4L0 Stock Chart & Stats
€4.42
-€0.14(-3.70%)
At close: 4:00 PM EST
€4.42
-€0.14(-3.70%)
Day’s Range― - ―
52-Week Range€3.54 - €6.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€226.34M
Enterprise Value€2.74B
Total Cash (Recent Filing)€209.90M
Total Debt (Recent Filing)€2.72B
Price to Earnings (P/E)15.9
Beta0.81
Next Earnings
Aug 12, 2026EPS Estimate
0.29Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.38
Shares Outstanding45,902,570
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)0.65
Price to Sales (P/S)0.40
P/FCF Ratio0.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.37
Revenue Forecast (FY)€826.18M
Bulls Say, Bears Say
Bulls Say
Capital And FundingRaising funding capacity while lowering funding costs strengthens liquidity and reduces financing pressure, enhancing the company's ability to support growth initiatives.
Market ExpansionOpportunity to expand into many unserved states gives a clear organic growth runway and access to new customer segments.
Operational ExecutionContinued improvement in operational execution has driven better results and may support further margin improvement and investor confidence.
Bears Say
Leadership UncertaintyCEO departure without a named successor creates leadership uncertainty that could undermine strategic clarity and investor confidence.
Loan Growth SlowdownEarnings slowdown tied to weaker loan growth and smaller average unsecured and secured loan sizes may constrain revenue growth and profitability.
Oportun Financial News
4L0 FAQ
What was Oportun Financial Corp.’s price range in the past 12 months?
Oportun Financial Corp. lowest stock price was €3.54 and its highest was €6.00 in the past 12 months.
What is Oportun Financial Corp.’s market cap?
Oportun Financial Corp.’s market cap is €226.34M.
When is Oportun Financial Corp.’s upcoming earnings report date?
Oportun Financial Corp.’s upcoming earnings report date is Aug 12, 2026 which is in 32 days.
How were Oportun Financial Corp.’s earnings last quarter?
Oportun Financial Corp. released its earnings results on May 07, 2026. The company reported €0.184 earnings per share for the quarter, beating the consensus estimate of €0.182 by €0.002.
Is Oportun Financial Corp. overvalued?
According to Wall Street analysts Oportun Financial Corp.’s price is currently Overvalued.
Does Oportun Financial Corp. pay dividends?
Oportun Financial Corp. does not currently pay dividends.
What is Oportun Financial Corp.’s EPS estimate?
Oportun Financial Corp.’s EPS estimate is 0.29.
How many shares outstanding does Oportun Financial Corp. have?
Oportun Financial Corp. has 45,902,570 shares outstanding.
What happened to Oportun Financial Corp.’s price movement after its last earnings report?
Oportun Financial Corp. reported an EPS of €0.184 in its last earnings report, beating expectations of €0.182. Following the earnings report the stock price went down -1.235%.
Which hedge fund is a major shareholder of Oportun Financial Corp.?
Currently, no hedge funds are holding shares in DE:4L0
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oportun Financial Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
DE:4L0 Sentiment 70%
Sector Average 67%
Sector Average 67%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-21.36%
12-Months-Change
Fundamentals
Return on Equity
4.63%
Trailing 12-Months
Asset Growth
-1.82%
Trailing 12-Months
Company Description
Oportun Financial Corp.
This financial institution specializes in providing a range of monetary services, encompassing personal loans, vehicle financing, and credit card options. Customers can access their offerings through diverse channels, including digital platforms, over the phone, or by visiting their physical retail locations. The company's operations span 24 states across the United States, with its footprint reaching areas such as Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Founded in 2005, its corporate headquarters are located in San Carlos, California.
4L0 Company Deck
4L0 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presents a mix of constructive balance-sheet and funding achievements (GAAP profitability, lower interest expense, stronger liquidity, deleveraging, ABS execution, secured-loan growth, and operating efficiency) alongside notable near-term challenges (an 11% decline in originations, elevated Q1 net charge-offs at 12.65%, lower adjusted EPS, and modest revenue declines). Management reiterated full-year guidance and outlined initiatives (risk-based pricing, payment protection, upgraded underwriting model B13) intended to drive improvement. Overall, results show clear progress on capitalization and cost of funds, but operational and credit-performance headwinds keep the tone measured.View all DE:4L0 earnings summariesTechnical Analysis
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Options Prices
Currently, No data available
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