Total Valuation
Tompkins Financial Corporation has a market cap or net worth of €1.25B. The enterprise value is €2.01K.
Market Cap€1.25B
Enterprise Value€2.01K
Share Statistics
Tompkins Financial Corporation has 14,382,941 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,382,941
Owned by Insiders2.50%
Owned by Institutions0.84%
Financial Efficiency
Tompkins Financial Corporation’s return on equity (ROE) is 0.17 and return on invested capital (ROIC) is 9.31%.
Return on Equity (ROE)0.17
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)9.31%
Return on Capital Employed (ROCE)0.18
Revenue Per Employee712.11K
Profits Per Employee198.12K
Employee Count813
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Tompkins Financial Corporation is 8.1. Tompkins Financial Corporation’s PEG ratio is 0.05.
PE Ratio8.1
PS Ratio1.79
PB Ratio1.10
Price to Fair Value1.10
Price to FCF32.35
Price to Operating Cash Flow25.66
PEG Ratio0.05
Income Statement
In the last 12 months, Tompkins Financial Corporation had revenue of 578.94M and earned 161.07M in profits. Earnings per share was 11.30.
Revenue578.94M
Gross Profit435.07M
Operating Income224.86M
Pretax Income224.86M
Net Income161.07M
EBITDA233.47M
Earnings Per Share (EPS)11.30
Cash Flow
In the last 12 months, operating cash flow was 56.03M and capital expenditures -4.38M, giving a free cash flow of 51.65M billion.
Operating Cash Flow56.03M
Free Cash Flow51.65M
Free Cash Flow per Share3.59
Dividends & Yields
Tompkins Financial Corporation pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.38
52-Week Price Change63.51%
50-Day Moving Average79.61
200-Day Moving Average68.03
Relative Strength Index (RSI)61.30
Average Volume (3m)3.00
Important Dates
Tompkins Financial Corporation upcoming earnings date is Oct 23, 2026, Before Open (Confirmed).
Last Earnings DateJul 24, 2026
Next Earnings DateOct 23, 2026
Ex-Dividend Date―
Financial Position
Tompkins Financial Corporation as a current ratio of 0.15, with Debt / Equity ratio of 75.85%
Current Ratio0.15
Quick Ratio0.15
Debt to Market Cap0.64
Net Debt to EBITDA2.26
Interest Coverage Ratio1.70
Taxes
In the past 12 months, Tompkins Financial Corporation has paid 63.78M in taxes.
Income Tax63.78M
Effective Tax Rate0.28
Enterprise Valuation
Tompkins Financial Corporation EV to EBITDA ratio is 6.69, with an EV/FCF ratio of 48.85.
EV to Sales2.70
EV to EBITDA6.69
EV to Free Cash Flow48.85
EV to Operating Cash Flow40.15
Balance Sheet
Tompkins Financial Corporation has €71.69M in cash and marketable securities with €728.07M in debt, giving a net cash position of -€656.38M billion.
Cash & Marketable Securities€71.69M
Total Debt€728.07M
Net Cash-€656.38M
Net Cash Per Share-€45.64
Tangible Book Value Per Share€60.62
Margins
Gross margin is 72.60%, with operating margin of 38.84%, and net profit margin of 27.82%.
Gross Margin72.60%
Operating Margin38.84%
Pretax Margin38.84%
Net Profit Margin27.82%
EBITDA Margin40.33%
EBIT Margin38.84%
Analyst Forecast
The average price target for Tompkins Financial Corporation is €90.61, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target€90.61
Price Target Upside11.87% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast-19.55%
EPS Growth Forecast105.67%