46P1 Stock Chart & Stats
Currently, no data available
Please return soon. This page is being updated.
Bulls Say, Bears Say
Bulls Say
Solid ProfitabilityThe latest period shows meaningful operating and net profitability, indicating that Paragon's lending and funding model continues to generate earnings. This provides an internal source of capital for investment and resilience, although preserving these margins remains important as conditions change.
Strong Earnings QualityFree cash flow broadly matching net income supports the quality of reported earnings and suggests profits are translating into cash rather than relying mainly on accounting movements. That conversion can support dividends, balance-sheet management, and continued lending over the medium term.
Specialist Lending ModelA defined focus on specialist mortgages and selected niche lending gives Paragon a clear operating identity within banking rather than requiring broad exposure across every lending category. Its established combination of lending, servicing, and deposit-taking supports a coherent repeatable business model.
Bears Say
Higher LeverageThe substantial increase in debt-to-equity indicates greater reliance on debt funding and reduces financial flexibility relative to the prior year. Higher leverage can leave less capacity to absorb weaker credit conditions or fund growth internally, making balance-sheet discipline increasingly important.
Uneven Revenue PerformanceVolatile revenue performance makes it harder to establish a dependable trend in underlying earnings power. For a lender, inconsistent income can complicate planning, capital allocation, and operating leverage, while also increasing reliance on favorable lending volumes, pricing, or funding conditions.
Cash Flow VolatilityThe sharp year-on-year decline in operating and free cash flow weakens confidence in the consistency of cash generation, even though the company remained cash-flow positive. Persistent volatility could constrain distributions, reduce funding flexibility, or limit the pace of balance-sheet expansion.
Paragon Banking Group PLC News
46P1 FAQ
What was Paragon Banking Group PLC’s price range in the past 12 months?
Currently, no data Available
What is Paragon Banking Group PLC’s market cap?
Paragon Banking Group PLC’s market cap is CHF1.40B.
When is Paragon Banking Group PLC’s upcoming earnings report date?
Paragon Banking Group PLC’s upcoming earnings report date is Dec 01, 2026 which is in 36 days.
How were Paragon Banking Group PLC’s earnings last quarter?
Paragon Banking Group PLC released its earnings results on Jun 02, 2026. The company reported CHF0.613 earnings per share for the quarter.
Is Paragon Banking Group PLC overvalued?
According to Wall Street analysts Paragon Banking Group PLC’s price is currently Undervalued.
Does Paragon Banking Group PLC pay dividends?
Paragon Banking Group PLC does not currently pay dividends.
What is Paragon Banking Group PLC’s EPS estimate?
Paragon Banking Group PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paragon Banking Group PLC have?
Paragon Banking Group PLC has 182,159,970 shares outstanding.
What happened to Paragon Banking Group PLC’s price movement after its last earnings report?
Paragon Banking Group PLC reported an EPS of CHF0.613 in its last earnings report. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Paragon Banking Group PLC?
Currently, no hedge funds are holding shares in CH:46P1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paragon Banking Group PLC Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
CHF11.83 (― Upside)
CHF11.83 (― Upside)
Blogger Sentiment
Bullish
CH:46P1 Sentiment 100%
Sector Average 60%
Sector Average 60%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-11.58%
12-Months-Change
Fundamentals
Return on Equity
11.98%
Trailing 12-Months
Asset Growth
4.02%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Paragon Banking Group PLC
Paragon Banking Group PLC is a leading provider of diverse financial solutions across the United Kingdom. The company's operations are structured into three distinct divisions: Mortgage Lending, Commercial Lending, and Idem Capital. The Mortgage Lending division specializes in property-backed finance, encompassing both buy-to-let mortgages for investors and owner-occupied residential loans, including first and second charges, along with related services. Meanwhile, Commercial Lending caters to businesses with a diverse suite of financial products, such as funding for small and medium-sized enterprises (SMEs), development finance for property projects, structured lending solutions, and vehicle financing. The Idem Capital segment's activities involve the acquisition and management of various credit assets, including equipment leases, motor finance agreements, residential mortgages, and unsecured personal loans. Furthermore, Idem Capital extends its expertise to managing loan portfolios on behalf of institutional clients like banks, private equity firms, and specialist lenders. Beyond its lending operations, Paragon Banking Group also offers a comprehensive range of savings accounts to household customers. Established in 1985, the company is headquartered in Solihull, United Kingdom. It adopted its current name, Paragon Banking Group PLC, in September 2017, having previously been known as The Paragon Group of Companies PLC.
46P1 Stock 12 Month Forecast
Average Price Target
―Arbuthnot Banking
―
Metro Bank
―
OSB Group PLC
―
Vanquis Banking Group
―
Secure Trust Bank
―