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National Bankshares (DE:9F2)
FRANKFURT:9F2

National Bankshares (9F2) Price & Analysis

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9F2 Stock Chart & Stats

€23.40
€0.00(0.00%)
At close: 4:00 PM EST
€23.40
€0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance Sheet (no Debt)Zero reported debt and rising equity materially reduce financial leverage and insolvency risk, giving management durable capacity to lend, absorb shocks, and return capital. An improved TTM ROE (~9.8%) signals the bank is converting capital to earnings more effectively, supporting strategic flexibility over months.
Solid Free-cash-flow GenerationFCF that exceeds reported earnings and recent positive FCF growth reflect high earnings quality and internal funding for dividends, buybacks, and loan growth. Reliable cash conversion supports durable capital returns and reinvestment without needing to tap external markets in normal conditions.
Strategic Securities Repositioning To Higher YieldsShifting the available-for-sale portfolio materially raises structural yield on earning assets, which should lift net interest margin over time. Management expects to recover the pre-tax repositioning loss in ~1.8 years, implying a deliberate, durable tilt toward higher-yield assets that improves future earnings power.
Bears Say
Multi-year Earnings And Margin VolatilityWide swings in margins and profitability across years reduce confidence in recurring earnings and complicate capital planning. For a regional bank, volatile margins hinder forecasting for credit loss provisioning, dividend pacing, and strategic investments, making sustained performance less predictable over quarters.
Limited Scale And Geographic ConcentrationModest asset scale and a concentrated Virginia footprint limit diversification and economies of scale. This constrains fee diversification and lending product breadth, increases vulnerability to regional economic downturns, and can raise unit costs versus larger peers over a multi‑month horizon.
Profitability Tied To Rate And Deposit DynamicsEarnings depend heavily on net interest margin, which is sensitive to deposit cost changes and asset-liability repricing. Structural shifts in local deposit pricing or a faster rise in funding costs versus asset yields could compress margins and earnings power over the medium term.

National Bankshares News

9F2 FAQ

What was National Bankshares’s price range in the past 12 months?
National Bankshares lowest stock price was €23.20 and its highest was €33.00 in the past 12 months.
    What is National Bankshares’s market cap?
    National Bankshares’s market cap is €205.37M.
      When is National Bankshares’s upcoming earnings report date?
      National Bankshares’s upcoming earnings report date is Oct 22, 2026 which is in 91 days.
        How were National Bankshares’s earnings last quarter?
        Currently, no data Available
        Is National Bankshares overvalued?
        According to Wall Street analysts National Bankshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does National Bankshares pay dividends?
          National Bankshares does not currently pay dividends.
          What is National Bankshares’s EPS estimate?
          National Bankshares’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does National Bankshares have?
          National Bankshares has 6,368,410 shares outstanding.
            What happened to National Bankshares’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of National Bankshares?
            Currently, no hedge funds are holding shares in DE:9F2
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              National Bankshares Stock Smart Score

              5
              Neutral
              1
              2
              3
              4
              5
              6
              7
              8
              9
              10

              Technicals

              SMA
              Positive
              20 days / 200 days
              Momentum
              21.89%
              12-Months-Change

              Fundamentals

              Return on Equity
              4.08%
              Trailing 12-Months
              Asset Growth
              -0.37%
              Trailing 12-Months

              Company Description

              National Bankshares

              National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.

              National Bankshares (9F2) Earnings & Revenues

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