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CNAF Stock Chart & Stats
$8.35
$0.00(0.00%)
At close: 4:00 PM EDT
$8.35
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$6.71 - $8.75
Previous CloseN/A
Volume6.30K
Average Volume (3M)3.29K
Market Cap
$24.58M
Enterprise Value$29.39
Total Cash (Recent Filing)$4.18M
Total Debt (Recent Filing)$10.71M
Price to Earnings (P/E)12.1
Beta0.38
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.59%
Share Statistics
EPS (TTM)0.71
Shares Outstanding2,861,000
10 Day Avg. Volume3,297
30 Day Avg. Volume3,287
Financial Highlights & Ratios
PEG Ratio3.71
Price to Book (P/B)0.58
Price to Sales (P/S)1.28
P/FCF Ratio15.89
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Consistent Positive Operating & Free Cash FlowSustained positive operating and free cash flow indicates durable earnings quality and internal funding capacity. Over 2–6 months this supports dividend funding, loan origination and necessary capex without immediate reliance on external markets, improving resilience through cycles.
Sizable Equity Base Relative To AssetsA sizable equity base provides a structural capital buffer that improves loss absorption and regulatory flexibility. This durable strength supports lending activities, cushions shocks to asset quality, and makes strategic capital allocation less constrained over the medium term.
Continued Profitability Despite PressureRemaining consistently profitable, even with compressed margins, demonstrates an intact earning franchise and basic business viability. This ongoing profitability underpins long-term ability to service deposits, sustain core operations, and pursue incremental growth or cost efficiency measures.
Bears Say
Revenue Volatility And Sharp 2025 DropMaterial revenue swings and a sharp 2025 decline weaken predictability of net interest income and fee revenue, undermining strategic planning and capital allocation. Persistent volatility limits scale benefits, complicates loan origination planning and increases earnings downside risk over the medium term.
Material Margin CompressionA sustained drop in net margins reflects deteriorating earnings power and reduces internal cash generation. Over months this pressures ROE and the sustainability of distributions, may force cost cutting or repricing, and limits capacity to rebuild capital through retained earnings.
Volatile Leverage And ROE TrendsSignificant year-to-year swings in leverage and ROE indicate inconsistent capital strategy and greater sensitivity to funding or market shocks. This volatility can raise funding costs, complicate regulatory planning, and increase the probability of reactive capital actions that impair long-term strategic execution.
CNAF FAQ
What was Commercial National Financial Corp.’s price range in the past 12 months?
Commercial National Financial Corp. lowest stock price was $6.71 and its highest was $8.75 in the past 12 months.
What is Commercial National Financial Corp.’s market cap?
Commercial National Financial Corp.’s market cap is $24.58M.
When is Commercial National Financial Corp.’s upcoming earnings report date?
Commercial National Financial Corp.’s upcoming earnings report date is Oct 22, 2026 which is in 80 days.
How were Commercial National Financial Corp.’s earnings last quarter?
Commercial National Financial Corp. released its earnings results on Jul 22, 2026. The company reported $0.175 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Commercial National Financial Corp. overvalued?
According to Wall Street analysts Commercial National Financial Corp.’s price is currently Overvalued.
Does Commercial National Financial Corp. pay dividends?
Commercial National Financial Corp. pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 5.59%. See more information on Commercial National Financial Corp. dividends here
What is Commercial National Financial Corp.’s EPS estimate?
Commercial National Financial Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Commercial National Financial Corp. have?
Commercial National Financial Corp. has 2,861,000 shares outstanding.
What happened to Commercial National Financial Corp.’s price movement after its last earnings report?
Commercial National Financial Corp. reported an EPS of $0.175 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.416%.
Which hedge fund is a major shareholder of Commercial National Financial Corp.?
Currently, no hedge funds are holding shares in CNAF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Commercial National Financial Corp.
Commercial National Financial Corporation functions as a bank holding company, overseeing Commercial Bank & Trust of PA, which delivers a comprehensive suite of banking and financial services throughout Pennsylvania. The institution provides diverse deposit options, including checking, savings, and money market investment accounts, alongside business-specific time deposits and certificates of deposit. For individuals and businesses seeking credit, they offer a wide array of loan products. These encompass personal and auto loans, home equity lines of credit, as well as residential, construction, and commercial mortgages. The company further enhances client convenience with modern banking tools like ATM access, debit cards, online and mobile banking, and digital bill payment services. Additional offerings include direct deposit, payroll processing, and night depository facilities. Beyond traditional banking, Commercial National Financial Corporation extends its expertise to asset management and trust services. These specialized offerings cover trust and estate planning, investment management, cash management solutions, and various retirement products. The corporation operates through a network of seven local branches situated in Hempfield Township, Latrobe, Ligonier, Unity Township, and West Newton. Established in 1934, its main operational base is located in Latrobe, Pennsylvania.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
3.55% Other Institutional Investors
96.45% Public Companies and
Individual Investors