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Bank of Qingdao Co., Ltd. Class H (DE:4BQ)
FRANKFURT:4BQ

Bank of Qingdao Co., Ltd. Class H (4BQ) Price & Analysis

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4BQ Stock Chart & Stats

€0.48
<€0.01(1.73%)
At close: 4:00 PM EST
€0.48
<€0.01(1.73%)

Bulls Say, Bears Say

Bulls Say
Revenue And Margin ExpansionAccelerating revenue and improving net and EBIT margins indicate stronger earnings power and operating efficiency. If sustained, this provides a durable foundation for profitability and supports the bank’s ability to absorb future credit or funding pressures.
Improving Return On EquityThe sustained improvement in ROE shows that the bank is generating more profit from its capital base. This supports shareholder returns and suggests that recent profitability gains are becoming more efficient, although leverage remains an important counterbalance.
Strong Operating Cash GenerationStrong operating cash flow and free cash flow close to net income indicate that reported earnings are currently supported by cash generation. This improves internal funding capacity and provides greater resilience for lending, operations, and regulatory capital needs.
Bears Say
Sharp Leverage IncreaseThe large increase in leverage raises sensitivity to credit losses, deposit or wholesale funding conditions, and changes in interest rates. Although leverage is normal for banks, this step-up reduces balance-sheet flexibility and increases downside risk.
Volatile Free Cash FlowUnstable free cash flow makes the quality and repeatability of cash generation harder to assess. Negative FCF in 2025 and the subsequent sharp decline could constrain internally generated funding and complicate planning during weaker credit or liquidity conditions.
Core Margin PressureA declining gross margin suggests pressure in core spread or fee economics, potentially from funding costs, lending competition, or service mix. If persistent, it could limit the durability of current profit growth even while reported margins remain improved.

Bank of Qingdao Co., Ltd. Class H News

4BQ FAQ

What was Bank of Qingdao Co., Ltd. Class H’s price range in the past 12 months?
Bank of Qingdao Co., Ltd. Class H lowest stock price was €0.40 and its highest was €0.57 in the past 12 months.
    What is Bank of Qingdao Co., Ltd. Class H’s market cap?
    Bank of Qingdao Co., Ltd. Class H’s market cap is €4.19B.
      When is Bank of Qingdao Co., Ltd. Class H’s upcoming earnings report date?
      Bank of Qingdao Co., Ltd. Class H’s upcoming earnings report date is Oct 23, 2026 which is in 49 days.
        How were Bank of Qingdao Co., Ltd. Class H’s earnings last quarter?
        Bank of Qingdao Co., Ltd. Class H released its earnings results on Aug 27, 2026. The company reported €0.079 earnings per share for the quarter.
          Is Bank of Qingdao Co., Ltd. Class H overvalued?
          According to Wall Street analysts Bank of Qingdao Co., Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank of Qingdao Co., Ltd. Class H pay dividends?
            Bank of Qingdao Co., Ltd. Class H does not currently pay dividends.
            What is Bank of Qingdao Co., Ltd. Class H’s EPS estimate?
            Bank of Qingdao Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Bank of Qingdao Co., Ltd. Class H have?
            Bank of Qingdao Co., Ltd. Class H has 2,291,945,600 shares outstanding.
              What happened to Bank of Qingdao Co., Ltd. Class H’s price movement after its last earnings report?
              Bank of Qingdao Co., Ltd. Class H reported an EPS of €0.079 in its last earnings report. Following the earnings report the stock price went same 0%.
                Which hedge fund is a major shareholder of Bank of Qingdao Co., Ltd. Class H?
                Currently, no hedge funds are holding shares in DE:4BQ
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Bank of Qingdao Co., Ltd. Class H Stock Smart Score

                  7
                  Neutral
                  1
                  2
                  3
                  4
                  5
                  6
                  7
                  8
                  9
                  10

                  Technicals

                  SMA
                  Positive
                  20 days / 200 days
                  Momentum
                  26.93%
                  12-Months-Change

                  Fundamentals

                  Return on Equity
                  3.81%
                  Trailing 12-Months
                  Asset Growth
                  23.80%
                  Trailing 12-Months
                  Learn more about TipRanks Smart Score

                  Company Description

                  Bank of Qingdao Co., Ltd. Class H

                  Bank of Qingdao Co., Ltd. provides personal and corporate banking, and financial market services in the People’s Republic of China. It operates through Corporate Banking, Retail Banking, and Financial Market Business segments. The company offers deposit and savings products; personal loans, corporate loans, Youth Easy loans; professional card services, investment and wealth management, and credit card lines; foreign exchange deposit and withdrawal services; foreign exchange settlement and sale, and foreign exchange outward and inward remittance; and agency services. It also provides bill services and asset management solutions for enterprises, including bill acceptance, e-Bill subsidy, commercial bill, bill pool, and supply chain bill; trade financing, supply chain finance, and cash management; non-financial corporate debt financing instruments, credit financing plans, and direct financing instruments; and undertaking, underwriting, and duration management services. In addition, the company offers self-service devices, ATMs, and cash deposit and withdrawal machines; letters of credit services and guarantees; safe deposit box services; bond settlement agency services; and commercial central treasury cash management. Further, it is involved in the issuance of financial bonds; underwriting of government bonds and financial bonds; buying and selling government bonds, financial bonds, and corporate bonds; interbank lending and interbank deposit business; insurance business; sale of precious metals; and general derivatives trading business. The company was formerly known as Qingdao City Commercial Bank Co., Ltd. and changed its name to Bank of Qingdao Co., Ltd. in 2008. Bank of Qingdao Co., Ltd. was founded in 1996 and is headquartered in Qingdao, the People’s Republic of China.

                  Bank of Qingdao Co., Ltd. Class H (4BQ) Earnings & Revenues

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