PNP Stock Chart & Stats
Currently, no data available
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Bulls Say, Bears Say
Bulls Say
Cash GenerationTTM operating cash flow recovered sharply to roughly $9.4B and free cash flow tracks net income (~1.0), showing earnings are converting to cash. That durable cash generation supports loan funding, capital returns, buybacks and investment in tech, improving financial flexibility over months.
Diversified Fee IncomeBroad-based fee growth across asset management, capital markets, cards and cash management increases noninterest income resilience. A diversified fee mix reduces sole reliance on net interest income and supports pre-provision net revenue (PPNR) and operating leverage over the medium term.
Strategic Market ExpansionThe completed FirstBank integration meaningfully expands PNC's western footprint, adding scale and new customer relationships. This structural expansion creates durable cross-sell opportunities for retail, commercial and wealth services and improves long-term market position in faster-growing states.
Bears Say
Rising LeverageLeverage increased materially year-over-year, raising debt-to-equity to ~1.34. Higher leverage tightens regulatory and funding flexibility, magnifies earnings sensitivity to credit losses or rate shocks, and constrains strategic maneuverability if adverse macro or credit conditions persist.
Top-line WeaknessTTM revenue contraction indicates growth is currently driven more by margin gains and expense control than by expanding sales. If revenue growth doesn't re-accelerate, sustaining profit improvements will rely on margins and cost actions, creating vulnerability if NIM or fee trends reverse.
Funding SensitivityA sizeable uptick in wholesale borrowings to fund rapid loan growth increases rollover and interest-rate risk. Dependence on FHLB and other wholesale funding can raise funding costs and liquidity sensitivity versus core deposits, pressuring margins if deposit growth lags.
PNC Financial News
PNP FAQ
What was PNC Financial Services’s price range in the past 12 months?
Currently, no data Available
What is PNC Financial Services’s market cap?
PNC Financial Services’s market cap is CHF82.97B.
When is PNC Financial Services’s upcoming earnings report date?
PNC Financial Services’s upcoming earnings report date is Oct 15, 2026 which is in 62 days.
How were PNC Financial Services’s earnings last quarter?
PNC Financial Services released its earnings results on Jul 15, 2026. The company reported $3.916 earnings per share for the quarter, beating the consensus estimate of $3.633 by $0.282.
Is PNC Financial Services overvalued?
According to Wall Street analysts PNC Financial Services’s price is currently Undervalued.
Does PNC Financial Services pay dividends?
PNC Financial Services does not currently pay dividends.
What is PNC Financial Services’s EPS estimate?
PNC Financial Services’s EPS estimate is 3.99.
How many shares outstanding does PNC Financial Services have?
Currently, no data Available
What happened to PNC Financial Services’s price movement after its last earnings report?
PNC Financial Services reported an EPS of $3.916 in its last earnings report, beating expectations of $3.633. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of PNC Financial Services?
Currently, no hedge funds are holding shares in CH:PNP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PNC Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
CHF227.79 (― Upside)
CHF227.79 (― Upside)
Blogger Sentiment
Bullish
CH:PNP Sentiment 64%
Sector Average 54%
Sector Average 54%
Insider Transactions
Sold Shares
Worth CHF9.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.16%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
10.18%
Trailing 12-Months
Company Description
PNC Financial Services
PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. This includes a variety of deposit accounts such as checking, savings, money market, and certificates of deposit. Lending products span residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education financing, and personal and small business loans and credit lines. Additionally, the segment provides brokerage, insurance, investment, and cash management services, all accessible via its branch network, ATMs, call centers, and digital banking channels. The Corporate & Institutional Banking segment caters to the needs of mid-sized and large corporations, government entities, and not-for-profit organizations. It offers secured and unsecured commercial loans, letters of credit, and equipment leases. Services extend to sophisticated cash and investment management, including receivables and disbursement handling, fund transfers, international payment processing, and access to online/mobile information reporting. Furthermore, this segment provides expert advice on foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions, alongside offering equity capital markets advisory, commercial loan servicing, and technology solutions. PNC's Asset Management Group specializes in wealth management for a diverse clientele. For high net worth and ultra high net worth individuals and their families, it delivers tailored investment and retirement planning, customized investment management, credit and cash management strategies, and trust administration. This also includes specialized multi-generational family planning services for its wealthiest clients. Institutional clients benefit from outsourced chief investment officer capabilities, custody services, private real estate investment opportunities, cash and fixed income solutions, and fiduciary retirement advisory services.
PNP Company Deck
PNP Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong quarter with substantial revenue and EPS growth, robust loan growth, broad-based fee income strength, solid credit metrics, and continued capital returns (dividend increase and buybacks). Management acknowledged modest integration and one-time items, some near-term fee and margin volatility, and a temporary increase in wholesale borrowings, but provided constructive full-year guidance (notably NII +15–15.5% and loan growth ~12.5%) and reiterated execution on strategic initiatives. Overall the positives materially outweigh the negatives.View all CH:PNP earnings summariesPNP Revenue Breakdown
62.38% Net interest income
37.62% Noninterest income

PNP Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
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