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Commerzbank AG (CRZBY)
OTHER OTC:CRZBY
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Commerzbank AG (CRZBY) Price & Analysis

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CRZBY Stock Chart & Stats

$46.46
$0.70(1.71%)
At close: 4:00 PM EDT
$46.46
$0.70(1.71%)

Bulls Say, Bears Say

Bulls Say
Strong Earnings MomentumStrong H1 growth across revenue and net income indicates broad operating momentum and improving earnings capacity. If maintained, this performance supports investment in the franchise, strengthens internal capital generation, and provides a durable base for meeting full-year profitability objectives.
Strong Capital PositionA 14.4% CET1 ratio provides a substantial capital cushion while allowing meaningful shareholder distributions. The combination of regulatory approval, a defined payout framework, and retained capital strength suggests the bank can return capital without compromising near-term resilience or strategic flexibility.
Structural NII Growth OpportunityThe replication portfolio offers a visible, multi-year contribution to net interest income rather than relying solely on loan growth or market conditions. This structural earnings lever can support revenue durability through 2030 and improve management’s ability to reach its longer-term profitability targets.
Bears Say
Recent Revenue WeaknessThe sharp 2025 revenue decline raises questions about how consistently the bank can sustain its earnings base across changing operating conditions. Strong margins provide some protection, but weaker top-line momentum could limit growth, reduce operating leverage, and make future profitability more dependent on cost control.
Takeover And Integration UncertaintyUniCredit’s significant voting-rights position creates an unresolved strategic issue that could distract management and affect the bank’s priorities, governance, and execution. Prolonged uncertainty may also complicate planning for clients, employees, and minority shareholders over the coming quarters.
Deposit Competition PressureMore aggressive pricing for deposits can raise funding costs and compress liability margins, directly challenging net interest income. Continued customer migration toward higher-rate products may also make deposit retention more expensive, reducing the benefit of otherwise strong lending and franchise growth.

Commerzbank AG News

CRZBY FAQ

What was Commerzbank AG’s price range in the past 12 months?
Commerzbank AG lowest stock price was $33.86 and its highest was $49.63 in the past 12 months.
    What is Commerzbank AG’s market cap?
    Commerzbank AG’s market cap is $51.94B.
      When is Commerzbank AG’s upcoming earnings report date?
      Commerzbank AG’s upcoming earnings report date is Nov 05, 2026 which is in 39 days.
        How were Commerzbank AG’s earnings last quarter?
        Commerzbank AG released its earnings results on Aug 06, 2026. The company reported $0.9 earnings per share for the quarter, beating the consensus estimate of $0.832 by $0.068.
          Is Commerzbank AG overvalued?
          According to Wall Street analysts Commerzbank AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Commerzbank AG pay dividends?
            Commerzbank AG pays a Annually dividend of $1.278 which represents an annual dividend yield of 2.67%. See more information on Commerzbank AG dividends here
              What is Commerzbank AG’s EPS estimate?
              Commerzbank AG’s EPS estimate is 0.92.
                How many shares outstanding does Commerzbank AG have?
                Commerzbank AG has 1,080,847,000 shares outstanding.
                  What happened to Commerzbank AG’s price movement after its last earnings report?
                  Commerzbank AG reported an EPS of $0.9 in its last earnings report, beating expectations of $0.832. Following the earnings report the stock price went down -2.338%.
                    Which hedge fund is a major shareholder of Commerzbank AG?
                    Currently, no hedge funds are holding shares in CRZBY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Commerzbank AG Stock Smart Score

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                      Neutral
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                      Learn more about TipRanks Smart Score

                      Company Description

                      Commerzbank AG

                      Commerzbank AG is a leading global financial institution providing a comprehensive array of banking and capital market services. Its clientele is diverse, spanning individual consumers, small businesses, multinational corporations, financial service providers, and institutional investors worldwide. The company operates through two main divisions: "Private and Small-Business Customers" and "Corporate Clients." Among its core services, Commerzbank offers account management, commercial payment processing, enabling payment solutions, clearing, and asset custody. For international trade, it delivers specialized services such as documentary collections, letters of credit, guarantees, trade facilitation, supply chain financing, buyer's credit, and forfaiting. Its extensive financing options include bilateral loans, club deals, Schuldschein instruments, syndicated loans, bond placements, private placements, various other debt instruments, and Islamic financing. Additionally, the bank provides money market, commodities, and precious metals products. It also specializes in interest rate, currency, and liquidity management services, alongside offering comprehensive wealth management solutions. Commerzbank maintains a substantial branch network with approximately 790 locations. Founded in 1870, its headquarters are situated in Frankfurt am Main, Germany.

                      Commerzbank AG (CRZBY) Earnings & Revenues

                      CRZBY Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presents a strong operational and financial performance with multiple record metrics (revenues, operating result, net result), disciplined capital return plans (EUR 3.2bn planned return, ECB-approved EUR 1.2bn buyback), solid capital ratios (CET1 14.4%) and material strategic progress (AI rollout, replication portfolio, RWA relief potential). Key risks are takeover-related uncertainty and potential restructuring/integration challenges with UniCredit, mBank NII headwinds from lower Polish rates, intensified deposit competition and a modest rise in nonperforming exposures. Overall, the positives — strong profitability, clear capital distribution framework, and tangible transformation gains — materially outweigh the manageable headwinds and uncertainty.View all CRZBY earnings summaries
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                      Ownership Overview

                      0.01%99.97%
                      ―
                      Insiders
                      0.01% Other Institutional Investors
                      99.97% Public Companies and
                      Individual Investors
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