Commerzbank AG (CRZBY)
OTHER OTC:CRZBY
Want to see CRZBY full AI Analyst Report?
CRZBY Stock Chart & Stats
$40.52
$0.06(0.36%)
At close: 4:00 PM EST
$40.52
$0.06(0.36%)
Day’s Range― - ―
52-Week Range$31.44 - $44.02
Previous CloseN/A
Volume15.09K
Average Volume (3M)2.47K
Market Cap
$47.41B
Enterprise Value-$20.09B
Total Cash (Recent Filing)$72.46B
Total Debt (Recent Filing)$75.83B
Price to Earnings (P/E)15.1
Beta0.68
Next Earnings
Aug 06, 2026EPS Estimate
0.89Next Dividend Ex-DateN/A
Dividend Yield1.72%
Share Statistics
EPS (TTM)2.08
Shares Outstanding1,127,496,200
10 Day Avg. Volume4,150
30 Day Avg. Volume2,470
Financial Highlights & Ratios
PEG Ratio-2.93
Price to Book (P/B)1.20
Price to Sales (P/S)3.80
P/FCF Ratio0.84
Enterprise Value/Market Cap-0.42
Enterprise Value/Revenue-0.81
Enterprise Value/Gross Profit-1.57
Enterprise Value/Ebitda-5.37
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.59
Revenue Forecast (FY)$15.41B
Bulls Say, Bears Say
Bulls Say
Diversified Revenue MixCommerzbank earns from net interest, fees/commissions, trading and related services, creating multiple durable income streams. This diversification reduces single-revenue dependence, helps stabilize net revenue across interest-rate and economic cycles, and supports longer-term cash generation.
Improved Profitability And MarginsProfitability and margins have meaningfully improved since 2020, with net income rising through 2024. Better margins indicate improved cost control and pricing power in core banking activities, which supports durable earnings power and resilience to revenue volatility over the medium term.
Stable Equity Base & Decent ROEThe balance sheet shows a generally stable equity base and mid-to-high single-digit ROE, indicating the bank has generated acceptable returns on capital. This capital stability supports regulatory buffers, dividend capacity and loss absorption, strengthening long-term financial flexibility.
Bears Say
Sharp 2025 Revenue DeclineA major revenue drop in 2025 undermines confidence in top-line durability and raises questions about the sustainability of recent profit improvements. Persistently lower revenues can compress operating leverage, pressure margins and limit reinvestment or payout capacity over the next several quarters.
Elevated And Rising LeverageLeverage increased and total debt rose materially in 2025, heightening solvency and funding risks. Higher indebtedness reduces capital flexibility, increases sensitivity to funding costs and regulatory constraints, and makes earnings and dividend policies more vulnerable during economic stress.
Cash-flow VolatilityReported cash flows have been inconsistent—strong in some years but material outflows in others—creating forecasting and liquidity uncertainty. Volatile cash generation complicates capital planning, weakens predictability of dividends or buybacks, and increases reliance on external funding in stress periods.
Commerzbank AG News
CRZBY FAQ
What was Commerzbank AG’s price range in the past 12 months?
Commerzbank AG lowest stock price was $31.44 and its highest was $44.02 in the past 12 months.
What is Commerzbank AG’s market cap?
Commerzbank AG’s market cap is $47.41B.
When is Commerzbank AG’s upcoming earnings report date?
Commerzbank AG’s upcoming earnings report date is Aug 06, 2026 which is in 49 days.
How were Commerzbank AG’s earnings last quarter?
Commerzbank AG released its earnings results on May 08, 2026. The company reported $0.989 earnings per share for the quarter, beating the consensus estimate of $0.888 by $0.101.
Is Commerzbank AG overvalued?
According to Wall Street analysts Commerzbank AG’s price is currently Overvalued.
Does Commerzbank AG pay dividends?
Commerzbank AG pays a Annually dividend of $1.278 which represents an annual dividend yield of 1.72%. See more information on Commerzbank AG dividends here
What is Commerzbank AG’s EPS estimate?
Commerzbank AG’s EPS estimate is 0.89.
How many shares outstanding does Commerzbank AG have?
Commerzbank AG has 1,127,496,200 shares outstanding.
What happened to Commerzbank AG’s price movement after its last earnings report?
Commerzbank AG reported an EPS of $0.989 in its last earnings report, beating expectations of $0.888. Following the earnings report the stock price went down -3.943%.
Which hedge fund is a major shareholder of Commerzbank AG?
Currently, no hedge funds are holding shares in CRZBY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Commerzbank AG Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
93.47%
12-Months-Change
Fundamentals
Return on Equity
8.41%
Trailing 12-Months
Asset Growth
12.17%
Trailing 12-Months
Company Description
Commerzbank AG
Commerzbank AG is a leading global financial institution providing a comprehensive array of banking and capital market services. Its clientele is diverse, spanning individual consumers, small businesses, multinational corporations, financial service providers, and institutional investors worldwide. The company operates through two main divisions: "Private and Small-Business Customers" and "Corporate Clients." Among its core services, Commerzbank offers account management, commercial payment processing, enabling payment solutions, clearing, and asset custody. For international trade, it delivers specialized services such as documentary collections, letters of credit, guarantees, trade facilitation, supply chain financing, buyer's credit, and forfaiting. Its extensive financing options include bilateral loans, club deals, Schuldschein instruments, syndicated loans, bond placements, private placements, various other debt instruments, and Islamic financing. Additionally, the bank provides money market, commodities, and precious metals products. It also specializes in interest rate, currency, and liquidity management services, alongside offering comprehensive wealth management solutions. Commerzbank maintains a substantial branch network with approximately 790 locations. Founded in 1870, its headquarters are situated in Frankfurt am Main, Germany.
CRZBY Company Deck
CRZBY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a clearly positive operational and financial momentum: strong revenue growth (+10%), a record operating result (+18%), improved profitability (RoTE 10% before restructuring), and an enhanced capital return program. Management upgraded 2026 guidance (NII to EUR 8.5bn, net result > EUR 3.2bn, RoTE >11.2%) and reiterated a credible roadmap to 2028 targets. Headwinds remain — notably lower Polish rates impacting mBank NII, legacy FX mortgage provisions, Aquila impairments, and deposit competition (beta rising to ~42%) — but these were presented as manageable and largely addressed through capital, cost discipline and strategic actions (AI investments, replication portfolio expansion, RWA management). Overall, positive achievements significantly outweigh the highlighted challenges.View all CRZBY earnings summariesTechnical Analysis
Ownership Overview
―
Insiders
<0.01% Other Institutional Investors
99.99% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---