316 Stock Chart & Stats
€29.80
€0.40(1.35%)
At close: 4:00 PM EDT
€29.80
€0.40(1.35%)
Day’s Range― - ―
52-Week Range€21.60 - €37.80
Previous CloseN/A
Volume0.00
Average Volume (3M)1.00
Market Cap
€606.12M
Enterprise Value€634.41M
Total Cash (Recent Filing)€244.72M
Total Debt (Recent Filing)€52.06M
Price to Earnings (P/E)12.5
Beta0.58
Next Earnings
Jan 27, 2027EPS Estimate
0.87Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.43
Shares Outstanding16,290,457
10 Day Avg. Volume0
30 Day Avg. Volume1
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.16
Price to Sales (P/S)1.53
P/FCF Ratio6.90
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€37.52Price Target Upside25.91% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)3.1
Revenue Forecast (FY)€238.42M
Bulls Say, Bears Say
Bulls Say
Loan Growth And Book ValueDouble-digit loan growth indicates continued demand for CBNK’s lending franchise, while rising tangible book value shows that growth is being accompanied by balance-sheet value creation. Together, these trends support recurring earnings capacity and strengthen the company’s position over the next several quarters.
Strategic Merger And DiversificationThe proposed combination could provide greater scale, broader products, and a more diversified Mid-Atlantic franchise. Adding Capital’s digital credit, government-guaranteed lending, and mortgage platforms may expand distribution and fee opportunities, creating a potentially stronger long-term competitive platform.
Cash Generation And Earnings QualityStrong absolute operating and free cash flow, together with free cash flow closely tracking net income, indicates that reported profitability is translating into cash generation. This supports capital flexibility, shareholder returns, and continued investment in the business over the medium term.
Bears Say
Deposit And Funding PressureA sequential deposit decline can make it harder to fund continued loan expansion without paying more for deposits or using other sources of funding. If this dynamic persists, it could pressure net interest margins, reduce balance-sheet flexibility, and temper the benefit of otherwise strong lending demand.
Cooling Revenue And MarginsThe reversal from strong prior-year revenue growth and the decline in operating margins indicate that earnings momentum has moderated. Sustained pressure on pricing or spreads could limit profit expansion, reduce operating leverage, and make future growth more dependent on continued loan volume increases.
Merger Approval And Execution DependencyThe proposed strategic benefits are not yet certain because completion depends on shareholder and regulatory approvals. Until closing, CBNK remains exposed to transaction timing and execution uncertainty, which can delay expected scale, diversification, and product-platform benefits from reaching the operating business.
Capital Bancorp News
316 FAQ
What was Capital Bancorp Inc’s price range in the past 12 months?
Capital Bancorp Inc lowest stock price was €21.60 and its highest was €37.80 in the past 12 months.
What is Capital Bancorp Inc’s market cap?
Capital Bancorp Inc’s market cap is €606.12M.
When is Capital Bancorp Inc’s upcoming earnings report date?
Capital Bancorp Inc’s upcoming earnings report date is Jan 27, 2027 which is in 90 days.
How were Capital Bancorp Inc’s earnings last quarter?
Capital Bancorp Inc released its earnings results on Oct 26, 2026. The company reported €0.798 earnings per share for the quarter, missing the consensus estimate of €0.821 by -€0.023.
Is Capital Bancorp Inc overvalued?
According to Wall Street analysts Capital Bancorp Inc’s price is currently Undervalued.
Does Capital Bancorp Inc pay dividends?
Capital Bancorp Inc does not currently pay dividends.
What is Capital Bancorp Inc’s EPS estimate?
Capital Bancorp Inc’s EPS estimate is 0.87.
How many shares outstanding does Capital Bancorp Inc have?
Capital Bancorp Inc has 16,290,457 shares outstanding.
What happened to Capital Bancorp Inc’s price movement after its last earnings report?
Capital Bancorp Inc reported an EPS of €0.798 in its last earnings report, missing expectations of €0.821. Following the earnings report the stock price went up 1.695%.
Which hedge fund is a major shareholder of Capital Bancorp Inc?
Currently, no hedge funds are holding shares in DE:316
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
€37.52 (25.91% Upside)
€37.52 (25.91% Upside)
Blogger Sentiment
Neutral
DE:316 Sentiment 100%
Sector Average 57%
Sector Average 57%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
48.37%
12-Months-Change
Fundamentals
Return on Equity
13.08%
Trailing 12-Months
Asset Growth
12.19%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Capital Bancorp Inc
As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including checking, savings, time, interest-bearing demand, and money market accounts, alongside certificates of deposit and credit cards. A significant originator of residential mortgages, the firm also extends a wide array of lending solutions. These offerings include financing for residential and commercial real estate, construction projects, and general commercial business needs. Moreover, it provides consumer loans such as term loans, vehicle financing, and marine loans. Its lending services cater specifically to small to mid-sized businesses, professionals, real estate investors, smaller residential developers, and individual customers. Founded in 1974, Capital Bancorp is headquartered in Rockville, Maryland, and operates through four commercial bank branches, four mortgage offices, and one dedicated loan production office.
316 Stock 12 Month Forecast
Average Price Target
€37.52
▲(25.91% Upside)
Technical Analysis
Eagle Bancorp
―
FVCBankcorp
―
MainStreet Bancshares
―
John Marshall Bancorp
―
Virginia National Bankshares
―








