Tompkins Financial Corporation (DE:8J0)
FRANKFURT:8J0
8J0 Stock Chart & Stats
€70.50
€0.00(0.00%)
At close: 4:00 PM EST
€70.50
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€51.50 - €76.00
Previous CloseN/A
Volume0.00
Average Volume (3M)3.00
Market Cap
€1.10B
Enterprise Value€1.74B
Total Cash (Recent Filing)€68.67M
Total Debt (Recent Filing)€567.58M
Price to Earnings (P/E)7.5
Beta0.34
Next Earnings
Jul 17, 2026EPS Estimate
1.56Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)11.74
Shares Outstanding14,382,941
10 Day Avg. Volume0
30 Day Avg. Volume3
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)1.10
Price to Sales (P/S)1.79
P/FCF Ratio32.35
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€76.23Price Target Upside8.13% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)6.26
Revenue Forecast (FY)€297.31M
Bulls Say, Bears Say
Bulls Say
High Profitability And MarginsSustained high TTM net margin and elevated ROE indicate durable earnings power from core banking operations. Strong profitability provides internal capital generation, supports dividends and reserve building, and offers a buffer against cyclical pressure on loan spreads or credit costs.
Improving Balance-sheet LeverageMarked reduction in leverage and healthier capital metrics lower funding and regulatory risk. A stronger capital profile increases capacity for organic loan growth, reduces vulnerability to deposit shocks, and supports long-term stability and lending flexibility.
Strong Free Cash Flow GenerationRobust FCF and rapid FCF growth support sustainable shareholder distributions and reinvestment without relying on wholesale funding. Reliable cash generation enhances financial flexibility for balance-sheet management and cushions the franchise against earnings volatility.
Bears Say
Flattened Revenue GrowthNear-zero TTM revenue growth after prior rebound suggests limited top-line momentum absent margin expansion or acquisitions. Prolonged revenue stagnation constrains sustainable earnings upside and increases reliance on margin and efficiency gains for future profit growth.
Inconsistent Operating Cash ConversionVolatile operating cash conversion indicates timing or working-capital variability that can mask true earnings quality. Inconsistent cash from operations raises the risk that reported profits may not translate to predictable liquidity during stress periods or funding needs.
Reduced Fee Diversification After Insurance SaleDisposal of insurance operations trims recurring fee and commission streams, increasing reliance on net interest income and NIM. Less diversified revenue makes earnings more sensitive to interest-rate cycles and deposit/funding cost shifts over the medium term.
Tompkins Financial Corporation News
8J0 FAQ
What was Tompkins Financial Corporation’s price range in the past 12 months?
Tompkins Financial Corporation lowest stock price was €51.50 and its highest was €76.00 in the past 12 months.
What is Tompkins Financial Corporation’s market cap?
Tompkins Financial Corporation’s market cap is €1.10B.
When is Tompkins Financial Corporation’s upcoming earnings report date?
Tompkins Financial Corporation’s upcoming earnings report date is Jul 17, 2026 which is in 38 days.
How were Tompkins Financial Corporation’s earnings last quarter?
Tompkins Financial Corporation released its earnings results on Apr 24, 2026. The company reported €1.563 earnings per share for the quarter, beating the consensus estimate of €1.507 by €0.056.
Is Tompkins Financial Corporation overvalued?
According to Wall Street analysts Tompkins Financial Corporation’s price is currently Undervalued.
Does Tompkins Financial Corporation pay dividends?
Tompkins Financial Corporation does not currently pay dividends.
What is Tompkins Financial Corporation’s EPS estimate?
Tompkins Financial Corporation’s EPS estimate is 1.56.
How many shares outstanding does Tompkins Financial Corporation have?
Tompkins Financial Corporation has 14,382,941 shares outstanding.
What happened to Tompkins Financial Corporation’s price movement after its last earnings report?
Tompkins Financial Corporation reported an EPS of €1.563 in its last earnings report, beating expectations of €1.507. Following the earnings report the stock price went up 3.522%.
Which hedge fund is a major shareholder of Tompkins Financial Corporation?
Currently, no hedge funds are holding shares in DE:8J0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Tompkins Financial Corporation Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€76.23 (8.13% Upside)
€76.23 (8.13% Upside)
Blogger Sentiment
Bullish
DE:8J0 Sentiment 100%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
12.45%
12-Months-Change
Fundamentals
Return on Equity
19.50%
Trailing 12-Months
Asset Growth
6.05%
Trailing 12-Months
Company Description
Tompkins Financial Corporation
Tompkins Financial Corporation functions as a financial holding entity, offering a comprehensive array of services that include commercial and retail banking, leasing, trust and investment management, financial planning, wealth management, and insurance solutions. Its operations are strategically divided into three main segments: Banking, Insurance, and Wealth Management. The corporation provides a diverse selection of deposit products, such as checking, savings, and time accounts, alongside IRA options, and specialized brokered, reciprocal, and municipal money market deposits. It also extends a wide range of lending solutions. For businesses, these include financing for real estate, construction, and equipment, accounts receivable funding, and commercial leasing. For individuals and businesses alike, it offers residential mortgages, personal loans, home equity loans, commercial and industrial loans, commercial real estate loans, and agricultural loans. Consumer-specific financing encompasses personal installment loans, direct and indirect automobile loans, and overdraft lines of credit. Additional services provided include letters of credit and sweep accounts, credit and debit cards, and modern banking conveniences such as deposit and cash management, internet and mobile banking platforms, remote deposit capture, safe deposit boxes, voice response systems, and ATM access. Beyond banking, Tompkins Financial delivers investment management, trust and estate administration, and financial and tax planning services. Its insurance offerings span property and casualty, medical, life, disability, and long-term care policies, further enhanced by employee benefit consulting and general insurance planning. The company primarily serves a varied clientele, including individual consumers, corporate executives, small business owners, and high-net-worth individuals. Tompkins Financial operates through a network of 63 banking branches, with 43 situated in New York and 20 in Pennsylvania. Founded in 1836, the corporation is headquartered in Ithaca, New York.
8J0 Stock 12 Month Forecast
Average Price Target
€76.23
▲(8.13% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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