87Z Stock Chart & Stats
€26.60
€0.80(3.10%)
At close: 4:00 PM EDT
€26.60
€0.80(3.10%)
Day’s Range― - ―
52-Week Range€20.20 - €28.20
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€270.52M
Enterprise Value€392.87M
Total Cash (Recent Filing)€28.05M
Total Debt (Recent Filing)€113.95M
Price to Earnings (P/E)11.9
Beta0.72
Next Earnings
Oct 21, 2026EPS Estimate
0.72Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.72
Shares Outstanding9,399,731
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)1.36
Price to Sales (P/S)2.05
P/FCF Ratio12.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.8
Revenue Forecast (FY)€89.46M
Bulls Say, Bears Say
Bulls Say
Revenue And ProfitabilityRevenue has more than doubled from $57.3M in 2021 to $120.4M TTM, while profitability remains healthy for a regional bank. Sustained growth alongside solid margins supports recurring earnings capacity and provides resources to expand the franchise over the next several quarters.
Strategic Expansion And Fee IncomeThe Signature Bank acquisition expands FCCO into the high-growth Atlanta–Sandy Springs–Roswell market and adds SBA capabilities. Broader geographic reach and government-guaranteed lending can diversify revenue, deepen customer relationships, and support noninterest income beyond traditional spread-based banking.
Credit Quality And CapitalVery low non-performing assets and past-due loans indicate disciplined underwriting while the strengthened leverage ratio provides a healthier capital base. This combination supports continued loan growth, improves resilience against credit losses, and gives management greater flexibility in capital allocation.
Bears Say
Weaker Cash-flow ConsistencyFCCO remains cash generative, but the sharp decline in TTM operating cash flow and roughly 22% free-cash-flow contraction show weaker cash momentum. Continued volatility could limit internally funded growth and make earnings conversion less dependable across changing banking conditions.
Margin CompressionRevenue growth has not fully prevented profitability from easing below earlier peak levels. Persistent margin compression could reduce the conversion of expanding loans and deposits into earnings, leaving FCCO more dependent on volume growth and disciplined balance-sheet management.
Material Debt Alongside Asset GrowthLeverage has improved substantially, but FCCO still carries material debt while its asset base grows. If credit costs or funding conditions deteriorate, that debt could reduce financial flexibility, constrain balance-sheet expansion, and place greater pressure on future capital and earnings decisions.
First Community News
87Z FAQ
What was First Community Corp.’s price range in the past 12 months?
First Community Corp. lowest stock price was €20.20 and its highest was €28.20 in the past 12 months.
What is First Community Corp.’s market cap?
First Community Corp.’s market cap is €270.52M.
When is First Community Corp.’s upcoming earnings report date?
First Community Corp.’s upcoming earnings report date is Oct 21, 2026 which is in 8 days.
How were First Community Corp.’s earnings last quarter?
First Community Corp. released its earnings results on Jul 22, 2026. The company reported €0.749 earnings per share for the quarter, beating the consensus estimate of €0.618 by €0.131.
Is First Community Corp. overvalued?
According to Wall Street analysts First Community Corp.’s price is currently Overvalued.
Does First Community Corp. pay dividends?
First Community Corp. does not currently pay dividends.
What is First Community Corp.’s EPS estimate?
First Community Corp.’s EPS estimate is 0.72.
How many shares outstanding does First Community Corp. have?
First Community Corp. has 9,399,731 shares outstanding.
What happened to First Community Corp.’s price movement after its last earnings report?
First Community Corp. reported an EPS of €0.749 in its last earnings report, beating expectations of €0.618. Following the earnings report the stock price went down -0.766%.
Which hedge fund is a major shareholder of First Community Corp.?
Currently, no hedge funds are holding shares in DE:87Z
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Community Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
DE:87Z Sentiment 100%
Sector Average 63%
Sector Average 63%
Insider Transactions
Sold Shares
Worth €540.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.60%
12-Months-Change
Fundamentals
Return on Equity
11.89%
Trailing 12-Months
Asset Growth
15.94%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
First Community Corp.
First Community Corporation serves as the parent entity for First Community Bank, which delivers a comprehensive array of commercial and retail banking services. These offerings are designed for individuals, professional practices, and small to medium-sized businesses. The company's operations are organized into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Investment Advisory along with Non-Deposit services. Customers can access diverse deposit products, such as checking, NOW, savings, and individual retirement accounts, in addition to demand deposits, daily money market accounts, and various certificates of deposit. The bank's extensive loan portfolio encompasses commercial financing for working capital, business expansion, and equipment acquisition, available on both secured and unsecured terms. It also provides consumer loans for purposes like vehicle purchases, home improvements, educational expenses, and personal investments. Further loan options include real estate construction and acquisition financing, alongside both fixed and variable rate mortgage products. Beyond its core banking functions, First Community Bank offers a suite of additional services. These include online and internet banking platforms, cash management solutions, safe deposit box rentals, traveler's checks, direct deposit for payroll and social security, and automated draft capabilities. Moreover, the company extends its services to non-deposit investment products, investment brokerage, VISA and MasterCard credit card facilities, professional investment advisory, and insurance solutions. The corporation maintains 21 full-service branches throughout several counties in South Carolina, specifically Lexington, Richland, Newberry, Kershaw, Greenville, Anderson, Pickens, and Aiken. Its presence also spans into Georgia, with offices located in Richmond and Columbia Counties. Incorporated in 1994, First Community Corporation's headquarters are situated in Lexington, South Carolina.
Technical Analysis
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