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Cornerstone Bancorp Inc (CNBP)
OTHER OTC:CNBP
US Market
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Cornerstone Bancorp (CNBP) Price & Analysis

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CNBP Stock Chart & Stats

$119.05
$3.49(3.00%)
At close: 4:00 PM EDT
$119.05
$3.49(3.00%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthA 92% year increase in revenue reflects meaningful expansion of core business activity, supporting scale advantages and higher fixed-cost absorption. If sustained, this revenue base growth underpins durable earnings improvement and funds reinvestment into products and branch capabilities.
High Net Profit MarginA 25.65% net margin indicates strong pricing power or operational efficiency versus peers, providing a durable buffer against cyclical pressure. Persistently high margins enable internal capital allocation for lending, technology or reserves without immediate reliance on external financing.
Strong Free Cash Flow ConversionNearly one-to-one FCF-to-net-income conversion shows effective cash generation and quality of earnings. Robust cash conversion supports sustainable dividend capacity, debt repayment or opportunistic investments, reducing sensitivity to short-term market funding conditions.
Bears Say
EBIT Margin VolatilityFluctuating EBIT margins imply inconsistent cost control or variable revenue mix, which undermines predictability of operating profits. Overmonths, margin volatility raises execution risk, complicates long-range planning and could pressure investor confidence in recurring profitability.
Weak Cash Conversion From OperationsLow operating cash flow relative to reported net income signals potential reliance on non-cash items or working-capital swings. Structurally weak cash conversion can constrain liquidity, limit self-funding of growth and elevate refinancing or funding risk during stress periods.
Declining Return On EquityA declining ROE, even at 12%, suggests the company is generating lower returns from shareholder capital than before. Persisting declines could signal weaker profitability or suboptimal asset deployment, reducing long-term capacity to deliver attractive shareholder returns.

CNBP FAQ

What was Cornerstone Bancorp Inc’s price range in the past 12 months?
Cornerstone Bancorp Inc lowest stock price was $92.00 and its highest was $150.25 in the past 12 months.
    What is Cornerstone Bancorp Inc’s market cap?
    Cornerstone Bancorp Inc’s market cap is $118.35M.
      When is Cornerstone Bancorp Inc’s upcoming earnings report date?
      Cornerstone Bancorp Inc’s upcoming earnings report date is Aug 05, 2026 which is in 8 days.
        How were Cornerstone Bancorp Inc’s earnings last quarter?
        Cornerstone Bancorp Inc released its earnings results on Apr 28, 2026. The company reported $2.484 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Cornerstone Bancorp Inc overvalued?
          According to Wall Street analysts Cornerstone Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Cornerstone Bancorp Inc pay dividends?
            Cornerstone Bancorp Inc pays a Notavailable dividend of $2.75 which represents an annual dividend yield of N/A. See more information on Cornerstone Bancorp Inc dividends here
              What is Cornerstone Bancorp Inc’s EPS estimate?
              Cornerstone Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Cornerstone Bancorp Inc have?
              Cornerstone Bancorp Inc has 994,088 shares outstanding.
                What happened to Cornerstone Bancorp Inc’s price movement after its last earnings report?
                Cornerstone Bancorp Inc reported an EPS of $2.484 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Cornerstone Bancorp Inc?
                  Currently, no hedge funds are holding shares in CNBP
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Cornerstone Bancorp Inc

                    Cornerstone Bancorp, Inc. functions as the parent entity for Cornerstone National Bank & Trust Company, which delivers a comprehensive range of financial solutions to both retail and commercial clients. Its deposit offerings include checking, savings, and money market accounts, along with individual retirement accounts (IRAs) and certificates of deposit (CDs). The institution's lending portfolio encompasses home equity, vehicle, personal, equipment, and association loans, alongside real estate construction financing. It further provides residential mortgages and refinancing options, specialized funding for construction projects, and financial services for medical and dental practices. Additionally, it extends commercial and multi-family mortgages, as well as various letters and lines of credit. Furthermore, it provides convenient online and mobile banking platforms, payment processing, sophisticated cash management tools, and bill payment functionalities. It also offers comprehensive services for both personal and business accounts. Beyond traditional banking, the company furnishes securities custody accounts, professional investment management services, trust and estate administration, guardianship support, and various retirement planning solutions. Its operational footprint is concentrated within the Chicago metropolitan area, anchored by its primary office in Palatine, Illinois, with branch locations in Crystal Lake, Deer Park, Naperville, and Schaumburg, Illinois. Established in 2000, Cornerstone Bancorp, Inc. maintains its corporate headquarters in Palatine, Illinois.

                    Cornerstone Bancorp (CNBP) Earnings & Revenues

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                    Ownership Overview

                    0.50%99.50%
                    Insiders
                    Mutual Funds
                    0.50% Other Institutional Investors
                    99.50% Public Companies and
                    Individual Investors
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