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Change Financial Ltd (AU:CCA)
ASX:CCA
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Change Financial Ltd (CCA) Price & Analysis

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CCA Stock Chart & Stats

AU$0.07
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.07
AU$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth12.43% revenue growth indicates the core business is expanding. Durable top-line growth provides room to scale operating leverage, supports recurring customer adoption, and can fund product and sales investment. Sustained growth improves odds of eventual profit recovery.
Low Leverage / Strong Capital StructureA debt-to-equity ratio of 0.06 and a strong equity base give the company substantial financial flexibility. Low leverage lowers interest burden and solvency risk, enabling investment in growth, strategic spending, or buffering cyclical shocks without urgent refinancing needs.
Improving Free Cash FlowImproved free cash flow and an FCF-to-net-income ratio near 1 show the business is converting performance into cash despite accounting losses. Reliable FCF supports working capital, targeted reinvestment, and reduces short-term dependence on external funding.
Bears Say
Sustained Losses & Negative ProfitabilityOngoing negative net profit and EBIT margins, together with negative ROE, indicate the company is not generating shareholder returns. Persistent losses erode equity, limit retained-capital reinvestment, and make the business dependent on external financing or dilution unless profitability is restored.
Declining Gross MarginA year-over-year decline in gross margin suggests rising direct costs or pricing pressure. If structural, this makes it harder to convert revenue growth into operating profits, compresses long-term margin sustainability, and increases the challenge of achieving lasting profitability.
Weak Operating Cash ConversionA low operating cash flow to net income ratio means reported losses and earnings aren't translating into operational cash reliably. Weak cash conversion raises liquidity risk over months, constraining organic funding for growth and heightening reliance on external capital if losses continue.

Change Financial Ltd News

CCA FAQ

What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest share price was AU$0.06 and its highest was AU$0.10 in the past 12 months.
    What is Change Financial Ltd’s market cap?
    Change Financial Ltd’s market cap is AU$46.95M.
      When is Change Financial Ltd’s upcoming earnings report date?
      Change Financial Ltd’s upcoming earnings report date is Sep 02, 2026 which is in 88 days.
        How were Change Financial Ltd’s earnings last quarter?
        Change Financial Ltd released its earnings results on Feb 25, 2026. The company reported AU$0.001 earnings per share for the quarter, beating the consensus estimate of AU$0 by AU$0.001.
          Is Change Financial Ltd overvalued?
          According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Change Financial Ltd pay dividends?
            Change Financial Ltd does not currently pay dividends.
            What is Change Financial Ltd’s EPS estimate?
            Change Financial Ltd’s EPS estimate is <0.01.
              How many shares outstanding does Change Financial Ltd have?
              Change Financial Ltd has 690,453,000 shares outstanding.
                What happened to Change Financial Ltd’s price movement after its last earnings report?
                Change Financial Ltd reported an EPS of AU$0.001 in its last earnings report, beating expectations of AU$0. Following the earnings report the stock price went up 2.5%.
                  Which hedge fund is a major shareholder of Change Financial Ltd?
                  Currently, no hedge funds are holding shares in AU:CCA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Change Financial Ltd Stock Smart Score

                    Company Description

                    Change Financial Ltd

                    Change Financial Ltd (CCA) is a financial technology company specializing in providing innovative payment solutions and banking services. The company operates primarily in the fintech sector, offering a range of products that include digital banking services, payment processing, and financial management tools. CCA aims to enhance the customer experience by leveraging technology to provide seamless and efficient financial transactions for both consumers and businesses.

                    Change Financial Ltd (CCA) Earnings & Revenues

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