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EML Stock Chart & Stats
AU$0.84
-AU$0.02(-1.84%)
At close: 4:00 PM EST
AU$0.84
-AU$0.02(-1.84%)
Day’s Range― - ―
52-Week RangeAU$0.29 - AU$1.16
Previous CloseN/A
Volume962.44K
Average Volume (3M)1.10M
Market Cap
AU$126.32M
Enterprise ValueAU$392.43
Total Cash (Recent Filing)AU$47.81M
Total Debt (Recent Filing)AU$86.99M
Price to Earnings (P/E)―
Beta0.75
Next Earnings
Aug 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.17
Shares Outstanding388,661,800
10 Day Avg. Volume1,008,169
30 Day Avg. Volume1,097,160
Financial Highlights & Ratios
PEG Ratio-0.09
Price to Book (P/B)3.03
Price to Sales (P/S)2.81
P/FCF Ratio41.16
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.07
Revenue Forecast (FY)AU$226.87M
Bulls Say, Bears Say
Bulls Say
Diversified Payments Revenue ModelEML’s business is built on multiple durable fee streams—program management, per-transaction processing, interchange shares, breakage and potential float income. This multi-legged model reduces reliance on any single revenue source, supports recurring contract economics and helps smooth volatility across cycles.
Growing Sales Pipeline With High ConversionA $102m pipeline and ~51% conversion rate indicate durable commercial traction and repeatable sales effectiveness. Secured program revenues (~$24m) and launched flows show the company can convert opportunities into recurring program fees, underpinning medium-term revenue recovery when onboarding execution is sustained.
Structural Cost And Tech Efficiency InitiativesProject Arlo and GlobalOps signal structural margin improvement via tech consolidation and lower-cost delivery. Expected ICT spend reduction and a 35% efficiency on roles can sustainably lower operating costs, improving EBITDA leverage as revenue recovers and reducing long‑term cost-to-serve.
Bears Say
Declining Revenue And Negative ProfitabilityMaterial revenue contraction and negative margins are core structural issues: without restoring top‑line growth or materially improving margins, losses and negative ROE will persist. This constrains reinvestment, strategic flexibility and shareholder returns until sustainable revenue recovery is achieved.
Severe Free Cash Flow DeteriorationA near-collapse in free cash flow materially weakens financial resilience. Poor cash conversion limits the firm’s ability to fund projects, absorb one-off liabilities and reduces runway without external financing. This raises reliance on debt or equity and elevates refinancing and liquidity risk over the medium term.
Onboarding And Activation DelaysPersistent onboarding lags directly delay revenue realization from secured contracts and compress near-term growth, undermining the pipeline-to-revenue conversion assumption. These operational frictions—internal, partner or client driven—can persist for months and impair the company’s ability to monetize new wins.
EML Payments News
EML FAQ
What was EML Payments Ltd.’s price range in the past 12 months?
EML Payments Ltd. lowest share price was AU$0.28 and its highest was AU$1.16 in the past 12 months.
What is EML Payments Ltd.’s market cap?
EML Payments Ltd.’s market cap is AU$126.32M.
When is EML Payments Ltd.’s upcoming earnings report date?
EML Payments Ltd.’s upcoming earnings report date is Aug 18, 2026 which is in 25 days.
How were EML Payments Ltd.’s earnings last quarter?
EML Payments Ltd. released its earnings results on Feb 24, 2026. The company reported -AU$0.01 earnings per share for the quarter, missing the consensus estimate of AU$0.02 by -AU$0.03.
Is EML Payments Ltd. overvalued?
According to Wall Street analysts EML Payments Ltd.’s price is currently Overvalued.
Does EML Payments Ltd. pay dividends?
EML Payments Ltd. does not currently pay dividends.
What is EML Payments Ltd.’s EPS estimate?
EML Payments Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does EML Payments Ltd. have?
EML Payments Ltd. has 388,661,800 shares outstanding.
What happened to EML Payments Ltd.’s price movement after its last earnings report?
EML Payments Ltd. reported an EPS of -AU$0.01 in its last earnings report, missing expectations of AU$0.02. Following the earnings report the stock price went down -1.439%.
Which hedge fund is a major shareholder of EML Payments Ltd.?
Currently, no hedge funds are holding shares in AU:EML
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
EML Payments Stock Smart Score
Underperform
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10
Blogger Sentiment
Bullish
AU:EML Sentiment 75%
Sector Average 63%
Sector Average 63%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.53%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
12.26%
Trailing 12-Months
Company Description
EML Payments Ltd.
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Melbourne, Australia.
Technical Analysis
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