316 Stock Chart & Stats
€30.00
€0.40(1.35%)
At close: 4:00 PM EDT
€30.00
€0.40(1.35%)
Day’s Range― - ―
52-Week Range€21.60 - €30.60
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€519.20M
Enterprise Value€602.31
Total Cash (Recent Filing)€250.71M
Total Debt (Recent Filing)€59.63M
Price to Earnings (P/E)11.0
Beta0.62
Next Earnings
Oct 26, 2026EPS Estimate
0.78Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.35
Shares Outstanding16,288,055
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.16
Price to Sales (P/S)1.53
P/FCF Ratio6.90
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.99
Revenue Forecast (FY)€234.96M
Bulls Say, Bears Say
Bulls Say
Profitability / ROESustained ROE near 14% and healthy operating margins indicate durable core banking profitability and capital efficiency. That level of return supports internal capital formation and dividend capacity, reducing reliance on external funding and enabling long-term franchise reinvestment.
Conservative Balance SheetVery low reported leverage provides a strong solvency buffer and lending flexibility through cycles. Conservative funding and growing equity reduce stress vulnerability, preserving capital ratios and enabling measured growth or share-holder returns without forcing asset sales under pressure.
Strategic Investments And Franchise ExpansionTargeted investments in card capabilities, C&I verticals and tech strengthen fee-product diversification and operational resilience. These moves can broaden revenue mix, lower cyber and operational risk, and ultimately improve customer retention and long-term efficiency once scale is achieved.
Bears Say
Top-line DecelerationA shift from multi-year revenue expansion to negative TTM growth weakens the base for durable earnings improvement. Slower loan/fee growth limits operating leverage, constrains margin expansion, and forces greater scrutiny on whether current investments will translate into sustainable top-line recovery.
Margin Pressure From Rising ExpensesHigher operating spend to build card platform and upgrade tech compresses margins until anticipated efficiency gains materialize. If revenue momentum remains soft, elevated expense run-rate can erode profitability and slow the pace of capital returns or balance-sheet strengthening.
Volatile Cash Flow And Comparability RiskWhile cash coverage of earnings is strong, historical FCF swings reduce predictability of internal funding. The abrupt reporting shift to zero debt in TTM raises comparability concerns; classification/timing changes complicate trend analysis and stress-testing of liquidity and leverage.
Capital Bancorp News
316 FAQ
What was Capital Bancorp Inc’s price range in the past 12 months?
Capital Bancorp Inc lowest stock price was €21.60 and its highest was €30.60 in the past 12 months.
What is Capital Bancorp Inc’s market cap?
Capital Bancorp Inc’s market cap is €519.20M.
When is Capital Bancorp Inc’s upcoming earnings report date?
Capital Bancorp Inc’s upcoming earnings report date is Oct 26, 2026 which is in 89 days.
How were Capital Bancorp Inc’s earnings last quarter?
Capital Bancorp Inc released its earnings results on Jul 27, 2026. The company reported €0.764 earnings per share for the quarter, beating the consensus estimate of €0.723 by €0.04.
Is Capital Bancorp Inc overvalued?
According to Wall Street analysts Capital Bancorp Inc’s price is currently Overvalued.
Does Capital Bancorp Inc pay dividends?
Capital Bancorp Inc does not currently pay dividends.
What is Capital Bancorp Inc’s EPS estimate?
Capital Bancorp Inc’s EPS estimate is 0.78.
How many shares outstanding does Capital Bancorp Inc have?
Capital Bancorp Inc has 16,288,055 shares outstanding.
What happened to Capital Bancorp Inc’s price movement after its last earnings report?
Capital Bancorp Inc reported an EPS of €0.764 in its last earnings report, beating expectations of €0.723. Following the earnings report the stock price went up 1.325%.
Which hedge fund is a major shareholder of Capital Bancorp Inc?
Currently, no hedge funds are holding shares in DE:316
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.11%
12-Months-Change
Fundamentals
Return on Equity
1.28%
Trailing 12-Months
Asset Growth
13.69%
Trailing 12-Months
Company Description
Capital Bancorp Inc
As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including checking, savings, time, interest-bearing demand, and money market accounts, alongside certificates of deposit and credit cards. A significant originator of residential mortgages, the firm also extends a wide array of lending solutions. These offerings include financing for residential and commercial real estate, construction projects, and general commercial business needs. Moreover, it provides consumer loans such as term loans, vehicle financing, and marine loans. Its lending services cater specifically to small to mid-sized businesses, professionals, real estate investors, smaller residential developers, and individual customers. Founded in 1974, Capital Bancorp is headquartered in Rockville, Maryland, and operates through four commercial bank branches, four mortgage offices, and one dedicated loan production office.
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