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CPKF Stock Chart & Stats
$28.32
$0.00(0.00%)
At close: 4:00 PM EST
$28.32
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$20.85 - $38.00
Previous CloseN/A
Volume2.00K
Average Volume (3M)1.34K
Market Cap
$173.91M
Enterprise Value$232.04
Total Cash (Recent Filing)$27.84M
Total Debt (Recent Filing)$122.83M
Price to Earnings (P/E)9.0
Beta<0.01
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.76%
Share Statistics
EPS (TTM)4.22
Shares Outstanding4,702,823
10 Day Avg. Volume1,477
30 Day Avg. Volume1,345
Financial Highlights & Ratios
PEG Ratio-1.07
Price to Book (P/B)1.00
Price to Sales (P/S)1.30
P/FCF Ratio-30.14
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.9
Revenue Forecast (FY)$86.70M
Bulls Say, Bears Say
Bulls Say
Revenue ReboundA 17.2% revenue rebound in 2025 indicates the franchise can re-accelerate activity and regain growth momentum. For a community bank, sustained top-line recovery supports higher net interest income capacity, underwriting scale and fee generation, underpinning medium-term earnings potential if margins stabilize.
Improved LeverageLower leverage materially reduces balance-sheet risk and increases financial flexibility. A more conservative debt-to-equity gives the bank greater capacity to fund lending, absorb credit shocks, and comply with regulatory capital expectations, enabling steadier strategic deployment of capital over coming quarters.
Growing Equity BaseA steadily expanding equity base provides a durable buffer to support loan and deposit growth without excessive leverage. Strong capital accumulation improves loss-absorption capacity, allows measured balance-sheet expansion, and preserves options for organic growth or targeted capital returns over the medium term.
Bears Say
Negative Cash GenerationA shift to negative operating and free cash flow signals weakened cash conversion and raises questions about earnings quality and working-capital management. Persistent cash outflows constrain loan funding, reinvestment, and dividend capacity, increasing reliance on external funding or capital actions over the medium term.
Profitability CompressionMaterial margin and ROE deterioration reduces the bank's ability to generate returns on capital and erodes intrinsic profitability. If lower spread economics or cost pressures persist, management may face tradeoffs between growth, capital retention and shareholder returns, limiting long-term capital efficiency.
Earnings Quality / Spread PressureRising revenue but flat or lower net income suggests margin erosion from weaker spread/fee economics or higher costs and credit provisions. This disconnect implies earnings are sensitive to mix and expense trends, increasing volatility risk and making sustainable profit improvement more uncertain.
Chesapeake Financial Shares News
CPKF FAQ
What was Chesapeake Financial Shares Inc’s price range in the past 12 months?
Chesapeake Financial Shares Inc lowest stock price was $20.85 and its highest was $38.00 in the past 12 months.
What is Chesapeake Financial Shares Inc’s market cap?
Chesapeake Financial Shares Inc’s market cap is $173.91M.
When is Chesapeake Financial Shares Inc’s upcoming earnings report date?
Chesapeake Financial Shares Inc’s upcoming earnings report date is Oct 22, 2026 which is in 93 days.
How were Chesapeake Financial Shares Inc’s earnings last quarter?
Chesapeake Financial Shares Inc released its earnings results on Jul 16, 2026. The company reported $1.745 earnings per share for the quarter, beating the consensus estimate of $0.86 by $0.885.
Is Chesapeake Financial Shares Inc overvalued?
According to Wall Street analysts Chesapeake Financial Shares Inc’s price is currently Overvalued.
Does Chesapeake Financial Shares Inc pay dividends?
Chesapeake Financial Shares Inc pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 1.76%. See more information on Chesapeake Financial Shares Inc dividends here
What is Chesapeake Financial Shares Inc’s EPS estimate?
Chesapeake Financial Shares Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Chesapeake Financial Shares Inc have?
Chesapeake Financial Shares Inc has 4,702,823 shares outstanding.
What happened to Chesapeake Financial Shares Inc’s price movement after its last earnings report?
Chesapeake Financial Shares Inc reported an EPS of $1.745 in its last earnings report, beating expectations of $0.86. Following the earnings report the stock price went down -0.672%.
Which hedge fund is a major shareholder of Chesapeake Financial Shares Inc?
Currently, no hedge funds are holding shares in CPKF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chesapeake Financial Shares Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.27%
12-Months-Change
Fundamentals
Return on Equity
1.76%
Trailing 12-Months
Asset Growth
7.64%
Trailing 12-Months
Company Description
Chesapeake Financial Shares Inc
Chesapeake Financial Shares, Inc. functions as the parent company for Chesapeake Bank, delivering a wide array of banking and financial services throughout Virginia. The institution offers various deposit accounts, including interest-bearing and non-interest checking, savings, money market accounts, and certificates of deposit. Its lending services extend to individuals, providing mortgage, single-family residential, residential construction, and general consumer loans. For businesses, the bank supplies commercial financing tailored to diverse sectors such as owner-occupied commercial development, retail, contractors/builders, medical practices, professional services, hospitality, nonprofits, the marine industry, and agriculture and seafood. Beyond traditional banking, Chesapeake Financial Shares also provides services like merchant processing, accounts receivable financing, wealth management, trust administration, mortgage banking, and cash management. The company operates through 16 branch locations situated in key regions of Virginia: 4 in the Northern Neck, 3 in the Middle Peninsula, 5 in Williamsburg, and 4 in Richmond. Founded in 1900, its corporate headquarters are located in Kilmarnock, Virginia.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
3.80% Other Institutional Investors
96.20% Public Companies and
Individual Investors