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EML Stock Chart & Stats
AU$0.84
-AU$0.02(-1.84%)
At close: 4:00 PM EST
AU$0.84
-AU$0.02(-1.84%)
Day’s Range― - ―
52-Week RangeAU$0.29 - AU$1.16
Previous CloseN/A
Volume962.44K
Average Volume (3M)1.10M
Market Cap
AU$126.32M
Enterprise ValueAU$392.43
Total Cash (Recent Filing)AU$47.81M
Total Debt (Recent Filing)AU$86.99M
Price to Earnings (P/E)―
Beta0.75
Next Earnings
Aug 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.17
Shares Outstanding388,661,800
10 Day Avg. Volume1,008,169
30 Day Avg. Volume1,097,160
Financial Highlights & Ratios
PEG Ratio-0.09
Price to Book (P/B)3.03
Price to Sales (P/S)2.81
P/FCF Ratio41.16
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.05
Revenue Forecast (FY)AU$224.51M
Bulls Say, Bears Say
Bulls Say
Sales Pipeline And ConversionA $102m pipeline with a ~51% conversion and $24m of secured program revenue provides a durable revenue backlog, improving visibility over 2–6 months. High conversion implies sales effectiveness and potential step-up in program fees and TPV as signed clients move through onboarding and activation.
Technology Rebuild (Project Arlo) And EfficiencyCompleting Project Arlo and GlobalOps restructuring should lower ongoing tech and operating costs, reduce third‑party dependencies, and shorten onboarding timelines. These structural changes can sustainably improve margins and scalable delivery for new client programs over the medium term.
Manageable LeverageA moderate debt-to-equity ratio gives the company financial flexibility to fund Arlo completion, support working capital and absorb timing variances in onboarding. Manageable leverage reduces refinancing risk and helps preserve capacity for targeted investments or contingency funding.
Bears Say
Revenue Decline And Weak MarginsSustained revenue contraction and erosion of gross and net margins undermine scale economics for program management and interchange income. Without reversing top-line declines, fixed-cost absorption worsens, pressuring long-term profitability and the ability to invest in product and sales.
Severely Weakened Free Cash FlowA near‑collapse in free cash flow constrains internal funding for product rollouts, client onboarding and marketing. Weak cash conversion increases reliance on external financing, which can dilute stakeholders or add interest burden, limiting durable reinvestment and operational resilience.
Large One-off Cash Outflows And Onboarding LagsSignificant one-off legal and repayment outflows materially reduce near-term liquidity and forced a debt drawdown, while multi-month onboarding delays postpone revenue recognition. Together these structural cash and execution issues weaken runway and complicate steady recovery of program economics.
EML Payments News
EML FAQ
What was EML Payments Ltd.’s price range in the past 12 months?
EML Payments Ltd. lowest share price was AU$0.28 and its highest was AU$1.16 in the past 12 months.
What is EML Payments Ltd.’s market cap?
EML Payments Ltd.’s market cap is AU$126.32M.
When is EML Payments Ltd.’s upcoming earnings report date?
EML Payments Ltd.’s upcoming earnings report date is Aug 18, 2026 which is in 27 days.
How were EML Payments Ltd.’s earnings last quarter?
EML Payments Ltd. released its earnings results on Feb 24, 2026. The company reported -AU$0.01 earnings per share for the quarter, missing the consensus estimate of AU$0.02 by -AU$0.03.
Is EML Payments Ltd. overvalued?
According to Wall Street analysts EML Payments Ltd.’s price is currently Overvalued.
Does EML Payments Ltd. pay dividends?
EML Payments Ltd. does not currently pay dividends.
What is EML Payments Ltd.’s EPS estimate?
EML Payments Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does EML Payments Ltd. have?
EML Payments Ltd. has 388,661,800 shares outstanding.
What happened to EML Payments Ltd.’s price movement after its last earnings report?
EML Payments Ltd. reported an EPS of -AU$0.01 in its last earnings report, missing expectations of AU$0.02. Following the earnings report the stock price went down -1.439%.
Which hedge fund is a major shareholder of EML Payments Ltd.?
Currently, no hedge funds are holding shares in AU:EML
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
EML Payments Stock Smart Score
Underperform
1
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5
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7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.53%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
12.26%
Trailing 12-Months
Company Description
EML Payments Ltd.
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Melbourne, Australia.
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