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Dongguan Rural Commercial Bank Co Ltd Class H (HK:9889)
:9889
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Dongguan Rural Commercial Bank Co Ltd Class H (9889) Price & Analysis

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9889 Stock Chart & Stats

HK$3.50
-HK$0.07(-1.77%)
At close: 4:00 PM EST
HK$3.50
-HK$0.07(-1.77%)

Bulls Say, Bears Say

Bulls Say
High Net Profit MarginsThe bank has generated historically strong net margins (~52–54% across 2021–2024), indicating efficient core banking operations and good interest/fee mix. Durable margin strength supports earnings resilience through credit cycles and underpins long-term profitability if credit costs remain controlled.
Growing Assets And EquitySustained balance-sheet expansion and steady equity growth reflect successful deposit gathering and lending scale in its footprint. A larger asset base with rising equity provides capacity for lending growth, diversified income sources, and stronger funding depth over a multi-quarter horizon.
Regional Retail/SME FranchiseA focused regional franchise serving retail, SMEs and corporates creates stable, relationship-driven deposit and loan flows. Local market knowledge and branch distribution support sticky customer relationships and recurring fee opportunities, giving structural competitiveness in its geographic market.
Bears Say
Weak Operating Cash FlowRepeated negative operating and free cash flows raise concerns about the bank's internal cash generation and funding sustainability. Over several quarters this elevates liquidity and refinancing risk, forcing reliance on deposits or wholesale funding and constraining capital deployment.
Sharp Increase In DebtA sudden jump in debt increases funding costs and balance-sheet risk, reducing financial flexibility. Higher leverage combined with volatile debt-to-equity dynamics can pressure capital ratios and limit the bank's ability to absorb credit losses or pursue growth without external support.
Revenue Decline And VolatilityConsecutive revenue declines and an erratic 2025 jump indicate unstable top-line trends and earnings quality concerns. Persistent revenue volatility undermines forecasting, hampers consistent provisioning and dividend planning, and weakens long-term investor confidence in earnings sustainability.

Dongguan Rural Commercial Bank Co Ltd Class H News

9889 FAQ

What was Dongguan Rural Commercial Bank Co Ltd Class H’s price range in the past 12 months?
Dongguan Rural Commercial Bank Co Ltd Class H lowest stock price was HK$3.20 and its highest was HK$3.95 in the past 12 months.
    What is Dongguan Rural Commercial Bank Co Ltd Class H’s market cap?
    Dongguan Rural Commercial Bank Co Ltd Class H’s market cap is HK$23.01B.
      When is Dongguan Rural Commercial Bank Co Ltd Class H’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Dongguan Rural Commercial Bank Co Ltd Class H’s earnings last quarter?
      Currently, no data Available
      Is Dongguan Rural Commercial Bank Co Ltd Class H overvalued?
      According to Wall Street analysts Dongguan Rural Commercial Bank Co Ltd Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Dongguan Rural Commercial Bank Co Ltd Class H pay dividends?
        Dongguan Rural Commercial Bank Co Ltd Class H pays a Annually dividend of HK$0.252 which represents an annual dividend yield of 7.54%. See more information on Dongguan Rural Commercial Bank Co Ltd Class H dividends here
          What is Dongguan Rural Commercial Bank Co Ltd Class H’s EPS estimate?
          Dongguan Rural Commercial Bank Co Ltd Class H’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does Dongguan Rural Commercial Bank Co Ltd Class H have?
          Dongguan Rural Commercial Bank Co Ltd Class H has 1,148,091,000 shares outstanding.
            What happened to Dongguan Rural Commercial Bank Co Ltd Class H’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of Dongguan Rural Commercial Bank Co Ltd Class H?
            Currently, no hedge funds are holding shares in HK:9889
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Dongguan Rural Commercial Bank Co Ltd Class H Stock Smart Score

              7
              Neutral
              1
              2
              3
              4
              5
              6
              7
              8
              9
              10

              Technicals

              SMA
              Negative
              20 days / 200 days
              Momentum
              238.18%
              12-Months-Change

              Fundamentals

              Return on Equity
              7.54%
              Trailing 12-Months
              Asset Growth
              -1.72%
              Trailing 12-Months

              Company Description

              Dongguan Rural Commercial Bank Co Ltd Class H

              Dongguan Rural Commercial Bank Co., Ltd. (Class H, 9889) is a China-based commercial bank that provides banking and financial services primarily in Dongguan and the surrounding region. The bank offers a range of products and services to retail customers, small and medium-sized enterprises, and corporate clients, including deposit-taking, lending, settlement and payment services, and other related financial services offered through its branch network.

              Dongguan Rural Commercial Bank Co Ltd Class H (9889) Earnings & Revenues

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