Smart Score
Company Description
CPI Card Group
CPI Card Group Inc., along with its affiliated entities, specializes in the full spectrum of financial payment card services. This includes everything from the initial design and manufacturing to the personalized data integration, secure packaging, and final distribution of these cards. The company operates through two primary divisions: Debit and Credit, and Prepaid Debit. The Debit and Credit segment is responsible for producing various financial payment cards, such as those adhering to Europay, Mastercard, and Visa (EMV) standards, as well as non-EMV cards, premium metal cards, and custom private label credit cards. It also delivers extensive card-related services to financial institutions that issue cards. These services encompass on-demand solutions, individualizing cards with specific user data, managing fulfillment processes, and offering immediate card issuance capabilities. The Prepaid Debit segment focuses on providing integrated card services, notably secure, tamper-evident packaging, to suppliers of prepaid debit cards. Furthermore, this division manufactures financial payment cards that are issued under the major payment network brands. CPI Card Group serves a broad range of clients across the United States. Its customers include issuers of both debit and credit cards, administrators of Prepaid Debit Card programs, local community banks, credit unions, collective service providers, and companies involved in processing card transactions. Originally established in 2007, the company was known as CPI Holdings I, Inc. It subsequently adopted its current name, CPI Card Group Inc., in August 2015. The corporate headquarters are situated in Littleton, Colorado.
- Sector
- Financial
- Industry
- Financial - Credit Services
- CEO
- John D. Lowe
- Employees
- 1,700
- Website
- www.cpicardgroup.com
- Address
- 10368 West Centennial Road, Littleton, CO, 80127, US
CPI Card Group (CPB1) Earnings & Revenues
CPB1 Company Deck
CPB1 Earnings Call
Earnings Call SentimentPositive
The call presents a predominantly positive operational and financial performance: double-digit revenue growth, margin expansion, record first-half free cash flow and meaningful deleveraging, supported by strategic acquisitions (Arroweye and TRISM) and continued traction in Secure Card Solutions and Integrated Paytech. Key challenges include choppiness and softness in the higher-margin Prepaid segment, integration and investment-related SG&A pressure, and some working-capital timing effects that may temper near-term free cash flow repeatability. Management raised revenue and free cash flow guidance while holding adjusted EBITDA guidance steady, indicating confidence in growth but ongoing investment and mix pressures.
View all DE:CPB1 earnings summariesCPB1 Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 5 | 2 |
| Technical Analysis | 4 | 5 | 1 |
| Moving Averages | 11 | 0 | 1 |
