CC3 Stock Chart & Stats
€48.40
-€0.20(-0.41%)
At close: 4:00 PM EDT
€48.40
-€0.20(-0.41%)
Day’s Range― - ―
52-Week Range€33.40 - €51.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€602.73M
Enterprise Value€438.56M
Total Cash (Recent Filing)€1.06B
Total Debt (Recent Filing)€0.00
Price to Earnings (P/E)17.7
Beta0.31
Next Earnings
Jan 28, 2027EPS Estimate
0.71Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.98
Shares Outstanding12,806,149
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)2.25
Price to Sales (P/S)2.86
P/FCF Ratio17.23
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€54.46Price Target Upside12.53% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)2.66
Revenue Forecast (FY)€182.81M
Bulls Say, Bears Say
Bulls Say
High Profitability And Cash GenerationStrong margins and close conversion of earnings into free cash flow indicate an efficient, cash-generative operating model. This supports reinvestment, dividends, and resilience while giving management flexibility to improve the platform and serve enterprise clients over the next several quarters.
Growing Payment Volumes And Client WinsNew client wins and higher processed dollar volumes can expand recurring payment and information-service activity across multiple business lines. That combination strengthens operating leverage and supports durable revenue, interest income, and fee growth beyond a single reporting period.
Improving Operating PerformanceBroad-based improvement across earnings, revenue, net interest margin, and financial fees suggests that profitability is being supported by both banking and commercial-services operations. Diversified drivers make the recent earnings improvement more durable than growth from only one activity.
Bears Say
Uneven Revenue TrajectoryThe prior annual revenue decline shows that Cass’s top-line expansion is not yet consistently steady. Uneven growth can make planning and operating leverage less predictable, and it may limit the pace at which the company can compound earnings if volumes soften.
Material Increase In LeverageAlthough leverage remains described as reasonable, the step-up from little or no prior debt increases the company’s fixed financial obligations. Maintaining profitability and cash generation therefore becomes more important, particularly if operating conditions weaken over the coming quarters.
Cash-flow VariabilityRecent cash generation is strong, but the historical swings indicate that free cash flow may not be uniformly durable through different operating conditions. Variability can affect the reliability of internal funding for technology, dividends, repurchases, and other capital priorities.
Cass Information Systems News
CC3 FAQ
What was Cass Information Systems Inc’s price range in the past 12 months?
Cass Information Systems Inc lowest stock price was €33.40 and its highest was €51.00 in the past 12 months.
What is Cass Information Systems Inc’s market cap?
Cass Information Systems Inc’s market cap is €602.73M.
When is Cass Information Systems Inc’s upcoming earnings report date?
Cass Information Systems Inc’s upcoming earnings report date is Jan 28, 2027 which is in 88 days.
How were Cass Information Systems Inc’s earnings last quarter?
Cass Information Systems Inc released its earnings results on Oct 22, 2026. The company reported €0.723 earnings per share for the quarter, beating the consensus estimate of €0.714 by €0.009.
Is Cass Information Systems Inc overvalued?
According to Wall Street analysts Cass Information Systems Inc’s price is currently Undervalued.
Does Cass Information Systems Inc pay dividends?
Cass Information Systems Inc does not currently pay dividends.
What is Cass Information Systems Inc’s EPS estimate?
Cass Information Systems Inc’s EPS estimate is 0.71.
How many shares outstanding does Cass Information Systems Inc have?
Cass Information Systems Inc has 12,806,149 shares outstanding.
What happened to Cass Information Systems Inc’s price movement after its last earnings report?
Cass Information Systems Inc reported an EPS of €0.723 in its last earnings report, beating expectations of €0.714. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Cass Information Systems Inc?
Currently, no hedge funds are holding shares in DE:CC3
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cass Information Systems Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€54.46 (12.53% Upside)
€54.46 (12.53% Upside)
Blogger Sentiment
Bullish
DE:CC3 Sentiment 75%
Sector Average 61%
Sector Average 61%
Technicals
SMA
Positive
20 days / 200 days
Momentum
37.19%
12-Months-Change
Fundamentals
Return on Equity
15.98%
Trailing 12-Months
Asset Growth
4.17%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Cass Information Systems Inc
Cass Information Systems, Inc. delivers specialized payment and data management services to a broad array of manufacturing, distribution, and retail businesses across the United States. The company's operations are divided into two main areas: Information Services and Banking Services. Through its Information Services segment, Cass provides essential back-office solutions, including the intricate rating, payment processing, and auditing of freight invoices, alongside the production of crucial accounting and transportation data. This division also expertly handles the payment and management of various facility expenses, such as utility bills for electricity, natural gas, and waste, as well as offering comprehensive telecommunications expense management. The Banking Services segment, powered by its subsidiary Cass Commercial Bank, offers a full range of financial products. These include standard checking, savings, and time deposit accounts, in addition to commercial, industrial, and real estate lending. Cash management services are also provided, primarily serving privately-owned businesses and religious organizations. Furthermore, Cass extends its offerings with a modern B2B payment platform, tailored for clients in search of a flexible financial technology partner. Established in 1906, Cass Information Systems, Inc. is headquartered in St. Louis, Missouri, where its main banking facility is located. The company also maintains an operating branch in Bridgeton, Missouri, and leased facilities in Fenton, Missouri, and Colorado Springs, Colorado. It adopted its current name in January 2001, having previously been known as Cass Commercial Corporation.
CC3 Stock 12 Month Forecast
Average Price Target
€54.46
▲(12.53% Upside)





