A8Y1 Stock Chart & Stats
€0.20
-€0.01(-4.76%)
At close: 4:00 PM EDT
€0.20
-€0.01(-4.76%)
Day’s Range― - ―
52-Week Range€0.17 - €0.62
Previous CloseN/A
Volume0.00
Average Volume (3M)121.00
Market Cap
€76.72M
Enterprise Value€392.43
Total Cash (Recent Filing)€47.81M
Total Debt (Recent Filing)€86.99M
Price to Earnings (P/E)―
Beta0.53
Next Earnings
Aug 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.17
Shares Outstanding389,474,300
10 Day Avg. Volume100
30 Day Avg. Volume121
Financial Highlights & Ratios
PEG Ratio-0.09
Price to Book (P/B)3.03
Price to Sales (P/S)2.81
P/FCF Ratio41.16
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.04
Revenue Forecast (FY)€137.25M
Bulls Say, Bears Say
Bulls Say
Pipeline & ConversionA growing, highly convertible sales pipeline is a durable revenue driver: a $102m pipeline with ~51% conversion and ~$24m secured program revenue indicates repeatable sales motion and stronger mid‑term revenue visibility as signed programs transition to live processing.
Technology Modernization (Project Arlo)Completing a modern core platform is a structural improvement: Project Arlo reduces legacy complexity, should speed onboarding and product launches, and enables lower ICT runrates. A cleaner platform supports scalable growth and sustainable margin expansion over 12–36 months.
Improved Cash ConversionHigh EBITDA‑to‑cash conversion (79% excluding one‑offs) demonstrates the business can turn operating profits into cash. Durable cash conversion supports ongoing program funding, product investment and reduces reliance on external financing if maintained as restructuring completes.
Bears Say
Revenue Decline & Weak ProfitabilitySustained revenue contraction and negative margins undermine operating leverage and reinvestment capacity. A continued top‑line decline reduces fixed‑cost absorption, pressuring margins and cash flow generation which limits the firm's ability to scale and invest in strategic initiatives.
Large One‑off Cash OutflowsMaterial, non‑recurring cash payments significantly strain liquidity and financial flexibility. These outflows force higher debt draws and reduce headroom for investing in technology and customer onboarding, increasing execution risk during a multi‑quarter restructuring period.
Onboarding & Activation DelaysOperational delays between signing and activation create a persistent revenue realization gap. Structural onboarding frictions—whether internal, partner or client driven—impair ability to monetize pipeline, elongate payback periods and reduce the predictability of program cash flows.
EML Payments News
A8Y1 FAQ
What was EML Payments Ltd.’s price range in the past 12 months?
EML Payments Ltd. lowest stock price was €0.17 and its highest was €0.62 in the past 12 months.
What is EML Payments Ltd.’s market cap?
EML Payments Ltd.’s market cap is €76.72M.
When is EML Payments Ltd.’s upcoming earnings report date?
EML Payments Ltd.’s upcoming earnings report date is Aug 18, 2026 which is in 15 days.
How were EML Payments Ltd.’s earnings last quarter?
EML Payments Ltd. released its earnings results on Feb 24, 2026. The company reported -€0.006 earnings per share for the quarter, missing the consensus estimate of €0.012 by -€0.018.
Is EML Payments Ltd. overvalued?
According to Wall Street analysts EML Payments Ltd.’s price is currently Overvalued.
Does EML Payments Ltd. pay dividends?
EML Payments Ltd. does not currently pay dividends.
What is EML Payments Ltd.’s EPS estimate?
EML Payments Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does EML Payments Ltd. have?
EML Payments Ltd. has 389,474,300 shares outstanding.
What happened to EML Payments Ltd.’s price movement after its last earnings report?
EML Payments Ltd. reported an EPS of -€0.006 in its last earnings report, missing expectations of €0.012. Following the earnings report the stock price went down -0.985%.
Which hedge fund is a major shareholder of EML Payments Ltd.?
Currently, no hedge funds are holding shares in DE:A8Y1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
EML Payments Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
30.00%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
12.26%
Trailing 12-Months
Company Description
EML Payments Ltd.
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Melbourne, Australia.
Technical Analysis
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