TipRanks
CIB Marine Bancshares (CIBH)
OTHER OTC:CIBH
US Market
Want to see CIBH full AI Analyst Report?

CIB Marine Bancshares (CIBH) Price & Analysis

10 Followers

CIBH Stock Chart & Stats

$43.43
$0.50(1.20%)
At close: 4:00 PM EDT
$43.43
$0.50(1.20%)

Bulls Say, Bears Say

Bulls Say
Continued ProfitabilityOngoing profitability provides a foundation for business continuity and internal funding, even though earnings weakened recently. Maintaining positive earnings across the reported period indicates the bank has preserved an operating profit base that could support recovery if margins stabilize.
2025 Cash Flow RecoveryThe return to positive operating and free cash flow in 2025 improves funding flexibility and strengthens the link between reported earnings and cash generation. If sustained, this recovery can reduce reliance on external funding and support more dependable capital allocation.
Stable Asset BaseA sizable and relatively stable asset base gives the company an established platform for continuing its banking activities. This scale can support ongoing customer and balance-sheet operations, while providing a durable foundation from which improved capital efficiency could translate into stronger returns.
Bears Say
Sharp Margin CompressionThe steep decline in net margin signals materially weaker earnings conversion and raises concern about the sustainability of recent profitability. Persistent pressure on spreads or costs would reduce retained earnings, constrain reinvestment capacity, and make future results more sensitive to operating changes.
Volatile Cash GenerationCash-flow volatility weakens confidence in the consistency and quality of earnings, even after the latest recovery. Repeated periods of cash burn can increase funding needs and limit financial flexibility, making it harder for the company to support growth or absorb weaker operating conditions.
Inconsistent Leverage And Low ROEThe return to higher leverage alongside sharply lower ROE points to weaker capital efficiency and an inconsistent funding profile. This combination can limit balance-sheet flexibility, increase sensitivity to financial performance, and reduce the earnings benefit generated from shareholder capital.

CIBH FAQ

What was CIB Marine Bancshares’s price range in the past 12 months?
CIB Marine Bancshares lowest stock price was $33.50 and its highest was $46.75 in the past 12 months.
    What is CIB Marine Bancshares’s market cap?
    CIB Marine Bancshares’s market cap is $52.39M.
      When is CIB Marine Bancshares’s upcoming earnings report date?
      CIB Marine Bancshares’s upcoming earnings report date is Jan 15, 2027 which is in 83 days.
        How were CIB Marine Bancshares’s earnings last quarter?
        CIB Marine Bancshares released its earnings results on Oct 21, 2026. The company reported $0.57 earnings per share for the quarter.
          Is CIB Marine Bancshares overvalued?
          According to Wall Street analysts CIB Marine Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does CIB Marine Bancshares pay dividends?
            CIB Marine Bancshares does not currently pay dividends.
            What is CIB Marine Bancshares’s EPS estimate?
            CIB Marine Bancshares’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does CIB Marine Bancshares have?
            CIB Marine Bancshares has 1,360,706 shares outstanding.
              What happened to CIB Marine Bancshares’s price movement after its last earnings report?
              CIB Marine Bancshares reported an EPS of $0.57 in its last earnings report. Following the earnings report the stock price went down -5.604%.
                Which hedge fund is a major shareholder of CIB Marine Bancshares?
                Currently, no hedge funds are holding shares in CIBH
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  CIB Marine Bancshares Stock Smart Score

                  5
                  Neutral
                  1
                  2
                  3
                  4
                  5
                  6
                  7
                  8
                  9
                  10

                  Technicals

                  SMA
                  Positive
                  20 days / 200 days
                  Momentum
                  8.45%
                  12-Months-Change

                  Fundamentals

                  Return on Equity
                  2.41%
                  Trailing 12-Months
                  Asset Growth
                  -2.85%
                  Trailing 12-Months
                  Learn more about TipRanks Smart Score

                  Company Description

                  CIB Marine Bancshares

                  CIB Marine Bancshares, Inc. operates as the bank holding company for CIBM Bank that provides commercial banking services to individual and business customers in Illinois, Indiana, and Wisconsin. The company provides deposit accounts comprising checking, savings, and time deposits. It also offers a range of loan products, such as commercial, commercial real estate, commercial and residential construction, government guaranteed, one-to-four family residential real estate, home equity, and consumer loans, as well as commercial and standby letters of credit. In addition, the company provides trust services; cash management; repurchase agreements; and other banking services. Further, it invests in securities. The company was formerly known as Central Illinois Bancorp, Inc. and changed its name to CIB Marine Bancshares, Inc. in August 1999. CIB Marine Bancshares, Inc. was incorporated in 1985 and is based in Brookfield, Wisconsin.

                  CIB Marine Bancshares (CIBH) Earnings & Revenues

                  Similar Stocks
                  Company
                  Price & Change
                  Follow
                  Ameriserv Financial
                  ―
                  ―
                  Optimumbank Holdings
                  ―
                  ―
                  BayFirst Financial Corp
                  ―
                  ―
                  Texas Community
                  ―
                  ―
                  ―
                  ―
                  ―
                  Popular Stocks