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Commerzbank AG (CRZBY)
OTHER OTC:CRZBY
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Commerzbank AG (CRZBY) Price & Analysis

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CRZBY Stock Chart & Stats

$41.85
$0.70(1.71%)
At close: 4:00 PM EDT
$41.85
$0.70(1.71%)

Bulls Say, Bears Say

Bulls Say
Strong Capital And Shareholder ReturnsA CET1 ratio of 14.4% with an ECB-approved buyback and a committed €3.2bn 2026 capital return signals durable capital strength and distribution discipline. That provides long-term optionality for growth, buffers against shocks and supports shareholder remuneration policies.
Resilient Profitability And Record H1 ResultsRecord H1 results with double-digit operating and net-result growth reflect structural margin improvement and operating leverage. Sustained profitability strengthens internal capital generation and funds strategic investments, making earnings more durable across cycles.
Structural NII Tailwind & Tech TransformationA planned replication portfolio that adds €400–600m NII annually, combined with targeted AI investments to 2030, creates structural revenue uplift and efficiency gains. This supports sustainable net interest income growth and long-term cost productivity improvements.
Bears Say
Elevated And Unclear LeverageRising debt and inconsistencies in reported leverage reduce financial flexibility and raise funding risk. Elevated leverage can amplify losses in downturns and complicate regulatory capital planning, making long-term credit and growth strategies more vulnerable.
Revenue Shock And Cash-flow VolatilityA marked 2025 revenue drop and intermittent large cash outflows indicate revenue and cash-generation instability. This volatility undermines predictability of internal funding for investments, increases reliance on external funding, and complicates multi-year planning.
Takeover Uncertainty And Restructuring RiskSubstantial UniCredit stake and ongoing takeover talks create governance and execution uncertainty. Possible large restructuring charges and integration decisions could divert management focus, reduce near-term capital flexibility and introduce lasting operational disruption.

Commerzbank AG News

CRZBY FAQ

What was Commerzbank AG’s price range in the past 12 months?
Commerzbank AG lowest stock price was $33.86 and its highest was $45.69 in the past 12 months.
    What is Commerzbank AG’s market cap?
    Commerzbank AG’s market cap is $48.98B.
      When is Commerzbank AG’s upcoming earnings report date?
      Commerzbank AG’s upcoming earnings report date is Nov 05, 2026 which is in 88 days.
        How were Commerzbank AG’s earnings last quarter?
        Commerzbank AG released its earnings results on Aug 06, 2026. The company reported $0.917 earnings per share for the quarter, beating the consensus estimate of $0.832 by $0.085.
          Is Commerzbank AG overvalued?
          According to Wall Street analysts Commerzbank AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Commerzbank AG pay dividends?
            Commerzbank AG pays a Annually dividend of $1.278 which represents an annual dividend yield of 2.96%. See more information on Commerzbank AG dividends here
              What is Commerzbank AG’s EPS estimate?
              Commerzbank AG’s EPS estimate is 0.9.
                How many shares outstanding does Commerzbank AG have?
                Commerzbank AG has 1,127,496,200 shares outstanding.
                  What happened to Commerzbank AG’s price movement after its last earnings report?
                  Commerzbank AG reported an EPS of $0.917 in its last earnings report, beating expectations of $0.832. Following the earnings report the stock price went down -2.338%.
                    Which hedge fund is a major shareholder of Commerzbank AG?
                    Currently, no hedge funds are holding shares in CRZBY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Commerzbank AG Stock Smart Score

                      6
                      Neutral
                      1
                      2
                      3
                      4
                      5
                      6
                      7
                      8
                      9
                      10

                      Technicals

                      SMA
                      Positive
                      20 days / 200 days
                      Momentum
                      93.47%
                      12-Months-Change

                      Fundamentals

                      Return on Equity
                      2.96%
                      Trailing 12-Months
                      Asset Growth
                      12.17%
                      Trailing 12-Months

                      Company Description

                      Commerzbank AG

                      Commerzbank AG is a leading global financial institution providing a comprehensive array of banking and capital market services. Its clientele is diverse, spanning individual consumers, small businesses, multinational corporations, financial service providers, and institutional investors worldwide. The company operates through two main divisions: "Private and Small-Business Customers" and "Corporate Clients." Among its core services, Commerzbank offers account management, commercial payment processing, enabling payment solutions, clearing, and asset custody. For international trade, it delivers specialized services such as documentary collections, letters of credit, guarantees, trade facilitation, supply chain financing, buyer's credit, and forfaiting. Its extensive financing options include bilateral loans, club deals, Schuldschein instruments, syndicated loans, bond placements, private placements, various other debt instruments, and Islamic financing. Additionally, the bank provides money market, commodities, and precious metals products. It also specializes in interest rate, currency, and liquidity management services, alongside offering comprehensive wealth management solutions. Commerzbank maintains a substantial branch network with approximately 790 locations. Founded in 1870, its headquarters are situated in Frankfurt am Main, Germany.

                      Commerzbank AG (CRZBY) Earnings & Revenues

                      CRZBY Company Deck

                      CRZBY Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call presents a strong operational and financial performance with multiple record metrics (revenues, operating result, net result), disciplined capital return plans (EUR 3.2bn planned return, ECB-approved EUR 1.2bn buyback), solid capital ratios (CET1 14.4%) and material strategic progress (AI rollout, replication portfolio, RWA relief potential). Key risks are takeover-related uncertainty and potential restructuring/integration challenges with UniCredit, mBank NII headwinds from lower Polish rates, intensified deposit competition and a modest rise in nonperforming exposures. Overall, the positives — strong profitability, clear capital distribution framework, and tangible transformation gains — materially outweigh the manageable headwinds and uncertainty.View all CRZBY earnings summaries
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                      Ownership Overview

                      0.01%99.98%
                      Insiders
                      0.01% Other Institutional Investors
                      99.98% Public Companies and
                      Individual Investors
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