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Chesapeake Financial Shares Inc (CPKF)
OTHER OTC:CPKF
US Market
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Chesapeake Financial Shares (CPKF) Price & Analysis

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CPKF Stock Chart & Stats

$38.90
$0.15(0.38%)
At close: 4:00 PM EDT
$38.90
$0.15(0.38%)

Bulls Say, Bears Say

Bulls Say
Revenue ReaccelerationThe rebound shows the banking franchise can regain momentum after a weaker year. Sustained revenue recovery would support loan, deposit, and fee growth, although future durability depends on maintaining customer activity and healthy credit demand.
Improved LeverageLower leverage reduces balance-sheet risk and improves financial flexibility for a community bank. A more conservatively funded structure can help the company absorb credit or rate pressure while supporting continued asset growth.
Growing Equity BaseA steadily expanding equity base strengthens the capacity to grow loans and other assets without relying as heavily on additional debt. It also provides a larger capital cushion against credit losses and operating volatility.
Bears Say
Negative Operating Cash FlowThe reversal from consistently positive prior-year cash generation raises concerns about earnings quality and operating volatility. If persistent, weaker internal cash generation could constrain lending capacity, capital flexibility, and shareholder distributions.
Margin CompressionSharp margin compression means additional revenue is producing less profit, weakening the durability of earnings growth. Continued pressure from funding costs, operating expenses, credit provisions, or spread economics could limit future profitability.
Lower Return On EquityLower ROE indicates the enlarged capital base is currently generating less profit per shareholder dollar. Unless returns recover, weaker capital efficiency may constrain organic growth and signal ongoing pressure on margins or credit performance.

CPKF FAQ

What was Chesapeake Financial Shares Inc’s price range in the past 12 months?
Chesapeake Financial Shares Inc lowest stock price was $21.20 and its highest was $39.75 in the past 12 months.
    What is Chesapeake Financial Shares Inc’s market cap?
    Chesapeake Financial Shares Inc’s market cap is $182.87M.
      When is Chesapeake Financial Shares Inc’s upcoming earnings report date?
      Chesapeake Financial Shares Inc’s upcoming earnings report date is Oct 22, 2026 which is in 45 days.
        How were Chesapeake Financial Shares Inc’s earnings last quarter?
        Chesapeake Financial Shares Inc released its earnings results on Jul 16, 2026. The company reported $0.86 earnings per share for the quarter.
          Is Chesapeake Financial Shares Inc overvalued?
          According to Wall Street analysts Chesapeake Financial Shares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Chesapeake Financial Shares Inc pay dividends?
            Chesapeake Financial Shares Inc pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 1.79%. See more information on Chesapeake Financial Shares Inc dividends here
              What is Chesapeake Financial Shares Inc’s EPS estimate?
              Chesapeake Financial Shares Inc’s EPS estimate is 1.01.
                How many shares outstanding does Chesapeake Financial Shares Inc have?
                Chesapeake Financial Shares Inc has 4,699,699 shares outstanding.
                  What happened to Chesapeake Financial Shares Inc’s price movement after its last earnings report?
                  Chesapeake Financial Shares Inc reported an EPS of $0.86 in its last earnings report. Following the earnings report the stock price went down -0.672%.
                    Which hedge fund is a major shareholder of Chesapeake Financial Shares Inc?
                    Currently, no hedge funds are holding shares in CPKF
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Chesapeake Financial Shares Stock Smart Score

                      6
                      Neutral
                      1
                      2
                      3
                      4
                      5
                      6
                      7
                      8
                      9
                      10

                      Technicals

                      SMA
                      Positive
                      20 days / 200 days
                      Momentum
                      84.95%
                      12-Months-Change

                      Fundamentals

                      Return on Equity
                      1.79%
                      Trailing 12-Months
                      Asset Growth
                      5.88%
                      Trailing 12-Months
                      Learn more about TipRanks Smart Score

                      Company Description

                      Chesapeake Financial Shares Inc

                      Chesapeake Financial Shares, Inc. functions as the parent company for Chesapeake Bank, delivering a wide array of banking and financial services throughout Virginia. The institution offers various deposit accounts, including interest-bearing and non-interest checking, savings, money market accounts, and certificates of deposit. Its lending services extend to individuals, providing mortgage, single-family residential, residential construction, and general consumer loans. For businesses, the bank supplies commercial financing tailored to diverse sectors such as owner-occupied commercial development, retail, contractors/builders, medical practices, professional services, hospitality, nonprofits, the marine industry, and agriculture and seafood. Beyond traditional banking, Chesapeake Financial Shares also provides services like merchant processing, accounts receivable financing, wealth management, trust administration, mortgage banking, and cash management. The company operates through 16 branch locations situated in key regions of Virginia: 4 in the Northern Neck, 3 in the Middle Peninsula, 5 in Williamsburg, and 4 in Richmond. Founded in 1900, its corporate headquarters are located in Kilmarnock, Virginia.

                      Chesapeake Financial Shares (CPKF) Earnings & Revenues

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                      Ownership Overview

                      3.81%96.19%
                      Insiders
                      Mutual Funds
                      3.81% Other Institutional Investors
                      96.19% Public Companies and
                      Individual Investors
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