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Change Financial Ltd (AU:CCA)
ASX:CCA
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Change Financial Ltd (CCA) Price & Analysis

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CCA Stock Chart & Stats

AU$0.07
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.07
AU$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthConsistent top-line growth indicates expanding client adoption and demand for services. Sustained revenue expansion provides a base to scale gross margins, supports reinvestment in product development and sales, and reduces reliance on financing to fund growth.
Improving Free Cash FlowImproving free cash flow signals better liquidity and internal funding ability. Durable FCF improvement helps cover operating losses, fund strategic initiatives, and limits dilution from external capital while giving management flexibility over the medium term.
Low Financial LeverageVery low leverage and a strong capital structure reduce financial risk and interest burden, enabling the company to withstand profit volatility and invest in growth. Conservative balance sheet supports M&A or R&D without stressing cash flows.
Bears Say
Negative ProfitabilityContinued operating losses and negative margins indicate the business is not yet generating returns on capital. Over the medium term, persistent unprofitability can erode equity, constrain reinvestment capacity, and force reliance on external funding or cost cuts.
Margin CompressionA declining gross margin points to rising cost pressures or pricing weakness. If structural, margin compression will make it harder to reach sustainable profitability, reduce cash generation potential and require either scale gains or cost restructuring to restore returns.
Weak Operating Cash ConversionLow conversion of net income into operating cash suggests earnings quality issues and reliance on non‑operational items for cash. This weak operating cash generation raises risk that FCF gains are fragile and could reverse under slower revenue or working capital stress.

Change Financial Ltd News

CCA FAQ

What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest share price was AU$0.05 and its highest was AU$0.10 in the past 12 months.
    What is Change Financial Ltd’s market cap?
    Change Financial Ltd’s market cap is AU$43.50M.
      When is Change Financial Ltd’s upcoming earnings report date?
      Change Financial Ltd’s upcoming earnings report date is Sep 02, 2026 which is in 41 days.
        How were Change Financial Ltd’s earnings last quarter?
        Change Financial Ltd released its earnings results on Feb 25, 2026. The company reported AU$0.001 earnings per share for the quarter, beating the consensus estimate of AU$0 by AU$0.001.
          Is Change Financial Ltd overvalued?
          According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Change Financial Ltd pay dividends?
            Change Financial Ltd does not currently pay dividends.
            What is Change Financial Ltd’s EPS estimate?
            Change Financial Ltd’s EPS estimate is <0.01.
              How many shares outstanding does Change Financial Ltd have?
              Change Financial Ltd has 690,453,000 shares outstanding.
                What happened to Change Financial Ltd’s price movement after its last earnings report?
                Change Financial Ltd reported an EPS of AU$0.001 in its last earnings report, beating expectations of AU$0. Following the earnings report the stock price went up 2.5%.
                  Which hedge fund is a major shareholder of Change Financial Ltd?
                  Currently, no hedge funds are holding shares in AU:CCA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Change Financial Ltd Stock Smart Score

                    Company Description

                    Change Financial Ltd

                    Change Financial Limited is a financial technology firm that provides payment-as-a-service (PaaS) solutions across a global footprint, including regions like Southeast Asia, Oceania, Latin America, and the United States. The company's key offerings include Vertexon, a PaaS platform facilitating the issuance of both physical and virtual cards and transaction processing, as well as PaySim, a specialized tool for payment system testing. Incorporated in 2011 and headquartered in Brisbane, Australia, the enterprise operated as ChimpChange Limited before rebranding to Change Financial Limited in July 2017.

                    Change Financial Ltd (CCA) Earnings & Revenues

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