36Z Stock Chart & Stats
€46.80
€0.20(0.43%)
At close: 4:00 PM EDT
€46.80
€0.20(0.43%)
Day’s Range― - ―
52-Week Range€27.40 - €48.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€1.49B
Enterprise Value€1.66K
Total Cash (Recent Filing)€121.83M
Total Debt (Recent Filing)€29.18M
Price to Earnings (P/E)17.1
Beta0.52
Next Earnings
Oct 28, 2026EPS Estimate
0.92Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.60
Shares Outstanding30,904,093
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-12.69
Price to Book (P/B)0.93
Price to Sales (P/S)1.93
P/FCF Ratio7.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€49.23Price Target Upside5.18% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.45
Revenue Forecast (FY)€380.35M
Bulls Say, Bears Say
Bulls Say
Balance-sheet ConservatismOrigin Bancorp’s debt-to-equity near ~0.02 and rising equity (~$1.26B TTM) create a conservative capital base. This durable strength provides regulatory and lending flexibility, supports continued buybacks/dividends, and reduces solvency risk across credit cycles over the next 2–6 months.
Strong Cash GenerationTTM operating cash flow of ~$176M and free cash flow of ~$164M show high cash conversion and earnings quality. Reliable FCF funds tech investment, talent hires, dividends and buybacks internally, sustaining capital returns and lowering reliance on volatile external funding.
Proven NII/NIM And Profitability ExecutionManagement met measurable profitability targets (ROA, pre-tax/pre-provision ROA) while expanding NIM to 3.92% and delivering higher net income. Demonstrated ability to grow NII and control costs underpins sustainable margin improvement and credibility in achieving multi-quarter operating targets.
Bears Say
Weakening Top-line MomentumA ~19% TTM revenue decline signals durable top-line headwinds. Slower revenue makes earnings more dependent on margin and cost actions, limits reinvestment capacity, and increases sensitivity to adverse credit or rate shifts, constraining growth prospects over the medium term.
Deposit And Pricing PressureSeasonal deposit declines and explicit management concern about deposit pricing create a sustained risk to NIM. If competition forces higher deposit costs or increases noninterest-bearing outflows, net interest income and margin cushions could erode over multiple quarters.
Durbin Regulatory HeadwindCrossing the $10B asset threshold triggers a structural Durbin interchange impact of ~$4.0–4.5M annually starting mid‑2027. This regulatory change permanently reduces fee revenue unless fully offset, requiring persistent pricing or product adjustments and pressuring multi-year earnings.
Origin Bancorp News
36Z FAQ
What was Origin Bancorp’s price range in the past 12 months?
Origin Bancorp lowest stock price was €27.40 and its highest was €48.00 in the past 12 months.
What is Origin Bancorp’s market cap?
Origin Bancorp’s market cap is €1.49B.
When is Origin Bancorp’s upcoming earnings report date?
Origin Bancorp’s upcoming earnings report date is Oct 28, 2026 which is in 90 days.
How were Origin Bancorp’s earnings last quarter?
Origin Bancorp released its earnings results on Jul 22, 2026. The company reported €0.957 earnings per share for the quarter, beating the consensus estimate of €0.874 by €0.083.
Is Origin Bancorp overvalued?
According to Wall Street analysts Origin Bancorp’s price is currently Undervalued.
Does Origin Bancorp pay dividends?
Origin Bancorp does not currently pay dividends.
What is Origin Bancorp’s EPS estimate?
Origin Bancorp’s EPS estimate is 0.92.
How many shares outstanding does Origin Bancorp have?
Origin Bancorp has 30,904,093 shares outstanding.
What happened to Origin Bancorp’s price movement after its last earnings report?
Origin Bancorp reported an EPS of €0.957 in its last earnings report, beating expectations of €0.874. Following the earnings report the stock price went down -0.446%.
Which hedge fund is a major shareholder of Origin Bancorp?
Currently, no hedge funds are holding shares in DE:36Z
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Origin Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€49.23 (5.18% Upside)
€49.23 (5.18% Upside)
Blogger Sentiment
Neutral
DE:36Z Sentiment 75%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.43%
12-Months-Change
Fundamentals
Return on Equity
1.26%
Trailing 12-Months
Asset Growth
6.19%
Trailing 12-Months
Company Description
Origin Bancorp
Origin Bancorp, Inc. acts as the parent organization for Origin Bank, delivering a comprehensive range of banking and financial services. Its diverse clientele includes small to mid-sized businesses, municipal entities, and individual consumers across its operating regions of Texas, Louisiana, and Mississippi. The bank's offerings encompass various deposit accounts, such as interest-bearing and non-interest-bearing checking accounts, savings deposits, money market accounts, and time deposits. On the lending side, Origin Bank provides a broad spectrum of loan products, including commercial and residential real estate, construction and land development, consumer, commercial and industrial, mortgage warehouse, residential mortgage, and Paycheck Protection Program (PPP) loans. Beyond core banking, the company also offers personal and commercial property and casualty insurance products. Customers benefit from an extensive suite of digital and convenience services, such as internet banking, voice response information, mobile applications, cash management, overdraft protection, direct deposit, safe deposit boxes, U.S. savings bonds, and automated account transfer services. Additionally, advanced services like treasury management, mortgage origination and servicing, peer-to-peer electronic payment solutions, and personal financial management tools are available. Established in 1912, the firm's corporate headquarters are located in Ruston, Louisiana.
36Z Company Deck
36Z Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong core financial performance—recorded EPS, NIM expansion, solid loan growth concentrated in Texas and the Southeast, improving credit metrics, rising primary deposit relationships, sustained capital returns, and successful recruiting and culture initiatives. Offsetting items include seasonal deposit decline, pressure and volatility in non-interest income, mid-single-digit expense increases as strategic investments continue, competitive pricing pressures that could compress spreads, a modest reduction in allowance levels, and an upcoming Durbin impact. Overall, management presents confident forward guidance and active mitigation plans for known headwinds.View all DE:36Z earnings summaries36Z Stock 12 Month Forecast
Average Price Target
€49.23
▲(5.18% Upside)
Technical Analysis
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