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Citizens Holding Company (CIZN) Stock Price & Analysis

110 Followers

CIZN Stock Chart & Stats

$9.75-$0.10(-1.02%)
At close: 4:00 PM EST
$9$10$11Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$9.75 - $9.80
52-Week Range
$6.44 - $11.00
Previous Close
$9.85
Volume
N/A
Average Volume (3M)
3,720
Market Cap
$56.08M
Enterprise Value
$80.12M
Total Cash (Recent Filing)
$15.23M
Total Debt (Recent Filing)
$39.94M
Price to Earnings (P/E)
4.8
Beta
0.29
Next Earnings
Jan 26, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Jun 16, 2025
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Revenue Growth

Several years of revenue growth indicate expanding business activity rather than a single-period improvement. Continued top-line momentum can support investment in community banking capabilities, strengthen operating scale, and provide a durable base for future earnings across the company’s regional markets.

Profitability Rebound

The sharp 2025 recovery in operating and net profitability shows that the business can convert stronger revenue into improved earnings. If maintained, better margins should enhance internal capital generation, support lending growth, and improve resilience through the next several quarters.

Cash Generation

Higher operating and free cash flow strengthens the company’s ability to fund operations and growth internally. Positive free cash flow across the period provides financial flexibility for a bank holding company, although the durability of the latest improvement should be monitored against prior variability.

Bears Say

Capital Structure Volatility

Although leverage improved materially in 2025, the wide historical swings indicate an inconsistent capital structure and changing balance-sheet mix. Such variability can make financial performance less predictable and may constrain management’s flexibility when funding lending or absorbing weaker operating conditions.

Margin Volatility

The large changes in profitability across recent years make it harder to determine how much of the 2025 rebound is sustainable. The reported zero gross profit for 2024 also creates a consistency concern, reducing confidence in margin comparisons and the precision of longer-term earnings analysis.

Choppy Free Cash Flow

Positive cash generation is encouraging, but prior declines show that free cash flow has not advanced consistently through the period. The zero 2025 cash-flow-to-earnings ratios are an additional data-quality flag, limiting confidence in assessing the recurring cash conversion of reported profits.

Citizens Holding Company News

CIZN FAQ

What was Citizens Holding Company’s price range in the past 12 months?
Citizens Holding Company lowest stock price was $6.44 and its highest was $11.00 in the past 12 months.
What is Citizens Holding Company’s market cap?
Citizens Holding Company’s market cap is $56.08M.
When is Citizens Holding Company’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Citizens Holding Company’s earnings last quarter?
Citizens Holding Company released its earnings results on Nov 03, 2026. The company reported $0.757 earnings per share for the quarter.
Is Citizens Holding Company overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Citizens Holding Company pay dividends?
Citizens Holding Company pays a quarterly dividend of $0.02 which represents an annual dividend yield of ―. See more information on Citizens Holding Company dividends here
What is Citizens Holding Company’s EPS estimate?
Citizens Holding Company’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Citizens Holding Company have?
Citizens Holding Company has 5,693,611 shares outstanding.
What happened to Citizens Holding Company’s price movement after its last earnings report?
Citizens Holding Company reported an EPS of $0.757 in its last earnings report. Following the earnings report the stock price went up 5.556%.
Which hedge fund is a major shareholder of Citizens Holding Company?
Currently, no hedge funds are holding shares in CIZN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology