CNGFF Stock Chart & Stats
$0.05
$0.04(346.19%)
At close: 4:00 PM EDT
$0.05
$0.04(346.19%)
Day’s Range― - ―
52-Week Range$0.05 - $0.05
Previous CloseN/A
Volume202.00
Average Volume (3M)0.00
Market Cap
$21.19M
Enterprise Value$46.16M
Total Cash (Recent Filing)$3.11M
Total Debt (Recent Filing)$432.56K
Price to Earnings (P/E)37.3
Beta0.37
Next Earnings
Mar 03, 2027EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)<0.01
Shares Outstanding690,453,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-0.49
Price to Book (P/B)4.55
Price to Sales (P/S)1.96
P/FCF Ratio23.93
Enterprise Value/Market Cap2.18
Enterprise Value/Revenue2.53
Enterprise Value/Gross Profit7.26
Enterprise Value/Ebitda15.46
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)<0.01
Revenue Forecast (FY)$14.29M
Bulls Say, Bears Say
Bulls Say
Recurring Revenue GrowthThe rising recurring-revenue mix improves predictability and reduces reliance on individually won projects. Combined with a 28% three-year revenue CAGR, it indicates stronger customer retention and a business base that can support more durable growth over coming quarters.
Profitability And Cash GenerationThe turnaround is supported by real cash generation rather than accounting profit alone, strengthening financial resilience and funding capacity. Positive operating and free cash flow provide a more durable foundation for product investment, client onboarding, and reduced dependence on external capital.
PaaS Scale And Margin ProgressGrowth in active cards, transactions, and payment volume demonstrates increasing adoption of the company’s payments infrastructure. The substantial margin improvement also suggests operating leverage is emerging as scale builds, with further upside if management approaches its medium-term margin target.
Bears Say
Thin And Unproven MarginsAlthough profitability has arrived, thin net margins leave limited protection if pricing, product mix, or costs worsen. The decline in gross margin versus earlier periods also means the recent earnings improvement has not yet demonstrated a consistently durable margin structure.
Short Cash-Generation Track RecordRecent positive cash flow is encouraging, but the company has only a short record of sustaining it after several years of cash burn. That history increases execution risk around funding growth, particularly if revenue timing or operating requirements prevent the recent improvement from continuing.
Scaling And Onboarding Execution RiskThe growth plan depends partly on completing complex migrations and converting contracted clients into live programs. Delays could defer revenue and efficiency gains, while the scale of the projects may keep implementation costs and management demands elevated over the next several quarters.
Change Financial Ltd News
CNGFF FAQ
What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest stock price was $0.05 and its highest was $0.05 in the past 12 months.
What is Change Financial Ltd’s market cap?
Change Financial Ltd’s market cap is $21.19M.
When is Change Financial Ltd’s upcoming earnings report date?
Change Financial Ltd’s upcoming earnings report date is Mar 03, 2027 which is in 128 days.
How were Change Financial Ltd’s earnings last quarter?
Change Financial Ltd released its earnings results on Aug 26, 2026. The company reported $0 earnings per share for the quarter, missing the consensus estimate of $0.001 by -$0.001.
Is Change Financial Ltd overvalued?
According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued.
Does Change Financial Ltd pay dividends?
Change Financial Ltd does not currently pay dividends.
What is Change Financial Ltd’s EPS estimate?
Change Financial Ltd’s EPS estimate is <0.01.
How many shares outstanding does Change Financial Ltd have?
Change Financial Ltd has 690,453,000 shares outstanding.
What happened to Change Financial Ltd’s price movement after its last earnings report?
Change Financial Ltd reported an EPS of $0 in its last earnings report, missing expectations of $0.001. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Change Financial Ltd?
Currently, no hedge funds are holding shares in CNGFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Change Financial Ltd Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
CNGFF Sentiment 100%
Sector Average 65%
Sector Average 65%
Insider Transactions
Bought Shares
Worth $15.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
0.00%
12-Months-Change
Fundamentals
Return on Equity
6.26%
Trailing 12-Months
Asset Growth
-10.51%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Change Financial Ltd
Change Financial Limited is a financial technology firm that provides payment-as-a-service (PaaS) solutions across a global footprint, including regions like Southeast Asia, Oceania, Latin America, and the United States. The company's key offerings include Vertexon, a PaaS platform facilitating the issuance of both physical and virtual cards and transaction processing, as well as PaySim, a specialized tool for payment system testing. Incorporated in 2011 and headquartered in Brisbane, Australia, the enterprise operated as ChimpChange Limited before rebranding to Change Financial Limited in July 2017.
Technical Analysis
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