CAIXABANK S.A. (DE:48CA)
XETRA:48CA
48CA Stock Chart & Stats
€10.82
€0.02(0.41%)
At close: 4:00 PM EST
€10.82
€0.02(0.41%)
Day’s Range― - ―
52-Week Range€7.20 - €11.72
Previous CloseN/A
Volume0.00
Average Volume (3M)2.28K
Market Cap
€79.27B
Enterprise Value€91.88B
Total Cash (Recent Filing)€49.19B
Total Debt (Recent Filing)€51.17B
Price to Earnings (P/E)13.2
Beta0.90
Next Earnings
Jul 29, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.86
Shares Outstanding6,975,930,000
10 Day Avg. Volume2,644
30 Day Avg. Volume2,282
Financial Highlights & Ratios
PEG Ratio2.37
Price to Book (P/B)1.91
Price to Sales (P/S)2.82
P/FCF Ratio1.75
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€12.18Price Target Upside12.60% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.9
Revenue Forecast (FY)€17.22B
Bulls Say, Bears Say
Bulls Say
Strong Income StatementMulti-year revenue expansion combined with consistently healthy net profit margins (roughly ~20%+ since 2022) indicates core banking and fee activities generate durable earnings. Stable operating profitability supports internal capital generation, reinvestment and sustained shareholder returns over the medium term.
Improved LeverageMeaningful de-leveraging in 2025 reduces solvency risk and increases regulatory headroom, enabling greater lending capacity and more flexible capital allocation. A lower debt-to-equity ratio improves resilience to credit stress and supports sustainable balance sheet management over the next several quarters.
Diversified Earnings BaseA business model that mixes net interest income with fee and insurance revenues reduces reliance on any single interest-rate or credit cycle driver. Fee-based services, payments and wealth distribution smooth revenue, enhance cross-sell potential, and support margin durability across varying market conditions.
Bears Say
Volatile Cash FlowSubstantial year-to-year swings in operating and free cash flow, including a severe negative outflow in 2022, indicate weak predictability in cash conversion. This volatility complicates capital planning, weakens confidence in dividend sustainability and raises refinancing and provisioning uncertainty over the medium term.
High Absolute DebtAlthough leverage improved recently, the bank still carries large absolute debt and a history of volatile leverage. High indebtedness increases vulnerability to credit losses and interest-rate shifts, potentially constraining capital actions and requiring more conservative provisioning in adverse economic scenarios.
Inconsistent Revenue TrendA recent negative revenue growth metric and a modest 2024 dip despite longer-term expansion highlight top-line inconsistency. Persistent or recurring revenue declines would pressure margins, reduce internal funding for growth and dividends, and complicate multi-quarter forecasting and strategic execution.
CAIXABANK News
48CA FAQ
What was CAIXABANK S.A.’s price range in the past 12 months?
CAIXABANK S.A. lowest stock price was €7.20 and its highest was €11.71 in the past 12 months.
What is CAIXABANK S.A.’s market cap?
CAIXABANK S.A.’s market cap is €79.27B.
When is CAIXABANK S.A.’s upcoming earnings report date?
CAIXABANK S.A.’s upcoming earnings report date is Jul 29, 2026 which is in 49 days.
How were CAIXABANK S.A.’s earnings last quarter?
CAIXABANK S.A. released its earnings results on Apr 30, 2026. The company reported €0.217 earnings per share for the quarter, beating the consensus estimate of €0.202 by €0.015.
Is CAIXABANK S.A. overvalued?
According to Wall Street analysts CAIXABANK S.A.’s price is currently Undervalued.
Does CAIXABANK S.A. pay dividends?
CAIXABANK S.A. does not currently pay dividends.
What is CAIXABANK S.A.’s EPS estimate?
CAIXABANK S.A.’s EPS estimate is 0.21.
How many shares outstanding does CAIXABANK S.A. have?
CAIXABANK S.A. has 6,975,930,000 shares outstanding.
What happened to CAIXABANK S.A.’s price movement after its last earnings report?
CAIXABANK S.A. reported an EPS of €0.217 in its last earnings report, beating expectations of €0.202. Following the earnings report the stock price went up 0.986%.
Which hedge fund is a major shareholder of CAIXABANK S.A.?
Currently, no hedge funds are holding shares in DE:48CA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CAIXABANK Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€12.18 (12.60% Upside)
€12.18 (12.60% Upside)
Insider Transactions
Sold Shares
Worth €605.5K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
68.33%
12-Months-Change
Fundamentals
Return on Equity
15.83%
Trailing 12-Months
Asset Growth
5.26%
Trailing 12-Months
Company Description
CAIXABANK S.A.
CaixaBank, S.A. is a prominent financial institution that offers a comprehensive suite of banking products and financial solutions, serving clients both within Spain and internationally. Its operations are structured across three key divisions: Banking and Insurance, Equity Investments, and BPI. The firm delivers solutions encompassing security, asset protection, international expansion support, and various funding options. Its offerings span traditional and independent financial advisory, brokerage, asset and liquidity management, as well as specialized services in capital markets, cash flow management, project and asset financing, and mergers and acquisitions (M&A). CaixaBank also caters to public and private sector institutions, underwrites both life and non-life insurance policies, and provides private banking services. Additionally, the company has interests in the real estate sector. As of September 30, 2021, CaixaBank maintained a substantial network, boasting 5,415 branches and 13,678 ATMs throughout Spain, complemented by 316 branches and 1,440 ATMs in Portugal. Founded in 1904, CaixaBank, S.A. maintains its headquarters in Valencia, Spain.
48CA Stock 12 Month Forecast
Average Price Target
€12.18
▲(12.60% Upside)
Technical Analysis
Options Prices
Currently, No data available
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