1GJ Stock Chart & Stats
€7.00
€0.00(0.00%)
At close: 4:00 PM EDT
€7.00
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€3.56 - €9.20
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€124.55M
Enterprise Value-€397.29
Total Cash (Recent Filing)€1.99B
Total Debt (Recent Filing)€186.28M
Price to Earnings (P/E)―
Beta0.87
Next Earnings
Oct 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-2.85
Shares Outstanding16,539,095
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.33
Price to Sales (P/S)0.38
P/FCF Ratio-7.53
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.35
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Positive Cash GenerationTTM operating cash flow of about $54.5M and free cash flow of about $53.2M provide internally generated funding despite reported losses. If sustained, this can support liquidity, regulatory remediation and investment without relying solely on external capital.
Improved LeverageDebt-to-equity of about 0.82 improved from 2023, while roughly $227M of equity supports a $3.9B asset base. This gives the bank a capital foundation and some flexibility as it works through current profitability and regulatory demands.
Long Dividend RecordThe 133rd consecutive quarterly common dividend demonstrates a long-running shareholder-return practice and continued ability to declare a payout. This history supports the consistency of the bank’s capital-return policy, although future distributions remain subject to regulatory constraints.
Bears Say
Persistent LossesTTM net loss of about $36.4M, negative operating profitability and revenue down about 12.7% show that the core earnings engine remains impaired. Losses narrowed from 2025, but continued negative margins weaken capital generation and limit capacity to fund growth.
Capital-Focused Consent OrderThe consent order requires 9% Tier 1 leverage and 14% total risk-based capital, while June 30 Tier 1 leverage was 7.09%. Required remediation, tighter credit controls and limits on parent dividends can constrain capital allocation and management flexibility.
Volatile Cash GenerationOperating and free cash flow swung from negative in 2025 to positive in the TTM period, showing recovery but also material volatility. With net losses still present, inconsistent cash generation could make liquidity planning, capital rebuilding and sustained distributions harder.
First Guaranty Bancshares News
1GJ FAQ
What was First Guaranty Bancshares’s price range in the past 12 months?
First Guaranty Bancshares lowest stock price was €3.56 and its highest was €9.20 in the past 12 months.
What is First Guaranty Bancshares’s market cap?
First Guaranty Bancshares’s market cap is €124.55M.
When is First Guaranty Bancshares’s upcoming earnings report date?
First Guaranty Bancshares’s upcoming earnings report date is Oct 29, 2026 which is in 39 days.
How were First Guaranty Bancshares’s earnings last quarter?
First Guaranty Bancshares released its earnings results on Jul 28, 2026. The company reported €0.147 earnings per share for the quarter, beating the consensus estimate of €0.078 by €0.069.
Is First Guaranty Bancshares overvalued?
According to Wall Street analysts First Guaranty Bancshares’s price is currently Overvalued.
Does First Guaranty Bancshares pay dividends?
First Guaranty Bancshares does not currently pay dividends.
What is First Guaranty Bancshares’s EPS estimate?
First Guaranty Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Guaranty Bancshares have?
First Guaranty Bancshares has 16,539,095 shares outstanding.
What happened to First Guaranty Bancshares’s price movement after its last earnings report?
First Guaranty Bancshares reported an EPS of €0.147 in its last earnings report, beating expectations of €0.078. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of First Guaranty Bancshares?
Currently, no hedge funds are holding shares in DE:1GJ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Guaranty Bancshares Stock Smart Score
Neutral
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5
6
7
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9
10
Blogger Sentiment
Neutral
DE:1GJ Sentiment 100%
Sector Average 59%
Sector Average 59%
Insider Transactions
Bought Shares
Worth €927.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
6.33%
12-Months-Change
Fundamentals
Return on Equity
0.42%
Trailing 12-Months
Asset Growth
-1.88%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
First Guaranty Bancshares
First Guaranty Bancshares, Inc. functions as the parent company for First Guaranty Bank, a financial institution delivering commercial banking services primarily across Louisiana and Texas. The bank offers a comprehensive suite of deposit products, including various checking accounts for personal and business use, savings accounts, money market accounts, demand deposits, and certificates of deposit (time deposits). These services are extended to individual consumers, small and medium-sized businesses, and municipal entities. Its lending portfolio is diverse, providing credit solutions such as real estate-backed loans (including commercial, non-farm non-residential, single-to-four-family residential, multifamily, construction, and land development), commercial and industrial loans, agricultural loans (including farmland), and other consumer loans. These are primarily aimed at small to medium-sized businesses, professionals, and individuals. Additionally, First Guaranty Bank provides numerous customer-centric services. Individuals can access credit cards, mobile check deposit, safe deposit boxes, official checks, robust online and mobile banking platforms, ATM services, and online bill payment. Business clients benefit from specialized solutions like merchant services, remote deposit capture, and lockbox services. A portion of the company's assets is strategically invested in various securities. This includes debt instruments issued by the United States Government and its agencies, state and municipal obligations, corporate bonds, mutual funds, and equity securities. It also allocates funds to mortgage-backed securities, predominantly those issued or guaranteed by U.S. Government agencies or enterprises. The company operates a network of 36 banking facilities. These are primarily located in significant market areas across Louisiana (including Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, and Alexandria) and Texas (notably Dallas-Fort Worth-Arlington and Waco), with a presence also extending to Kentucky and West Virginia. First Guaranty Bancshares, Inc. was established in 1934 and maintains its corporate headquarters in Hammond, Louisiana.