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Commerzbank AG (CRZBY)
OTHER OTC:CRZBY
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Commerzbank AG (CRZBY) Price & Analysis

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CRZBY Stock Chart & Stats

$40.52
$0.06(0.36%)
At close: 4:00 PM EST
$40.52
$0.06(0.36%)

Bulls Say, Bears Say

Bulls Say
Upgraded 2026 Guidance And Multi-year RoadmapManagement provided quantified 2026 targets and a clear path to 2028 NII and RoTE goals, improving medium-term earnings visibility. This creates a credible operating roadmap that supports planning, capital allocation and investor confidence across the 2–6 month horizon and beyond.
Strong Capital Position And Shareholder ReturnsA CET1 ratio comfortably above regulatory minima combined with repeated buybacks and a 100% payout policy signals consistent capital generation and disciplined returns. This strengthens resilience to shocks and preserves strategic optionality for investments or further capital returns over the medium term.
Diversified Fee Income Via Asset Management ScaleSubstantial asset-management AUM and partner distribution provide recurring fee streams, reducing reliance on interest margins. A targeted 7% commission growth indicates a durable, structurally diversified revenue base that can smooth earnings through interest-rate cycles and support long-term profitability.
Bears Say
Elevated Leverage And Data-quality UncertaintyHigher reported debt and inconsistent debt-to-equity metrics raise questions about true leverage and solvency buffers. Elevated leverage reduces financial flexibility, increases refinancing risk and magnifies capital volatility, constraining durable growth and raising the cost of capital over the medium term.
Sharp 2025 Revenue Decline And Cash VolatilityA pronounced revenue drop in 2025 and inconsistent operating cash flows undermine earnings durability and complicate forecasting. Persistent volatility in cash generation can limit sustained buybacks/dividends, reduce buffer for credit losses, and necessitate higher provisioning or capital retention over coming quarters.
Deposit Competition, Funding Needs And MBank NII PressureRising deposit pass-through, sizable 2026 wholesale funding needs and lower Polish rates compress net interest margins structurally. This increases sensitivity to funding markets and limits NII expansion, making NII-driven profitability targets harder to sustain without continued RWA or replication-portfolio actions.

Commerzbank AG News

CRZBY FAQ

What was Commerzbank AG’s price range in the past 12 months?
Commerzbank AG lowest stock price was $31.44 and its highest was $44.02 in the past 12 months.
    What is Commerzbank AG’s market cap?
    Commerzbank AG’s market cap is $47.64B.
      When is Commerzbank AG’s upcoming earnings report date?
      Commerzbank AG’s upcoming earnings report date is Aug 06, 2026 which is in 61 days.
        How were Commerzbank AG’s earnings last quarter?
        Commerzbank AG released its earnings results on May 08, 2026. The company reported $0.989 earnings per share for the quarter, beating the consensus estimate of $0.888 by $0.101.
          Is Commerzbank AG overvalued?
          According to Wall Street analysts Commerzbank AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Commerzbank AG pay dividends?
            Commerzbank AG pays a Annually dividend of $0.73 which represents an annual dividend yield of 1.72%. See more information on Commerzbank AG dividends here
              What is Commerzbank AG’s EPS estimate?
              Commerzbank AG’s EPS estimate is 0.89.
                How many shares outstanding does Commerzbank AG have?
                Commerzbank AG has 1,127,496,200 shares outstanding.
                  What happened to Commerzbank AG’s price movement after its last earnings report?
                  Commerzbank AG reported an EPS of $0.989 in its last earnings report, beating expectations of $0.888. Following the earnings report the stock price went down -3.943%.
                    Which hedge fund is a major shareholder of Commerzbank AG?
                    Currently, no hedge funds are holding shares in CRZBY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Commerzbank AG Stock Smart Score

                      5
                      Neutral
                      1
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                      3
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                      5
                      6
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                      8
                      9
                      10

                      Technicals

                      SMA
                      Positive
                      20 days / 200 days
                      Momentum
                      93.47%
                      12-Months-Change

                      Fundamentals

                      Return on Equity
                      8.41%
                      Trailing 12-Months
                      Asset Growth
                      12.17%
                      Trailing 12-Months

                      Company Description

                      Commerzbank AG

                      Commerzbank AG provides banking and capital market services to private and small business customers, multinational groups, financial service providers, and institutional clients worldwide. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers accounts, commercial payments, payment enabling, clearing and custody, and other services; trade services, including documentary collection, letters of credit, guarantees, trade facilitation, supply chain financing, buyer's credit, and forfaiting services; and bilateral loans, club deals, Schuldschein instruments, syndicated loans, bonds, private placements, other debt instruments, and Islamic financing services. It also provides money market, and commodities and precious metals products; interest, currency, and liquidity management services, as well as wealth management services. The company operates approximately 790 branches. Commerzbank AG was founded in 1870 and is headquartered in Frankfurt am Main, Germany.

                      Commerzbank AG (CRZBY) Earnings & Revenues

                      CRZBY Company Deck

                      CRZBY Earnings Call

                      Q1 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call conveyed a clearly positive operational and financial momentum: strong revenue growth (+10%), a record operating result (+18%), improved profitability (RoTE 10% before restructuring), and an enhanced capital return program. Management upgraded 2026 guidance (NII to EUR 8.5bn, net result > EUR 3.2bn, RoTE >11.2%) and reiterated a credible roadmap to 2028 targets. Headwinds remain — notably lower Polish rates impacting mBank NII, legacy FX mortgage provisions, Aquila impairments, and deposit competition (beta rising to ~42%) — but these were presented as manageable and largely addressed through capital, cost discipline and strategic actions (AI investments, replication portfolio expansion, RWA management). Overall, positive achievements significantly outweigh the highlighted challenges.View all CRZBY earnings summaries
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                      Ownership Overview

                      <0.01%99.99%
                      Insiders
                      <0.01% Other Institutional Investors
                      99.99% Public Companies and
                      Individual Investors

                      Options Prices

                      Currently, No data available
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